Overall
85.9
Cheap
Metro cost profile · 2024 BEA RPP
Cost-of-living indicators for Fort Smith, AR-OK, from Bureau of Economic Analysis Regional Price Parities, overall, goods, services, and rents vs the U.S. average of 100.
Fort Smith ranks #370 of 387 U.S. metros by cost, and its overall price index has fallen 4.8 points since 2008.
The verdict
Fort Smith costs less than 96% of U.S. metros, an overall index of 85.9, 14.1% below the national average, with rents the biggest swing at 53.4.
A $100,000 national salary carries the purchasing power of about $116,431 here; matching a $100K lifestyle takes roughly $85,888.
Fort Smith vs every U.S. metro
Where this metro sits in the national cost distribution
86 Bottom 4% higher than 4% of 387 US metros
Each bar is a band; taller bars hold more US metros. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Bureau of Economic Analysis, Regional Price Parities · 2024
BEA RPP by category, 100 = national average
Rents
53.4 RPP
Services
73.8 RPP
Overall
85.9 RPP
Goods
93.6 RPP
What this shows Fort Smith's cost structure is housing-led: rents at 53.4 depart furthest from 100, while services sits at 73.8. This is a rent-sensitive profile, not a claim that every local expense moves together.
Metros near Fort Smith's overall cost, plotted by their goods price (horizontal) and housing price (vertical). Same headline RPP, very different structures.
Overall
85.9
Cheap
Goods
93.6
Below avg
Services
73.8
Cheap
Rents
53.4
Cheap
Housing-led affordability profile
Housing is the strongest affordability offset in Fort Smith: rents index at 53.4, the component furthest below the national benchmark. That does not make every local expense low, but it is the clearest explanation for the metro's overall RPP of 85.9.
Across all reported metros, the closest component-profile matches are Jonesboro, AR, Shreveport-Bossier City, LA, Enid, OK *. They resemble Fort Smith across goods, services, and rents together, so they are stronger structure peers than a place selected only because its overall RPP happens to be nearby.
Across 2008-2024, Fort Smith's overall index has fallen by 4.8 points. This is a relative price-level history, not a prediction or a personal affordability recommendation; pair it with current local wages and housing options before making a decision.
A $100,000 salary at the national average cost of living equals:
in Fort Smith, AR-OK purchasing power
Use the salary calculator for custom amounts.
How far the median local paycheck goes here, combining income and housing cost
A weighted composite (60% purchasing power, 40% housing affordability) percentile-ranked against every other tracked metro; a missing input redistributes its weight rather than deflating the score. Sources: Census ACS 5-Year 2023 (income) + BEA Regional Price Parities 2024 (cost). Vintages differ by design; see methodology.
The cost of living has been trending downward, decreasing by 4.8 points over this period. The largest single-year move was in 2018, when the index dropped 3.1 points from the year before.
Every year on record, national average = 100
| Year | Overall |
|---|---|
| 2008 | 90.7 |
| 2009 | 88.3 |
| 2010 | 90.1 |
| 2011 | 89.9 |
| 2012 | 89.8 |
| 2013 | 90.2 |
| 2014 | 91.3 |
| 2015 | 88.9 |
| 2016 | 89.3 |
| 2017 | 89.2 |
| 2018 | 86.1 |
| 2019 | 88.1 |
| 2020 | 87.1 |
| 2021 | 87.7 |
| 2022 | 85.8 |
| 2023 | 85.3 |
| 2024 | 85.9 |
Latest BEA release change
Fort Smith's overall RPP rose +0.6 points, from 85.3 in 2023 to 85.9 in 2024. The largest category movement was services, changing from 81.6 to 73.8. This is a relative change against the national benchmark, not a household's dollar bill.
Decision peers
These metros are closest to Fort Smith's combined goods, services, and rents profile. They may not have the same overall RPP, but their price pressures are shaped in a similar way.
These metros have an overall RPP closest to Fort Smith, AR-OK's index of 85.9.
Showing the 6 closest of 387 metro areas tracked nationally.
AR-relative analysis
Among the 5 AR metros PlainCost tracks with reported services prices data, Fort Smith, AR-OK ranks #5 - the 0th percentile within the state. This is a different, narrower cut than the nationwide rank above: it compares Fort Smith, AR-OK only against its own state's metros, not the full US field.
Ranked by raw value (highest first); a higher rank is not automatically "more expensive is worse", see the national comparison above for direction context. This is a comparison within AR only, not a livability score.
Two BEA RPP-derived peer sets for Fort Smith, AR-OK: nearest metros by overall regional price parity and by rents RPP. These are cross-state neighborhoods, not the in-state metro list below.
Nearest metros by overall regional price parity (85.9 here).
Nearest metros by rents regional price parity (53.4 here).
View all AR metros → Cheapest in AR → Most expensive in AR →
Cost of living guides →, cheapest and most-expensive metro rankings, salary negotiation with RPP data, and step-by-step comparison walkthroughs.
Shareable data card
Download the data card or share this exact metro record. The card uses the same BEA-derived values shown above.
What this means for Fort Smith
How to read Fort Smith's cost of living before a move, a job offer, or a budget.
RPP is BEA's annual price-level benchmark for the data year shown, not a live market quote. Pair it with current local wages and housing costs before deciding.
Fort Smith, AR-OK has a Regional Price Parity (RPP) index of 85.9, meaning it is 14.1% less expensive than the national average. Goods are indexed at 93.6, services at 73.8, and rents at 53.4. It ranks #370 out of 387 U.S. metro areas by overall cost.
To maintain the same purchasing power as a $100,000 salary at the national average, you would need approximately $85,888 in Fort Smith, AR-OK. Conversely, $100K earned in Fort Smith, AR-OK has the purchasing power of $116,431 at the national average.
Rents in Fort Smith, AR-OK are indexed at 53.4, which is 46.6% below the national average. This makes the area relatively affordable for renters.
From 2008 to 2024, Fort Smith, AR-OK's overall cost index changed by -4.8 points (from 90.7 to 85.9). The cost of living has been declining.
The priciest category in Fort Smith, AR-OK is goods at 93.6, 6.4% below the national average, still the highest of the three categories. The most affordable category is rents at 53.4, 46.6% below average.
Metros with the most similar overall cost index include McAllen-Edinburg-Mission, Jonesboro, Lake Charles. These areas have RPP values within a few points of Fort Smith, AR-OK's 85.9.
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.