Overall
- Santa Fe
- 98.8
- Utica-Rome
- 92.7
Diff -6.1 RPP
Santa Fe vs Utica-Rome
Cost of living comparison based on BEA Regional Price Parities. Utica-Rome is 6.2% less expensive than Santa Fe.
6.2% less expensive
Utica-Rome, NY is 6.2% less expensive than Santa Fe, NM on BEA Regional Price Parities (overall RPP 92.7 vs 98.8). A $100,000 salary in Santa Fe buys about the same as $93,835 in Utica-Rome; the largest component gap is services.
- Overall RPP 98.8 (Santa Fe) vs 92.7 (Utica-Rome)
- $100k in Santa Fe ≈ $93,835 purchasing power in Utica-Rome
- Services drives the gap (+55.2 RPP points)
RPP parity plate
Pair NM:NY 98.8→92.7
TIER-NEAR · CROSS-STATE · SPLIT-BUDGET · BOTH-BELOW · PP-SHIFT
- TIER-NEAR Near tier
- CROSS-STATE NM × NY
- SPLIT-BUDGET Split budget
- BOTH-BELOW Both below 100
- PP-SHIFT PP shift
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Category Breakdown
Goods
- Santa Fe
- 96.1
- Utica-Rome
- 99.7
Diff +3.5 RPP
Services
- Santa Fe
- 76.7
- Utica-Rome
- 131.9
Diff +55.2 RPP
Rents
- Santa Fe
- 108.0
- Utica-Rome
- 66.1
Diff -41.9 RPP
| Category | Santa Fe | Utica-Rome | Difference |
|---|---|---|---|
| Overall | 98.8 | 92.7 | -6.1 |
| Goods | 96.1 | 99.7 | +3.5 |
| Services | 76.7 | 131.9 | +55.2 |
| Rents | 108.0 | 66.1 | -41.9 |
Visual Comparison
Overall
Santa Fe 98.8
Utica-Rome 92.7
Goods
Santa Fe 96.1
Utica-Rome 99.7
Services
Santa Fe 76.7
Utica-Rome 131.9
Rents
Santa Fe 108.0
Utica-Rome 66.1
Vertical line = national average (100)
What This Comparison Actually Tells You
Services creates the largest separation: Utica-Rome is 55.2 points higher. But services and goods move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Utica-Rome, NY is 6.2% less expensive than Santa Fe, NM, a meaningful but not extreme shift. The move decision turns on which budget category creates the 6.1-point overall gap.
Both metros remain below the U.S. benchmark of 100. This comparison chooses between two below-average price levels; “more expensive” here does not mean nationally expensive.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in Santa Fe to $93,835 in Utica-Rome, but it is not a personal spending weight.
Santa Fe
98.8
Cost Index
Utica-Rome
92.7
Cost Index
Salary Equivalents
What a salary in Santa Fe would need to be in Utica-Rome for the same purchasing power:
| In Santa Fe | In Utica-Rome | Difference |
|---|---|---|
| $50,000 | $46,917 | $-3,083 |
| $75,000 | $70,376 | $-4,624 |
| $100,000 | $93,835 | $-6,165 |
| $150,000 | $140,752 | $-9,248 |
$ in Santa Fe = in Utica-Rome
Same BEA Regional Price Parity ratio as the table above (98.8 → 92.7), computed live from your number, nothing is sent anywhere.
How the Price Gap Changed
Santa Fe and Utica-Rome share 17 published annual releases from 2008 through 2024. Their overall gap widened, moving from 2.3 to 6.1 RPP points. Santa Fe remained the higher-index metro in the latest release.
Rents changed the most within this pair: its gap moved 8.6 points between the first and latest shared releases (33.3 to 41.9 points). This describes a relative price-index history, not a forecast or a household budget.
| Release Year | Santa Fe RPP | Utica-Rome RPP | Relative Gap |
|---|---|---|---|
| 2008 | 98.0 | 95.7 | 2.3 points Santa Fe higher |
| 2012 | 102.1 | 93.5 | 8.6 points Santa Fe higher |
| 2016 | 98.4 | 95.3 | 3.1 points Santa Fe higher |
| 2020 | 96.6 | 93.4 | 3.2 points Santa Fe higher |
| 2024 | 98.8 | 92.7 | 6.1 points Santa Fe higher |
Annual BEA Regional Price Parity releases; a higher index means a higher price level relative to the national average of 100. Selected years shown from the full shared series.
Frequently Asked Questions
Is Utica-Rome more expensive than Santa Fe?
Utica-Rome is 6.2% less expensive than Santa Fe. The overall cost index is 92.7 vs 98.8 (national average = 100).
What salary in Utica-Rome equals $100K in Santa Fe?
A $100,000 salary in Santa Fe has the same purchasing power as $93,835 in Utica-Rome. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Santa Fe and Utica-Rome?
Rents in Santa Fe are indexed at 108.0 while Utica-Rome is at 66.1 (national average = 100). Santa Fe has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.