Overall
- Utica-Rome
- 92.7
- Waco
- 92.5
Diff -0.1 RPP
Utica-Rome vs Waco
Cost of living comparison based on BEA Regional Price Parities. Waco is 0.1% less expensive than Utica-Rome.
0.1% less expensive
Waco, TX is 0.1% less expensive than Utica-Rome, NY on BEA Regional Price Parities (overall RPP 92.5 vs 92.7). A $100,000 salary in Utica-Rome buys about the same as $99,862 in Waco; the largest component gap is services.
- Overall RPP 92.7 (Utica-Rome) vs 92.5 (Waco)
- $100k in Utica-Rome ≈ $99,862 purchasing power in Waco
- Services drives the gap (-50.9 RPP points)
RPP parity plate
Pair NY:TX 92.7→92.5
PHOTO-FINISH · CROSS-STATE · SPLIT-BUDGET · BOTH-BELOW · PP-PAR
- PHOTO-FINISH Photo finish
- CROSS-STATE NY × TX
- SPLIT-BUDGET Split budget
- BOTH-BELOW Both below 100
- PP-PAR PP near-par
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Utica-Rome
92.7
Cost Index
Waco
92.5
Cost Index
What This Comparison Actually Tells You
Utica-Rome, NY and Waco, TX are a photo finish on overall price level, only 0.1 RPP points apart. A salary conversion is therefore a fine adjustment, not evidence of a fundamentally different cost regime.
Services creates the largest separation: Waco is 50.9 points lower. But rents move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
Both metros remain below the U.S. benchmark of 100. This comparison chooses between two below-average price levels; “more expensive” here does not mean nationally expensive.
For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in Utica-Rome to $99,862 in Waco, but it is not a personal spending weight.
Category Breakdown
Goods
- Utica-Rome
- 99.7
- Waco
- 93.8
Diff -5.9 RPP
Services
- Utica-Rome
- 131.9
- Waco
- 81.0
Diff -50.9 RPP
Rents
- Utica-Rome
- 66.1
- Waco
- 83.5
Diff +17.5 RPP
| Category | Utica-Rome | Waco | Difference |
|---|---|---|---|
| Overall | 92.7 | 92.5 | -0.1 |
| Goods | 99.7 | 93.8 | -5.9 |
| Services | 131.9 | 81.0 | -50.9 |
| Rents | 66.1 | 83.5 | +17.5 |
Visual Comparison
Overall
Utica-Rome 92.7
Waco 92.5
Goods
Utica-Rome 99.7
Waco 93.8
Services
Utica-Rome 131.9
Waco 81.0
Rents
Utica-Rome 66.1
Waco 83.5
Vertical line = national average (100)
Salary Equivalents
What a salary in Utica-Rome would need to be in Waco for the same purchasing power:
| In Utica-Rome | In Waco | Difference |
|---|---|---|
| $50,000 | $49,931 | $-69 |
| $75,000 | $74,896 | $-104 |
| $100,000 | $99,862 | $-138 |
| $150,000 | $149,793 | $-207 |
$ in Utica-Rome = in Waco
Same BEA Regional Price Parity ratio as the table above (92.7 → 92.5), computed live from your number, nothing is sent anywhere.
Frequently Asked Questions
Is Waco more expensive than Utica-Rome?
Waco is 0.1% less expensive than Utica-Rome. The overall cost index is 92.5 vs 92.7 (national average = 100).
What salary in Waco equals $100K in Utica-Rome?
A $100,000 salary in Utica-Rome has the same purchasing power as $99,862 in Waco. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Utica-Rome and Waco?
Rents in Utica-Rome are indexed at 66.1 while Waco is at 83.5 (national average = 100). Waco has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.