Overall
- Punta Gorda
- 100.5
Diff -1.7 RPP
Cost of living comparison based on BEA Regional Price Parities. Atlantic City-Hammonton is 1.7% less expensive than Punta Gorda.
Atlantic City-Hammonton, NJ is 1.7% less expensive than Punta Gorda, FL on BEA Regional Price Parities (overall RPP 98.9 vs 100.5). A $100,000 salary in Punta Gorda buys about the same as $98,341 in Atlantic City-Hammonton; the largest component gap is services.
RPP parity plate
Pair FL:NJ 100.5→98.9
PHOTO-FINISH · CROSS-STATE · SPLIT-BUDGET · BENCH-CROSS · PP-PAR
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Punta Gorda, FL and Atlantic City-Hammonton, NJ are a photo finish on overall price level, only 1.7 RPP points apart. A salary conversion is therefore a fine adjustment, not evidence of a fundamentally different cost regime.
Services creates the largest separation: Atlantic City-Hammonton is 21.9 points higher. But services and goods move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
This route crosses the national benchmark: Punta Gorda is above 100 while Atlantic City-Hammonton is below it. That makes the move a change of price regime, not merely a rank swap.
For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in Punta Gorda to $98,341 in Atlantic City-Hammonton, but it is not a personal spending weight.
Diff -1.7 RPP
Diff +3.6 RPP
Diff +21.9 RPP
Diff -14.6 RPP
| Category | Punta Gorda | Atlantic City-Hammonton | Difference |
|---|---|---|---|
| Overall | 100.5 | 98.9 | -1.7 |
| Goods | 96.2 | 99.8 | +3.6 |
| Services | 87.3 | 109.2 | +21.9 |
| Rents | 113.3 | 98.7 | -14.6 |
Vertical line = national average (100)
Punta Gorda and Atlantic City-Hammonton share 17 published annual releases from 2008 through 2024. Their overall gap narrowed, moving from 13.2 to 1.7 RPP points. Punta Gorda remained the higher-index metro in the latest release.
Rents changed the most within this pair: its gap moved 53.5 points between the first and latest shared releases (38.9 to 14.6 points). This describes a relative price-index history, not a forecast or a household budget.
| Release Year | Punta Gorda RPP | Atlantic City-Hammonton RPP | Relative Gap |
|---|---|---|---|
| 2008 | 97.5 | 110.7 | 13.2 points Atlantic City-Hammonton higher |
| 2012 | 97.9 | 104.6 | 6.7 points Atlantic City-Hammonton higher |
| 2016 | 98.7 | 102.6 | 3.9 points Atlantic City-Hammonton higher |
| 2020 | 98.9 | 101.2 | 2.3 points Atlantic City-Hammonton higher |
| 2024 | 100.5 | 98.9 | 1.7 points Punta Gorda higher |
Annual BEA Regional Price Parity releases; a higher index means a higher price level relative to the national average of 100. Selected years shown from the full shared series.
What a salary in Punta Gorda would need to be in Atlantic City-Hammonton for the same purchasing power:
| In Punta Gorda | In Atlantic City-Hammonton | Difference |
|---|---|---|
| $50,000 | $49,170 | $-830 |
| $75,000 | $73,756 | $-1,244 |
| $100,000 | $98,341 | $-1,659 |
| $150,000 | $147,511 | $-2,489 |
Same BEA Regional Price Parity ratio as the table above (100.5 → 98.9), computed live from your number, nothing is sent anywhere.
Atlantic City-Hammonton is 1.7% less expensive than Punta Gorda. The overall cost index is 98.9 vs 100.5 (national average = 100).
A $100,000 salary in Punta Gorda has the same purchasing power as $98,341 in Atlantic City-Hammonton. This is based on the BEA Regional Price Parity indexes.
Rents in Punta Gorda are indexed at 113.3 while Atlantic City-Hammonton is at 98.7 (national average = 100). Punta Gorda has higher rents.
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.