Providence-Warwick vs Tampa-St. Petersburg-Clearwater

Cost of living comparison based on BEA Regional Price Parities. Tampa-St. Petersburg-Clearwater is 0.9% less expensive than Providence-Warwick.

0.9% less expensive

Tampa-St. Petersburg-Clearwater, FL is 0.9% less expensive than Providence-Warwick, RI-MA on BEA Regional Price Parities (overall RPP 100.9 vs 101.8). A $100,000 salary in Providence-Warwick buys about the same as $99,132 in Tampa-St. Petersburg-Clearwater; the largest component gap is services.

  • Overall RPP 101.8 (Providence-Warwick) vs 100.9 (Tampa-St. Petersburg-Clearwater)
  • $100k in Providence-Warwick ≈ $99,132 purchasing power in Tampa-St. Petersburg-Clearwater
  • Services drives the gap (-60.3 RPP points)

RPP parity plate

Pair RI:FL 101.8→100.9

PHOTO-FINISH · CROSS-STATE · SPLIT-BUDGET · BOTH-ABOVE · PP-PAR

  • PHOTO-FINISH Photo finish
  • CROSS-STATE RI × FL
  • SPLIT-BUDGET Split budget
  • BOTH-ABOVE Both above 100
  • PP-PAR PP near-par

Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.

Providence-Warwick
101.8
Cost Index
Tampa-St. Petersburg-Clearwater
100.9
Cost Index

What This Comparison Actually Tells You

Providence-Warwick, RI-MA and Tampa-St. Petersburg-Clearwater, FL are a photo finish on overall price level, only 0.9 RPP points apart. A salary conversion is therefore a fine adjustment, not evidence of a fundamentally different cost regime.

Services creates the largest separation: Tampa-St. Petersburg-Clearwater is 60.3 points lower. But rents move against the overall direction, so this is a split budget rather than a clean across-the-board winner.

Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.

Both metros exceed the U.S. benchmark of 100. The choice is between two national premiums, so local wages need to clear the higher baseline in either market.

For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in Providence-Warwick to $99,132 in Tampa-St. Petersburg-Clearwater, but it is not a personal spending weight.

Category Breakdown

Visual Comparison

Overall
Providence-Warwick
101.8
Tampa-St. Petersburg-Clearwater
100.9
Goods
Providence-Warwick
97.1
Tampa-St. Petersburg-Clearwater
95.5
Services
Providence-Warwick
148.8
Tampa-St. Petersburg-Clearwater
88.5
Rents
Providence-Warwick
103.9
Tampa-St. Petersburg-Clearwater
125.8

Vertical line = national average (100)

Salary Equivalents

What a salary in Providence-Warwick would need to be in Tampa-St. Petersburg-Clearwater for the same purchasing power:

In Providence-Warwick In Tampa-St. Petersburg-Clearwater Difference
$50,000 $49,566 $-434
$75,000 $74,349 $-651
$100,000 $99,132 $-868
$150,000 $148,699 $-1,301
$ in Providence-Warwick = in Tampa-St. Petersburg-Clearwater

Same BEA Regional Price Parity ratio as the table above (101.8 → 100.9), computed live from your number, nothing is sent anywhere.

Frequently Asked Questions

Is Tampa-St. Petersburg-Clearwater more expensive than Providence-Warwick?

Tampa-St. Petersburg-Clearwater is 0.9% less expensive than Providence-Warwick. The overall cost index is 100.9 vs 101.8 (national average = 100).

What salary in Tampa-St. Petersburg-Clearwater equals $100K in Providence-Warwick?

A $100,000 salary in Providence-Warwick has the same purchasing power as $99,132 in Tampa-St. Petersburg-Clearwater. This is based on the BEA Regional Price Parity indexes.

How do rents compare between Providence-Warwick and Tampa-St. Petersburg-Clearwater?

Rents in Providence-Warwick are indexed at 103.9 while Tampa-St. Petersburg-Clearwater is at 125.8 (national average = 100). Tampa-St. Petersburg-Clearwater has higher rents.

Data sourced from official public datasets, Regional Price Parities (2024), index where national average = 100. Retrieved and formatted by PlainCost. See our methodology for details.

Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.