Cheapest Cities in Pennsylvania

16 most affordable metro areas ranked by cost of living index

Where the Affordability Lives in Pennsylvania

The most affordable metro inside Pennsylvania is Johnstown, PA with an overall Regional Price Parity of 85.9, 14.1% below the national average of 100. Goods there index at 100.7, services at 108.9, and rents at 42.3 — and because rents carry the heaviest weight in the BEA formula, the low rent figure is typically what anchors a metro into the cheapest tier for its state.

Across the 16 lowest-cost Pennsylvania metro areas in this ranking, the average overall index is 95.0 and the average rent index is 76.8. 15 of these 16 metros sit below the U.S. national average, which tells you how much of a discount these areas really deliver relative to the country as a whole. The gap from Johnstown, PA (85.9) up to Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (102.6) inside this affordable list is 16.6 index points — a meaningful spread even among "cheapest" metros.

Translated into household budget, a nationally-priced $100,000 lifestyle in Johnstown, PA costs about $85,929, leaving room for savings, housing quality upgrades, or lower work hours compared to high-cost coastal metros. Keep in mind that a low RPP does not automatically mean low local wages — local earning potential, commute distance, school quality, and property taxes all stack on top of the BEA price index. For anyone considering relocation inside Pennsylvania, these cheapest metros are the right starting list, but always validate with rent tables and salary data specific to your occupation before committing.

# Metro Overall
1 Johnstown, PA 85.9
2 Altoona, PA 89.5
3 Erie, PA 91.0
4 Williamsport, PA 92.3
5 Lebanon, PA 93.2
6 Scranton--Wilkes-Barre, PA 93.6
7 Chambersburg, PA 94.6
8 Pittsburgh, PA 94.7
9 Gettysburg, PA 95.4
10 York-Hanover, PA 96.0
11 State College, PA 96.8
12 Reading, PA 97.1
13 Lancaster, PA 98.3
14 Harrisburg-Carlisle, PA 98.7
15 Allentown-Bethlehem-Easton, PA-NJ 100.0
16 Philadelphia-Camden-Wilmington, PA-NJ-DE-MD 102.6

Source: Bureau of Economic Analysis, Regional Price Parities Bureau of Economic Analysis, Regional Price Parities Index where national average = 100