Overall
- Punta Gorda
- 100.5
Diff +1.7 RPP
Atlantic City-Hammonton vs Punta Gorda
Cost of living comparison based on BEA Regional Price Parities. Punta Gorda is 1.7% more expensive than Atlantic City-Hammonton.
1.7% more expensive
Punta Gorda, FL is 1.7% more expensive than Atlantic City-Hammonton, NJ on BEA Regional Price Parities (overall RPP 100.5 vs 98.9). A $100,000 salary in Atlantic City-Hammonton buys about the same as $101,687 in Punta Gorda; the largest component gap is services.
- Overall RPP 98.9 (Atlantic City-Hammonton) vs 100.5 (Punta Gorda)
- $100k in Atlantic City-Hammonton ≈ $101,687 purchasing power in Punta Gorda
- Services drives the gap (-21.9 RPP points)
RPP parity plate
Pair NJ:FL 98.9→100.5
PHOTO-FINISH · CROSS-STATE · SPLIT-BUDGET · BENCH-CROSS · PP-PAR
- PHOTO-FINISH Photo finish
- CROSS-STATE NJ × FL
- SPLIT-BUDGET Split budget
- BENCH-CROSS Benchmark cross
- PP-PAR PP near-par
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Atlantic City-Hammonton
98.9
Cost Index
Punta Gorda
100.5
Cost Index
What This Comparison Actually Tells You
Atlantic City-Hammonton, NJ and Punta Gorda, FL are a photo finish on overall price level, only 1.7 RPP points apart. A salary conversion is therefore a fine adjustment, not evidence of a fundamentally different cost regime.
Services creates the largest separation: Punta Gorda is 21.9 points lower. But services and goods move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
This route crosses the national benchmark: Punta Gorda is above 100 while Atlantic City-Hammonton is below it. That makes the move a change of price regime, not merely a rank swap.
For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in Atlantic City-Hammonton to $101,687 in Punta Gorda, but it is not a personal spending weight.
Category Breakdown
Goods
- Punta Gorda
- 96.2
Diff -3.6 RPP
Services
- Atlantic City-Hammonton
- 109.2
- Punta Gorda
- 87.3
Diff -21.9 RPP
Rents
- Punta Gorda
- 113.3
Diff +14.6 RPP
| Category | Atlantic City-Hammonton | Punta Gorda | Difference |
|---|---|---|---|
| Overall | 98.9 | 100.5 | +1.7 |
| Goods | 99.8 | 96.2 | -3.6 |
| Services | 109.2 | 87.3 | -21.9 |
| Rents | 98.7 | 113.3 | +14.6 |
Visual Comparison
Overall
Atlantic City-Hammonton 98.9
Punta Gorda 100.5
Goods
Atlantic City-Hammonton 99.8
Punta Gorda 96.2
Services
Atlantic City-Hammonton 109.2
Punta Gorda 87.3
Rents
Atlantic City-Hammonton 98.7
Punta Gorda 113.3
Vertical line = national average (100)
How the Price Gap Changed
Atlantic City-Hammonton and Punta Gorda share 17 published annual releases from 2008 through 2024. Their overall gap narrowed, moving from 13.2 to 1.7 RPP points. Punta Gorda remained the higher-index metro in the latest release.
Rents changed the most within this pair: its gap moved 53.5 points between the first and latest shared releases (38.9 to 14.6 points). This describes a relative price-index history, not a forecast or a household budget.
| Release Year | Atlantic City-Hammonton RPP | Punta Gorda RPP | Relative Gap |
|---|---|---|---|
| 2008 | 110.7 | 97.5 | 13.2 points Atlantic City-Hammonton higher |
| 2012 | 104.6 | 97.9 | 6.7 points Atlantic City-Hammonton higher |
| 2016 | 102.6 | 98.7 | 3.9 points Atlantic City-Hammonton higher |
| 2020 | 101.2 | 98.9 | 2.3 points Atlantic City-Hammonton higher |
| 2024 | 98.9 | 100.5 | 1.7 points Punta Gorda higher |
Annual BEA Regional Price Parity releases; a higher index means a higher price level relative to the national average of 100. Selected years shown from the full shared series.
Salary Equivalents
What a salary in Atlantic City-Hammonton would need to be in Punta Gorda for the same purchasing power:
| In Atlantic City-Hammonton | In Punta Gorda | Difference |
|---|---|---|
| $50,000 | $50,844 | +$844 |
| $75,000 | $76,265 | +$1,265 |
| $100,000 | $101,687 | +$1,687 |
| $150,000 | $152,531 | +$2,531 |
$ in Atlantic City-Hammonton = in Punta Gorda
Same BEA Regional Price Parity ratio as the table above (98.9 → 100.5), computed live from your number, nothing is sent anywhere.
Frequently Asked Questions
Is Punta Gorda more expensive than Atlantic City-Hammonton?
Punta Gorda is 1.7% more expensive than Atlantic City-Hammonton. The overall cost index is 100.5 vs 98.9 (national average = 100).
What salary in Punta Gorda equals $100K in Atlantic City-Hammonton?
A $100,000 salary in Atlantic City-Hammonton has the same purchasing power as $101,687 in Punta Gorda. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Atlantic City-Hammonton and Punta Gorda?
Rents in Atlantic City-Hammonton are indexed at 98.7 while Punta Gorda is at 113.3 (national average = 100). Punta Gorda has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.