Overall
- Santa Fe
- 98.8
- Amherst Town-Northampton
- 100.2
Diff +1.5 RPP
Santa Fe vs Amherst Town-Northampton
Cost of living comparison based on BEA Regional Price Parities. Amherst Town-Northampton is 1.5% more expensive than Santa Fe.
1.5% more expensive
Amherst Town-Northampton, MA is 1.5% more expensive than Santa Fe, NM on BEA Regional Price Parities (overall RPP 100.2 vs 98.8). A $100,000 salary in Santa Fe buys about the same as $101,494 in Amherst Town-Northampton; the largest component gap is services.
- Overall RPP 98.8 (Santa Fe) vs 100.2 (Amherst Town-Northampton)
- $100k in Santa Fe ≈ $101,494 purchasing power in Amherst Town-Northampton
- Services drives the gap (+79.0 RPP points)
RPP parity plate
Pair NM:MA 98.8→100.2
PHOTO-FINISH · CROSS-STATE · SPLIT-BUDGET · BENCH-CROSS · PP-PAR
- PHOTO-FINISH Photo finish
- CROSS-STATE NM × MA
- SPLIT-BUDGET Split budget
- BENCH-CROSS Benchmark cross
- PP-PAR PP near-par
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Santa Fe
98.8
Cost Index
Amherst Town-Northampton
100.2
Cost Index
What This Comparison Actually Tells You
Santa Fe, NM and Amherst Town-Northampton, MA are a photo finish on overall price level, only 1.5 RPP points apart. A salary conversion is therefore a fine adjustment, not evidence of a fundamentally different cost regime.
Services creates the largest separation: Amherst Town-Northampton is 79.0 points higher. But rents move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
This route crosses the national benchmark: Amherst Town-Northampton is above 100 while Santa Fe is below it. That makes the move a change of price regime, not merely a rank swap.
For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in Santa Fe to $101,494 in Amherst Town-Northampton, but it is not a personal spending weight.
Category Breakdown
Goods
- Santa Fe
- 96.1
Diff +0.9 RPP
Services
- Santa Fe
- 76.7
- Amherst Town-Northampton
- 155.7
Diff +79.0 RPP
Rents
- Santa Fe
- 108.0
Diff -10.4 RPP
| Category | Santa Fe | Amherst Town-Northampton | Difference |
|---|---|---|---|
| Overall | 98.8 | 100.2 | +1.5 |
| Goods | 96.1 | 97.0 | +0.9 |
| Services | 76.7 | 155.7 | +79.0 |
| Rents | 108.0 | 97.5 | -10.4 |
Visual Comparison
Overall
Santa Fe 98.8
Amherst Town-Northampton 100.2
Goods
Santa Fe 96.1
Amherst Town-Northampton 97.0
Services
Santa Fe 76.7
Amherst Town-Northampton 155.7
Rents
Santa Fe 108.0
Amherst Town-Northampton 97.5
Vertical line = national average (100)
How the Price Gap Changed
Santa Fe and Amherst Town-Northampton share 17 published annual releases from 2008 through 2024. Their overall gap held broadly steady, moving from 1.7 to 1.5 RPP points. Amherst Town-Northampton remained the higher-index metro in the latest release.
Services changed the most within this pair: its gap moved 23.6 points between the first and latest shared releases (55.4 to 79.0 points). This describes a relative price-index history, not a forecast or a household budget.
| Release Year | Santa Fe RPP | Amherst Town-Northampton RPP | Relative Gap |
|---|---|---|---|
| 2008 | 98.0 | 99.7 | 1.7 points Amherst Town-Northampton higher |
| 2012 | 102.1 | 99.3 | 2.8 points Santa Fe higher |
| 2016 | 98.4 | 99.7 | 1.3 points Amherst Town-Northampton higher |
| 2020 | 96.6 | 101.8 | 5.2 points Amherst Town-Northampton higher |
| 2024 | 98.8 | 100.2 | 1.5 points Amherst Town-Northampton higher |
Annual BEA Regional Price Parity releases; a higher index means a higher price level relative to the national average of 100. Selected years shown from the full shared series.
Salary Equivalents
What a salary in Santa Fe would need to be in Amherst Town-Northampton for the same purchasing power:
| In Santa Fe | In Amherst Town-Northampton | Difference |
|---|---|---|
| $50,000 | $50,747 | +$747 |
| $75,000 | $76,121 | +$1,121 |
| $100,000 | $101,494 | +$1,494 |
| $150,000 | $152,242 | +$2,242 |
$ in Santa Fe = in Amherst Town-Northampton
Same BEA Regional Price Parity ratio as the table above (98.8 → 100.2), computed live from your number, nothing is sent anywhere.
Frequently Asked Questions
Is Amherst Town-Northampton more expensive than Santa Fe?
Amherst Town-Northampton is 1.5% more expensive than Santa Fe. The overall cost index is 100.2 vs 98.8 (national average = 100).
What salary in Amherst Town-Northampton equals $100K in Santa Fe?
A $100,000 salary in Santa Fe has the same purchasing power as $101,494 in Amherst Town-Northampton. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Santa Fe and Amherst Town-Northampton?
Rents in Santa Fe are indexed at 108.0 while Amherst Town-Northampton is at 97.5 (national average = 100). Santa Fe has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.