Overall
Diff +0.1 RPP
San Jose-Sunnyvale-Santa Clara vs Oxnard-Thousand Oaks-Ventura
Cost of living comparison based on BEA Regional Price Parities. Oxnard-Thousand Oaks-Ventura is 0.1% more expensive than San Jose-Sunnyvale-Santa Clara.
0.1% more expensive
Oxnard-Thousand Oaks-Ventura, CA is 0.1% more expensive than San Jose-Sunnyvale-Santa Clara, CA on BEA Regional Price Parities (overall RPP 110.5 vs 110.4). A $100,000 salary in San Jose-Sunnyvale-Santa Clara buys about the same as $100,101 in Oxnard-Thousand Oaks-Ventura; the largest component gap is rents.
- Overall RPP 110.4 (San Jose-Sunnyvale-Santa Clara) vs 110.5 (Oxnard-Thousand Oaks-Ventura)
- $100k in San Jose-Sunnyvale-Santa Clara ≈ $100,101 purchasing power in Oxnard-Thousand Oaks-Ventura
- Rents drives the gap (-40.8 RPP points)
RPP parity plate
Pair CA:CA 110.4→110.5
PHOTO-FINISH · SAME-STATE · SPLIT-BUDGET · BOTH-ABOVE · PP-PAR
- PHOTO-FINISH Photo finish
- SAME-STATE Same state · CA
- SPLIT-BUDGET Split budget
- BOTH-ABOVE Both above 100
- PP-PAR PP near-par
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
San Jose-Sunnyvale-Santa Clara
110.4
Cost Index
Oxnard-Thousand Oaks-Ventura
110.5
Cost Index
What This Comparison Actually Tells You
San Jose-Sunnyvale-Santa Clara, CA and Oxnard-Thousand Oaks-Ventura, CA are a photo finish on overall price level, only 0.1 RPP points apart. A salary conversion is therefore a fine adjustment, not evidence of a fundamentally different cost regime.
Rents creates the largest separation: Oxnard-Thousand Oaks-Ventura is 40.8 points lower. But rents and services and goods move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
Both metros exceed the U.S. benchmark of 100. The choice is between two national premiums, so local wages need to clear the higher baseline in either market.
For a housing-sensitive move, validate the rent gap first: HUD Fair Market Rent and the actual unit size can overturn what the blended index implies. On the BEA ratio alone, $100,000 in San Jose-Sunnyvale-Santa Clara corresponds to $100,101 in Oxnard-Thousand Oaks-Ventura.
Category Breakdown
Goods
Diff 0.0 RPP
Services
Diff -3.7 RPP
Rents
Diff -40.8 RPP
| Category | San Jose-Sunnyvale-Santa Clara | Oxnard-Thousand Oaks-Ventura | Difference |
|---|---|---|---|
| Overall | 110.4 | 110.5 | +0.1 |
| Goods | 105.2 | 105.2 | 0.0 |
| Services | 156.7 | 152.9 | -3.7 |
| Rents | 211.9 | 171.1 | -40.8 |
Visual Comparison
Overall
San Jose-Sunnyvale-Santa Clara 110.4
Oxnard-Thousand Oaks-Ventura 110.5
Goods
San Jose-Sunnyvale-Santa Clara 105.2
Oxnard-Thousand Oaks-Ventura 105.2
Services
San Jose-Sunnyvale-Santa Clara 156.7
Oxnard-Thousand Oaks-Ventura 152.9
Rents
San Jose-Sunnyvale-Santa Clara 211.9
Oxnard-Thousand Oaks-Ventura 171.1
Vertical line = national average (100)
Salary Equivalents
What a salary in San Jose-Sunnyvale-Santa Clara would need to be in Oxnard-Thousand Oaks-Ventura for the same purchasing power:
| In San Jose-Sunnyvale-Santa Clara | In Oxnard-Thousand Oaks-Ventura | Difference |
|---|---|---|
| $50,000 | $50,050 | +$50 |
| $75,000 | $75,075 | +$75 |
| $100,000 | $100,101 | +$101 |
| $150,000 | $150,151 | +$151 |
$ in San Jose-Sunnyvale-Santa Clara = in Oxnard-Thousand Oaks-Ventura
Same BEA Regional Price Parity ratio as the table above (110.4 → 110.5), computed live from your number, nothing is sent anywhere.
Frequently Asked Questions
Is Oxnard-Thousand Oaks-Ventura more expensive than San Jose-Sunnyvale-Santa Clara?
Oxnard-Thousand Oaks-Ventura is 0.1% more expensive than San Jose-Sunnyvale-Santa Clara. The overall cost index is 110.5 vs 110.4 (national average = 100).
What salary in Oxnard-Thousand Oaks-Ventura equals $100K in San Jose-Sunnyvale-Santa Clara?
A $100,000 salary in San Jose-Sunnyvale-Santa Clara has the same purchasing power as $100,101 in Oxnard-Thousand Oaks-Ventura. This is based on the BEA Regional Price Parity indexes.
How do rents compare between San Jose-Sunnyvale-Santa Clara and Oxnard-Thousand Oaks-Ventura?
Rents in San Jose-Sunnyvale-Santa Clara are indexed at 211.9 while Oxnard-Thousand Oaks-Ventura is at 171.1 (national average = 100). San Jose-Sunnyvale-Santa Clara has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.