Overall
- St. Louis
- 95.1
Diff +3.8 RPP
St. Louis vs Atlantic City-Hammonton
Cost of living comparison based on BEA Regional Price Parities. Atlantic City-Hammonton is 4% more expensive than St. Louis.
4% more expensive
Atlantic City-Hammonton, NJ is 4% more expensive than St. Louis, MO-IL on BEA Regional Price Parities (overall RPP 98.9 vs 95.1). A $100,000 salary in St. Louis buys about the same as $103,964 in Atlantic City-Hammonton; the largest component gap is services.
- Overall RPP 95.1 (St. Louis) vs 98.9 (Atlantic City-Hammonton)
- $100k in St. Louis ≈ $103,964 purchasing power in Atlantic City-Hammonton
- Services drives the gap (+39.3 RPP points)
RPP parity plate
Pair MO:NJ 95.1→98.9
TIER-NEAR · CROSS-STATE · SPLIT-BUDGET · BOTH-BELOW · PP-SHIFT
- TIER-NEAR Near tier
- CROSS-STATE MO × NJ
- SPLIT-BUDGET Split budget
- BOTH-BELOW Both below 100
- PP-SHIFT PP shift
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Category Breakdown
Goods
- St. Louis
- 100.0
Diff -0.2 RPP
Services
- St. Louis
- 69.9
- Atlantic City-Hammonton
- 109.2
Diff +39.3 RPP
Rents
- St. Louis
- 79.0
Diff +19.6 RPP
| Category | St. Louis | Atlantic City-Hammonton | Difference |
|---|---|---|---|
| Overall | 95.1 | 98.9 | +3.8 |
| Goods | 100.0 | 99.8 | -0.2 |
| Services | 69.9 | 109.2 | +39.3 |
| Rents | 79.0 | 98.7 | +19.6 |
Visual Comparison
Overall
St. Louis 95.1
Atlantic City-Hammonton 98.9
Goods
St. Louis 100.0
Atlantic City-Hammonton 99.8
Services
St. Louis 69.9
Atlantic City-Hammonton 109.2
Rents
St. Louis 79.0
Atlantic City-Hammonton 98.7
Vertical line = national average (100)
What This Comparison Actually Tells You
Services creates the largest separation: Atlantic City-Hammonton is 39.3 points higher. But goods move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Atlantic City-Hammonton, NJ is 4% more expensive than St. Louis, MO-IL, a meaningful but not extreme shift. The move decision turns on which budget category creates the 3.8-point overall gap.
Both metros remain below the U.S. benchmark of 100. This comparison chooses between two below-average price levels; “more expensive” here does not mean nationally expensive.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in St. Louis to $103,964 in Atlantic City-Hammonton, but it is not a personal spending weight.
St. Louis
95.1
Cost Index
Atlantic City-Hammonton
98.9
Cost Index
Salary Equivalents
What a salary in St. Louis would need to be in Atlantic City-Hammonton for the same purchasing power:
| In St. Louis | In Atlantic City-Hammonton | Difference |
|---|---|---|
| $50,000 | $51,982 | +$1,982 |
| $75,000 | $77,973 | +$2,973 |
| $100,000 | $103,964 | +$3,964 |
| $150,000 | $155,946 | +$5,946 |
$ in St. Louis = in Atlantic City-Hammonton
Same BEA Regional Price Parity ratio as the table above (95.1 → 98.9), computed live from your number, nothing is sent anywhere.
How the Price Gap Changed
St. Louis and Atlantic City-Hammonton share 17 published annual releases from 2008 through 2024. Their overall gap narrowed, moving from 19.7 to 3.8 RPP points. Atlantic City-Hammonton remained the higher-index metro in the latest release.
Rents changed the most within this pair: its gap moved 29.7 points between the first and latest shared releases (49.4 to 19.6 points). This describes a relative price-index history, not a forecast or a household budget.
| Release Year | St. Louis RPP | Atlantic City-Hammonton RPP | Relative Gap |
|---|---|---|---|
| 2008 | 91.0 | 110.7 | 19.7 points Atlantic City-Hammonton higher |
| 2012 | 94.5 | 104.6 | 10.1 points Atlantic City-Hammonton higher |
| 2016 | 94.5 | 102.6 | 8.1 points Atlantic City-Hammonton higher |
| 2020 | 95.2 | 101.2 | 6.0 points Atlantic City-Hammonton higher |
| 2024 | 95.1 | 98.9 | 3.8 points Atlantic City-Hammonton higher |
Annual BEA Regional Price Parity releases; a higher index means a higher price level relative to the national average of 100. Selected years shown from the full shared series.
Frequently Asked Questions
Is Atlantic City-Hammonton more expensive than St. Louis?
Atlantic City-Hammonton is 4% more expensive than St. Louis. The overall cost index is 98.9 vs 95.1 (national average = 100).
What salary in Atlantic City-Hammonton equals $100K in St. Louis?
A $100,000 salary in St. Louis has the same purchasing power as $103,964 in Atlantic City-Hammonton. This is based on the BEA Regional Price Parity indexes.
How do rents compare between St. Louis and Atlantic City-Hammonton?
Rents in St. Louis are indexed at 79.0 while Atlantic City-Hammonton is at 98.7 (national average = 100). Atlantic City-Hammonton has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.