South Bend-Mishawaka vs Dayton-Kettering-Beavercreek

Cost of living comparison based on BEA Regional Price Parities. Dayton-Kettering-Beavercreek is 0.2% less expensive than South Bend-Mishawaka.

0.2% less expensive

Dayton-Kettering-Beavercreek, OH is 0.2% less expensive than South Bend-Mishawaka, IN-MI on BEA Regional Price Parities (overall RPP 92.7 vs 92.9). A $100,000 salary in South Bend-Mishawaka buys about the same as $99,823 in Dayton-Kettering-Beavercreek; the largest component gap is services.

  • Overall RPP 92.9 (South Bend-Mishawaka) vs 92.7 (Dayton-Kettering-Beavercreek)
  • $100k in South Bend-Mishawaka ≈ $99,823 purchasing power in Dayton-Kettering-Beavercreek
  • Services drives the gap (+7.7 RPP points)

RPP parity plate

Pair IN:OH 92.9→92.7

PHOTO-FINISH · CROSS-STATE · SPLIT-BUDGET · BOTH-BELOW · PP-PAR

  • PHOTO-FINISH Photo finish
  • CROSS-STATE IN × OH
  • SPLIT-BUDGET Split budget
  • BOTH-BELOW Both below 100
  • PP-PAR PP near-par

Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.

South Bend-Mishawaka
92.9
Cost Index
Dayton-Kettering-Beavercreek
92.7
Cost Index

What This Comparison Actually Tells You

South Bend-Mishawaka, IN-MI and Dayton-Kettering-Beavercreek, OH are a photo finish on overall price level, only 0.2 RPP points apart. A salary conversion is therefore a fine adjustment, not evidence of a fundamentally different cost regime.

Services creates the largest separation: Dayton-Kettering-Beavercreek is 7.7 points higher. But services move against the overall direction, so this is a split budget rather than a clean across-the-board winner.

Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.

Both metros remain below the U.S. benchmark of 100. This comparison chooses between two below-average price levels; “more expensive” here does not mean nationally expensive.

For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in South Bend-Mishawaka to $99,823 in Dayton-Kettering-Beavercreek, but it is not a personal spending weight.

Category Breakdown

Visual Comparison

Overall
South Bend-Mishawaka
92.9
Dayton-Kettering-Beavercreek
92.7
Goods
South Bend-Mishawaka
94.2
Dayton-Kettering-Beavercreek
93.6
Services
South Bend-Mishawaka
87.7
Dayton-Kettering-Beavercreek
95.4
Rents
South Bend-Mishawaka
74.6
Dayton-Kettering-Beavercreek
72.7

Vertical line = national average (100)

Salary Equivalents

What a salary in South Bend-Mishawaka would need to be in Dayton-Kettering-Beavercreek for the same purchasing power:

In South Bend-Mishawaka In Dayton-Kettering-Beavercreek Difference
$50,000 $49,912 $-88
$75,000 $74,868 $-132
$100,000 $99,823 $-177
$150,000 $149,735 $-265
$ in South Bend-Mishawaka = in Dayton-Kettering-Beavercreek

Same BEA Regional Price Parity ratio as the table above (92.9 → 92.7), computed live from your number, nothing is sent anywhere.

Frequently Asked Questions

Is Dayton-Kettering-Beavercreek more expensive than South Bend-Mishawaka?

Dayton-Kettering-Beavercreek is 0.2% less expensive than South Bend-Mishawaka. The overall cost index is 92.7 vs 92.9 (national average = 100).

What salary in Dayton-Kettering-Beavercreek equals $100K in South Bend-Mishawaka?

A $100,000 salary in South Bend-Mishawaka has the same purchasing power as $99,823 in Dayton-Kettering-Beavercreek. This is based on the BEA Regional Price Parity indexes.

How do rents compare between South Bend-Mishawaka and Dayton-Kettering-Beavercreek?

Rents in South Bend-Mishawaka are indexed at 74.6 while Dayton-Kettering-Beavercreek is at 72.7 (national average = 100). South Bend-Mishawaka has higher rents.

Data sourced from official public datasets, Regional Price Parities (2024), index where national average = 100. Retrieved and formatted by PlainCost. See our methodology for details.

Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.