Overall
- Santa Fe
- 98.8
Diff -7.9 RPP
Sacramento-Roseville-Folsom vs Santa Fe
Cost of living comparison based on BEA Regional Price Parities. Santa Fe is 7.4% less expensive than Sacramento-Roseville-Folsom.
7.4% less expensive
Santa Fe, NM is 7.4% less expensive than Sacramento-Roseville-Folsom, CA on BEA Regional Price Parities (overall RPP 98.8 vs 106.7). A $100,000 salary in Sacramento-Roseville-Folsom buys about the same as $92,591 in Santa Fe; the largest component gap is services.
- Overall RPP 106.7 (Sacramento-Roseville-Folsom) vs 98.8 (Santa Fe)
- $100k in Sacramento-Roseville-Folsom ≈ $92,591 purchasing power in Santa Fe
- Services drives the gap (-74.6 RPP points)
RPP parity plate
Pair CA:NM 106.7→98.8
TIER-NEAR · CROSS-STATE · SERVICES-LED · BENCH-CROSS · PP-SHIFT
- TIER-NEAR Near tier
- CROSS-STATE CA × NM
- SERVICES-LED Services-led gap
- BENCH-CROSS Benchmark cross
- PP-SHIFT PP shift
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
What This Comparison Actually Tells You
Santa Fe, NM is 7.4% less expensive than Sacramento-Roseville-Folsom, CA, a meaningful but not extreme shift. The move decision turns on which budget category creates the 7.9-point overall gap.
This route crosses the national benchmark: Sacramento-Roseville-Folsom is above 100 while Santa Fe is below it. That makes the move a change of price regime, not merely a rank swap.
Services leads the difference, with Santa Fe 74.6 points lower than Sacramento-Roseville-Folsom. Goods, services, and rents all point in the same broad direction, making the headline comparison more transferable across household types.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in Sacramento-Roseville-Folsom to $92,591 in Santa Fe, but it is not a personal spending weight.
How the Price Gap Changed
Sacramento-Roseville-Folsom and Santa Fe share 17 published annual releases from 2008 through 2024. Their overall gap widened, moving from 3.3 to 7.9 RPP points. Sacramento-Roseville-Folsom remained the higher-index metro in the latest release.
Services changed the most within this pair: its gap moved 62.3 points between the first and latest shared releases (12.3 to 74.6 points). This describes a relative price-index history, not a forecast or a household budget.
| Release Year | Sacramento-Roseville-Folsom RPP | Santa Fe RPP | Relative Gap |
|---|---|---|---|
| 2008 | 101.3 | 98.0 | 3.3 points Sacramento-Roseville-Folsom higher |
| 2012 | 104.9 | 102.1 | 2.7 points Sacramento-Roseville-Folsom higher |
| 2016 | 101.1 | 98.4 | 2.6 points Sacramento-Roseville-Folsom higher |
| 2020 | 107.0 | 96.6 | 10.3 points Sacramento-Roseville-Folsom higher |
| 2024 | 106.7 | 98.8 | 7.9 points Sacramento-Roseville-Folsom higher |
Annual BEA Regional Price Parity releases; a higher index means a higher price level relative to the national average of 100. Selected years shown from the full shared series.
Category Breakdown
Goods
- Santa Fe
- 96.1
Diff -9.0 RPP
Services
- Santa Fe
- 76.7
Diff -74.6 RPP
Rents
- Santa Fe
- 108.0
Diff -22.3 RPP
| Category | Sacramento-Roseville-Folsom | Santa Fe | Difference |
|---|---|---|---|
| Overall | 106.7 | 98.8 | -7.9 |
| Goods | 105.2 | 96.1 | -9.0 |
| Services | 151.3 | 76.7 | -74.6 |
| Rents | 130.2 | 108.0 | -22.3 |
Visual Comparison
Overall
Sacramento-Roseville-Folsom 106.7
Santa Fe 98.8
Goods
Sacramento-Roseville-Folsom 105.2
Santa Fe 96.1
Services
Sacramento-Roseville-Folsom 151.3
Santa Fe 76.7
Rents
Sacramento-Roseville-Folsom 130.2
Santa Fe 108.0
Vertical line = national average (100)
Salary Equivalents
What a salary in Sacramento-Roseville-Folsom would need to be in Santa Fe for the same purchasing power:
| In Sacramento-Roseville-Folsom | In Santa Fe | Difference |
|---|---|---|
| $50,000 | $46,296 | $-3,704 |
| $75,000 | $69,443 | $-5,557 |
| $100,000 | $92,591 | $-7,409 |
| $150,000 | $138,887 | $-11,113 |
$ in Sacramento-Roseville-Folsom = in Santa Fe
Same BEA Regional Price Parity ratio as the table above (106.7 → 98.8), computed live from your number, nothing is sent anywhere.
Sacramento-Roseville-Folsom
106.7
Cost Index
Santa Fe
98.8
Cost Index
Frequently Asked Questions
Is Santa Fe more expensive than Sacramento-Roseville-Folsom?
Santa Fe is 7.4% less expensive than Sacramento-Roseville-Folsom. The overall cost index is 98.8 vs 106.7 (national average = 100).
What salary in Santa Fe equals $100K in Sacramento-Roseville-Folsom?
A $100,000 salary in Sacramento-Roseville-Folsom has the same purchasing power as $92,591 in Santa Fe. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Sacramento-Roseville-Folsom and Santa Fe?
Rents in Sacramento-Roseville-Folsom are indexed at 130.2 while Santa Fe is at 108.0 (national average = 100). Sacramento-Roseville-Folsom has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.