Overall
- Santa Fe
- 98.8
Diff +11.8 RPP
Santa Fe vs Oxnard-Thousand Oaks-Ventura
Cost of living comparison based on BEA Regional Price Parities. Oxnard-Thousand Oaks-Ventura is 11.9% more expensive than Santa Fe.
11.9% more expensive
Oxnard-Thousand Oaks-Ventura, CA is 11.9% more expensive than Santa Fe, NM on BEA Regional Price Parities (overall RPP 110.5 vs 98.8). A $100,000 salary in Santa Fe buys about the same as $111,914 in Oxnard-Thousand Oaks-Ventura; the largest component gap is services.
- Overall RPP 98.8 (Santa Fe) vs 110.5 (Oxnard-Thousand Oaks-Ventura)
- $100k in Santa Fe ≈ $111,914 purchasing power in Oxnard-Thousand Oaks-Ventura
- Services drives the gap (+76.2 RPP points)
RPP parity plate
Pair NM:CA 98.8→110.5
TIER-GAP · CROSS-STATE · SERVICES-LED · BENCH-CROSS · PP-SHIFT
- TIER-GAP Clear tier gap
- CROSS-STATE NM × CA
- SERVICES-LED Services-led gap
- BENCH-CROSS Benchmark cross
- PP-SHIFT PP shift
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
What This Comparison Actually Tells You
Santa Fe, NM and Oxnard-Thousand Oaks-Ventura, CA sit in clearly different price tiers, separated by 11.8 RPP points. At this distance, treating the same nominal salary as equivalent would materially change purchasing power.
This route crosses the national benchmark: Oxnard-Thousand Oaks-Ventura is above 100 while Santa Fe is below it. That makes the move a change of price regime, not merely a rank swap.
Services leads the difference, with Oxnard-Thousand Oaks-Ventura 76.2 points higher than Santa Fe. Goods, services, and rents all point in the same broad direction, making the headline comparison more transferable across household types.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in Santa Fe to $111,914 in Oxnard-Thousand Oaks-Ventura, but it is not a personal spending weight.
How the Price Gap Changed
Santa Fe and Oxnard-Thousand Oaks-Ventura share 17 published annual releases from 2008 through 2024. Their overall gap held broadly steady, moving from 11.5 to 11.8 RPP points. Oxnard-Thousand Oaks-Ventura remained the higher-index metro in the latest release.
Services changed the most within this pair: its gap moved 47.8 points between the first and latest shared releases (28.4 to 76.2 points). This describes a relative price-index history, not a forecast or a household budget.
| Release Year | Santa Fe RPP | Oxnard-Thousand Oaks-Ventura RPP | Relative Gap |
|---|---|---|---|
| 2008 | 98.0 | 109.5 | 11.5 points Oxnard-Thousand Oaks-Ventura higher |
| 2012 | 102.1 | 110.4 | 8.3 points Oxnard-Thousand Oaks-Ventura higher |
| 2016 | 98.4 | 111.2 | 12.7 points Oxnard-Thousand Oaks-Ventura higher |
| 2020 | 96.6 | 111.3 | 14.7 points Oxnard-Thousand Oaks-Ventura higher |
| 2024 | 98.8 | 110.5 | 11.8 points Oxnard-Thousand Oaks-Ventura higher |
Annual BEA Regional Price Parity releases; a higher index means a higher price level relative to the national average of 100. Selected years shown from the full shared series.
Category Breakdown
Goods
- Santa Fe
- 96.1
Diff +9.0 RPP
Services
- Santa Fe
- 76.7
Diff +76.2 RPP
Rents
- Santa Fe
- 108.0
Diff +63.1 RPP
| Category | Santa Fe | Oxnard-Thousand Oaks-Ventura | Difference |
|---|---|---|---|
| Overall | 98.8 | 110.5 | +11.8 |
| Goods | 96.1 | 105.2 | +9.0 |
| Services | 76.7 | 152.9 | +76.2 |
| Rents | 108.0 | 171.1 | +63.1 |
Visual Comparison
Overall
Santa Fe 98.8
Oxnard-Thousand Oaks-Ventura 110.5
Goods
Santa Fe 96.1
Oxnard-Thousand Oaks-Ventura 105.2
Services
Santa Fe 76.7
Oxnard-Thousand Oaks-Ventura 152.9
Rents
Santa Fe 108.0
Oxnard-Thousand Oaks-Ventura 171.1
Vertical line = national average (100)
Salary Equivalents
What a salary in Santa Fe would need to be in Oxnard-Thousand Oaks-Ventura for the same purchasing power:
| In Santa Fe | In Oxnard-Thousand Oaks-Ventura | Difference |
|---|---|---|
| $50,000 | $55,957 | +$5,957 |
| $75,000 | $83,935 | +$8,935 |
| $100,000 | $111,914 | +$11,914 |
| $150,000 | $167,871 | +$17,871 |
$ in Santa Fe = in Oxnard-Thousand Oaks-Ventura
Same BEA Regional Price Parity ratio as the table above (98.8 → 110.5), computed live from your number, nothing is sent anywhere.
Santa Fe
98.8
Cost Index
Oxnard-Thousand Oaks-Ventura
110.5
Cost Index
Frequently Asked Questions
Is Oxnard-Thousand Oaks-Ventura more expensive than Santa Fe?
Oxnard-Thousand Oaks-Ventura is 11.9% more expensive than Santa Fe. The overall cost index is 110.5 vs 98.8 (national average = 100).
What salary in Oxnard-Thousand Oaks-Ventura equals $100K in Santa Fe?
A $100,000 salary in Santa Fe has the same purchasing power as $111,914 in Oxnard-Thousand Oaks-Ventura. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Santa Fe and Oxnard-Thousand Oaks-Ventura?
Rents in Santa Fe are indexed at 108.0 while Oxnard-Thousand Oaks-Ventura is at 171.1 (national average = 100). Oxnard-Thousand Oaks-Ventura has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.