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Metro cost profile · 2024 BEA RPP

Fort Smith, AR-OK

Cost-of-living indicators for Fort Smith, AR-OK, from Bureau of Economic Analysis Regional Price Parities, overall, goods, services, and rents vs the U.S. average of 100.

85.9
Overall RPP
#370
of 387 metros
53.4
Rents RPP
$116K
$100K national buys

Fort Smith ranks #370 of 387 U.S. metros by cost, and its overall price index has fallen 4.8 points since 2008.

  • falling since 2008
  • similar cost to McAllen-Edinburg-Mission

The verdict

Fort Smith costs less than 96% of U.S. metros, an overall index of 85.9, 14.1% below the national average, with rents the biggest swing at 53.4.

bottom 4%
by overall cost, nationwide
93.6
goods RPP, tradable items
73.8
services RPP, labor-priced

A $100,000 national salary carries the purchasing power of about $116,431 here; matching a $100K lifestyle takes roughly $85,888.

Fort Smith vs every U.S. metro

Where this metro sits in the national cost distribution

86 Bottom 4% higher than 4% of 387 US metros

80–84: 3 US metros (1%). Below this entry. 84–88: 48 US metros (12%). This entry sits in this band. 88–92: 94 US metros (24%). Above this entry. 92–96: 97 US metros (25%). Above this entry. 96–100: 55 US metros (14%). Above this entry. 100–104: 54 US metros (14%). Above this entry. 104–108: 17 US metros (4%). Above this entry. 108–112: 14 US metros (4%). Above this entry. 112–116: 5 US metros (1%). Above this entry. 116–120: 0 US metros (0%). Above this entry. This metro 80 120 every US metro, bucketed by value

Each bar is a band; taller bars hold more US metros. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Bureau of Economic Analysis, Regional Price Parities · 2024

Fort Smith cost breakdown

BEA RPP by category, 100 = national average

RPP

What this shows Fort Smith's cost structure is housing-led: rents at 53.4 depart furthest from 100, while services sits at 73.8. This is a rent-sensitive profile, not a claim that every local expense moves together.

Source U.S. Bureau of Economic Analysis, Regional Price Parities As of 2024

Goods vs. housing, where Fort Smith's cost comes from

Metros near Fort Smith's overall cost, plotted by their goods price (horizontal) and housing price (vertical). Same headline RPP, very different structures.

Crosshairs sit at the group median (goods 93.8, rents 53.8). Fort Smith is cheaper than its peers on both housing and goods. Source: U.S. Bureau of Economic Analysis, Regional Price Parities, 2024. 2×2 strategic matrix plotting 7 entities by Goods RPP (tradable items) → (X) and Rents RPP (housing) → (Y), with a crosshair dividing the plot into four quadrants. Pricier on bothMore housing-ledMore goods-ledCheaper on both 92949698100102 4045505560 Goods RPP (tradable items) → Rents RPP (housing) → Fort SmithMcAllenJonesboroLake CharlesJohnstownLawtonAnniston
Crosshairs sit at the group median (goods 93.8, rents 53.8). Fort Smith is cheaper than its peers on both housing and goods. Source: U.S. Bureau of Economic Analysis, Regional Price Parities, 2024.
Read the chart as text
  • Fort Smith (Fort Smith, this metro): goods RPP 93.6, rents RPP 53.4
  • McAllen: goods RPP 93.8, rents RPP 55.9
  • Jonesboro: goods RPP 93.6, rents RPP 53.8
  • Lake Charles: goods RPP 93.7, rents RPP 51.8
  • Johnstown: goods RPP 100.7, rents RPP 42.3
  • Lawton: goods RPP 93.8, rents RPP 57.4
  • Anniston: goods RPP 96.4, rents RPP 54.7

Price Index Summary

Overall

85.9

Cheap

Goods

93.6

Below avg

Services

73.8

Cheap

Rents

53.4

Cheap

Housing-led affordability profile

How Fort Smith's cost structure works

Housing is the strongest affordability offset in Fort Smith: rents index at 53.4, the component furthest below the national benchmark. That does not make every local expense low, but it is the clearest explanation for the metro's overall RPP of 85.9.

Across all reported metros, the closest component-profile matches are Jonesboro, AR, Shreveport-Bossier City, LA, Enid, OK *. They resemble Fort Smith across goods, services, and rents together, so they are stronger structure peers than a place selected only because its overall RPP happens to be nearby.

Across 2008-2024, Fort Smith's overall index has fallen by 4.8 points. This is a relative price-level history, not a prediction or a personal affordability recommendation; pair it with current local wages and housing options before making a decision.

Salary Equivalent

A $100,000 salary at the national average cost of living equals:

$85,888

in Fort Smith, AR-OK purchasing power

$50,000 nationally
$42,944
$75,000 nationally
$64,416
$125,000 nationally
$107,360
$150,000 nationally
$128,832
$200,000 nationally
$171,776

Use the salary calculator for custom amounts.

Affordability score

A
95/100

How far the median local paycheck goes here, combining income and housing cost

Purchasing power
Not reported
Housing affordability A
95th percentile

A weighted composite (60% purchasing power, 40% housing affordability) percentile-ranked against every other tracked metro; a missing input redistributes its weight rather than deflating the score. Sources: Census ACS 5-Year 2023 (income) + BEA Regional Price Parities 2024 (cost). Vintages differ by design; see methodology.

RPP History (2008-2024)

The cost of living has been trending downward, decreasing by 4.8 points over this period. The largest single-year move was in 2018, when the index dropped 3.1 points from the year before.

Fort Smith overall RPP, 2008-2024

Every year on record, national average = 100

Down 4.8 pts
8486889092 20082024 90.7 85.9 ▼ -5.3%
Year Overall
2008 90.7
2009 88.3
2010 90.1
2011 89.9
2012 89.8
2013 90.2
2014 91.3
2015 88.9
2016 89.3
2017 89.2
2018 86.1
2019 88.1
2020 87.1
2021 87.7
2022 85.8
2023 85.3
2024 85.9

Latest BEA release change

What changed from 2023 to 2024

Fort Smith's overall RPP rose +0.6 points, from 85.3 in 2023 to 85.9 in 2024. The largest category movement was services, changing from 81.6 to 73.8. This is a relative change against the national benchmark, not a household's dollar bill.

Decision peers

Metros with a similar cost mix

These metros are closest to Fort Smith's combined goods, services, and rents profile. They may not have the same overall RPP, but their price pressures are shaped in a similar way.

Metros with Similar Cost of Living

These metros have an overall RPP closest to Fort Smith, AR-OK's index of 85.9.

Showing the 6 closest of 387 metro areas tracked nationally.

AR-relative analysis

Services prices places Fort Smith, AR-OK near the bottom of AR's metros

Among the 5 AR metros PlainCost tracks with reported services prices data, Fort Smith, AR-OK ranks #5 - the 0th percentile within the state. This is a different, narrower cut than the nationwide rank above: it compares Fort Smith, AR-OK only against its own state's metros, not the full US field.

Goods prices
#1 of 5
80th percentile in AR
Services prices
#5 of 5
0th percentile in AR
Rent prices
#5 of 5
0th percentile in AR

Ranked by raw value (highest first); a higher rank is not automatically "more expensive is worse", see the national comparison above for direction context. This is a comparison within AR only, not a livability score.

Nationwide metros with similar overall cost or rent prices

Two BEA RPP-derived peer sets for Fort Smith, AR-OK: nearest metros by overall regional price parity and by rents RPP. These are cross-state neighborhoods, not the in-state metro list below.

Cost of living guides →, cheapest and most-expensive metro rankings, salary negotiation with RPP data, and step-by-step comparison walkthroughs.

Shareable PlainCost cost snapshot for Fort Smith cost of living snapshot

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What this means for Fort Smith

How to read Fort Smith's cost of living before a move, a job offer, or a budget.

  • Budget to local prices, not headline pay, a $100K national salary spends like about $116,431 in Fort Smith. Salary calculator
  • Start with rents: it indexes at 53.4, the largest departure from the national benchmark in this metro's BEA cost mix. Compare it with the other components before treating the overall RPP as a complete household budget.
  • Compare Fort Smith head-to-head against a specific destination before you decide. Compare metros

RPP is BEA's annual price-level benchmark for the data year shown, not a live market quote. Pair it with current local wages and housing costs before deciding.

Frequently Asked Questions

What is the cost of living in Fort Smith, AR-OK?

Fort Smith, AR-OK has a Regional Price Parity (RPP) index of 85.9, meaning it is 14.1% less expensive than the national average. Goods are indexed at 93.6, services at 73.8, and rents at 53.4. It ranks #370 out of 387 U.S. metro areas by overall cost.

What salary do I need in Fort Smith, AR-OK to match $100K nationally?

To maintain the same purchasing power as a $100,000 salary at the national average, you would need approximately $85,888 in Fort Smith, AR-OK. Conversely, $100K earned in Fort Smith, AR-OK has the purchasing power of $116,431 at the national average.

How expensive is rent in Fort Smith, AR-OK?

Rents in Fort Smith, AR-OK are indexed at 53.4, which is 46.6% below the national average. This makes the area relatively affordable for renters.

Is Fort Smith, AR-OK getting more expensive?

From 2008 to 2024, Fort Smith, AR-OK's overall cost index changed by -4.8 points (from 90.7 to 85.9). The cost of living has been declining.

What costs the most in Fort Smith, AR-OK?

The priciest category in Fort Smith, AR-OK is goods at 93.6, 6.4% below the national average, still the highest of the three categories. The most affordable category is rents at 53.4, 46.6% below average.

What metros have a similar cost of living to Fort Smith, AR-OK?

Metros with the most similar overall cost index include McAllen-Edinburg-Mission, Jonesboro, Lake Charles. These areas have RPP values within a few points of Fort Smith, AR-OK's 85.9.

Data sourced from official public datasets, Regional Price Parities by Metropolitan Statistical Area (2024), index where national average = 100. Retrieved and formatted by PlainCost. See our methodology for details.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the Bureau of Economic Analysis (BEA). Consult a qualified professional before making decisions based on this data.

Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.