Overall
- Sherman-Denison
- 93.8
- Bloomington
- 93.5
Diff -0.2 RPP
Sherman-Denison vs Bloomington
Cost of living comparison based on BEA Regional Price Parities. Bloomington is 0.2% less expensive than Sherman-Denison.
0.2% less expensive
Bloomington, IL is 0.2% less expensive than Sherman-Denison, TX on BEA Regional Price Parities (overall RPP 93.5 vs 93.8). A $100,000 salary in Sherman-Denison buys about the same as $99,750 in Bloomington; the largest component gap is rents.
- Overall RPP 93.8 (Sherman-Denison) vs 93.5 (Bloomington)
- $100k in Sherman-Denison ≈ $99,750 purchasing power in Bloomington
- Rents drives the gap (-14.8 RPP points)
RPP parity plate
Pair TX:IL 93.8→93.5
PHOTO-FINISH · CROSS-STATE · SPLIT-BUDGET · BOTH-BELOW · PP-PAR
- PHOTO-FINISH Photo finish
- CROSS-STATE TX × IL
- SPLIT-BUDGET Split budget
- BOTH-BELOW Both below 100
- PP-PAR PP near-par
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Sherman-Denison
93.8
Cost Index
Bloomington
93.5
Cost Index
What This Comparison Actually Tells You
Sherman-Denison, TX and Bloomington, IL are a photo finish on overall price level, only 0.2 RPP points apart. A salary conversion is therefore a fine adjustment, not evidence of a fundamentally different cost regime.
Rents creates the largest separation: Bloomington is 14.8 points lower. But services move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
Both metros remain below the U.S. benchmark of 100. This comparison chooses between two below-average price levels; “more expensive” here does not mean nationally expensive.
For a housing-sensitive move, validate the rent gap first: HUD Fair Market Rent and the actual unit size can overturn what the blended index implies. On the BEA ratio alone, $100,000 in Sherman-Denison corresponds to $99,750 in Bloomington.
Category Breakdown
Goods
- Sherman-Denison
- 93.8
- Bloomington
- 93.6
Diff -0.1 RPP
Services
- Sherman-Denison
- 83.3
- Bloomington
- 89.6
Diff +6.3 RPP
Rents
- Sherman-Denison
- 89.5
- Bloomington
- 74.7
Diff -14.8 RPP
| Category | Sherman-Denison | Bloomington | Difference |
|---|---|---|---|
| Overall | 93.8 | 93.5 | -0.2 |
| Goods | 93.8 | 93.6 | -0.1 |
| Services | 83.3 | 89.6 | +6.3 |
| Rents | 89.5 | 74.7 | -14.8 |
Visual Comparison
Overall
Sherman-Denison 93.8
Bloomington 93.5
Goods
Sherman-Denison 93.8
Bloomington 93.6
Services
Sherman-Denison 83.3
Bloomington 89.6
Rents
Sherman-Denison 89.5
Bloomington 74.7
Vertical line = national average (100)
Salary Equivalents
What a salary in Sherman-Denison would need to be in Bloomington for the same purchasing power:
| In Sherman-Denison | In Bloomington | Difference |
|---|---|---|
| $50,000 | $49,875 | $-125 |
| $75,000 | $74,813 | $-187 |
| $100,000 | $99,750 | $-250 |
| $150,000 | $149,626 | $-374 |
$ in Sherman-Denison = in Bloomington
Same BEA Regional Price Parity ratio as the table above (93.8 → 93.5), computed live from your number, nothing is sent anywhere.
Frequently Asked Questions
Is Bloomington more expensive than Sherman-Denison?
Bloomington is 0.2% less expensive than Sherman-Denison. The overall cost index is 93.5 vs 93.8 (national average = 100).
What salary in Bloomington equals $100K in Sherman-Denison?
A $100,000 salary in Sherman-Denison has the same purchasing power as $99,750 in Bloomington. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Sherman-Denison and Bloomington?
Rents in Sherman-Denison are indexed at 89.5 while Bloomington is at 74.7 (national average = 100). Sherman-Denison has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.