Overall
- Punta Gorda
- 100.5
Diff -1.9 RPP
Punta Gorda vs Houston-Pasadena-The Woodlands
Cost of living comparison based on BEA Regional Price Parities. Houston-Pasadena-The Woodlands is 1.9% less expensive than Punta Gorda.
1.9% less expensive
Houston-Pasadena-The Woodlands, TX is 1.9% less expensive than Punta Gorda, FL on BEA Regional Price Parities (overall RPP 98.6 vs 100.5). A $100,000 salary in Punta Gorda buys about the same as $98,114 in Houston-Pasadena-The Woodlands; the largest component gap is rents.
- Overall RPP 100.5 (Punta Gorda) vs 98.6 (Houston-Pasadena-The Woodlands)
- $100k in Punta Gorda ≈ $98,114 purchasing power in Houston-Pasadena-The Woodlands
- Rents drives the gap (-8.8 RPP points)
RPP parity plate
Pair FL:TX 100.5→98.6
PHOTO-FINISH · CROSS-STATE · SPLIT-BUDGET · BENCH-CROSS · PP-PAR
- PHOTO-FINISH Photo finish
- CROSS-STATE FL × TX
- SPLIT-BUDGET Split budget
- BENCH-CROSS Benchmark cross
- PP-PAR PP near-par
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Punta Gorda
100.5
Cost Index
Houston-Pasadena-The Woodlands
98.6
Cost Index
What This Comparison Actually Tells You
Punta Gorda, FL and Houston-Pasadena-The Woodlands, TX are a photo finish on overall price level, only 1.9 RPP points apart. A salary conversion is therefore a fine adjustment, not evidence of a fundamentally different cost regime.
Rents creates the largest separation: Houston-Pasadena-The Woodlands is 8.8 points lower. But services and goods move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
This route crosses the national benchmark: Punta Gorda is above 100 while Houston-Pasadena-The Woodlands is below it. That makes the move a change of price regime, not merely a rank swap.
For a housing-sensitive move, validate the rent gap first: HUD Fair Market Rent and the actual unit size can overturn what the blended index implies. On the BEA ratio alone, $100,000 in Punta Gorda corresponds to $98,114 in Houston-Pasadena-The Woodlands.
Category Breakdown
Goods
- Punta Gorda
- 96.2
Diff +4.4 RPP
Services
- Punta Gorda
- 87.3
Diff +7.9 RPP
Rents
- Punta Gorda
- 113.3
Diff -8.8 RPP
| Category | Punta Gorda | Houston-Pasadena-The Woodlands | Difference |
|---|---|---|---|
| Overall | 100.5 | 98.6 | -1.9 |
| Goods | 96.2 | 100.6 | +4.4 |
| Services | 87.3 | 95.3 | +7.9 |
| Rents | 113.3 | 104.5 | -8.8 |
Visual Comparison
Overall
Punta Gorda 100.5
Houston-Pasadena-The Woodlands 98.6
Goods
Punta Gorda 96.2
Houston-Pasadena-The Woodlands 100.6
Services
Punta Gorda 87.3
Houston-Pasadena-The Woodlands 95.3
Rents
Punta Gorda 113.3
Houston-Pasadena-The Woodlands 104.5
Vertical line = national average (100)
How the Price Gap Changed
Punta Gorda and Houston-Pasadena-The Woodlands share 17 published annual releases from 2008 through 2024. Their overall gap narrowed, moving from 1.9 to 1.9 RPP points. Punta Gorda remained the higher-index metro in the latest release.
Rents changed the most within this pair: its gap moved 14.6 points between the first and latest shared releases (5.9 to 8.8 points). This describes a relative price-index history, not a forecast or a household budget.
| Release Year | Punta Gorda RPP | Houston-Pasadena-The Woodlands RPP | Relative Gap |
|---|---|---|---|
| 2008 | 97.5 | 99.4 | 1.9 points Houston-Pasadena-The Woodlands higher |
| 2012 | 97.9 | 100.0 | 2.2 points Houston-Pasadena-The Woodlands higher |
| 2016 | 98.7 | 102.4 | 3.6 points Houston-Pasadena-The Woodlands higher |
| 2020 | 98.9 | 100.0 | 1.1 points Houston-Pasadena-The Woodlands higher |
| 2024 | 100.5 | 98.6 | 1.9 points Punta Gorda higher |
Annual BEA Regional Price Parity releases; a higher index means a higher price level relative to the national average of 100. Selected years shown from the full shared series.
Salary Equivalents
What a salary in Punta Gorda would need to be in Houston-Pasadena-The Woodlands for the same purchasing power:
| In Punta Gorda | In Houston-Pasadena-The Woodlands | Difference |
|---|---|---|
| $50,000 | $49,057 | $-943 |
| $75,000 | $73,585 | $-1,415 |
| $100,000 | $98,114 | $-1,886 |
| $150,000 | $147,171 | $-2,829 |
$ in Punta Gorda = in Houston-Pasadena-The Woodlands
Same BEA Regional Price Parity ratio as the table above (100.5 → 98.6), computed live from your number, nothing is sent anywhere.
Frequently Asked Questions
Is Houston-Pasadena-The Woodlands more expensive than Punta Gorda?
Houston-Pasadena-The Woodlands is 1.9% less expensive than Punta Gorda. The overall cost index is 98.6 vs 100.5 (national average = 100).
What salary in Houston-Pasadena-The Woodlands equals $100K in Punta Gorda?
A $100,000 salary in Punta Gorda has the same purchasing power as $98,114 in Houston-Pasadena-The Woodlands. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Punta Gorda and Houston-Pasadena-The Woodlands?
Rents in Punta Gorda are indexed at 113.3 while Houston-Pasadena-The Woodlands is at 104.5 (national average = 100). Punta Gorda has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.