Pinehurst-Southern Pines vs Chicago-Naperville-Elgin

Cost of living comparison based on BEA Regional Price Parities. Chicago-Naperville-Elgin is 17.3% more expensive than Pinehurst-Southern Pines.

What This Comparison Actually Tells You

The Bureau of Economic Analysis indexes Pinehurst-Southern Pines, NC at an overall Regional Price Parity of 88.3 and Chicago-Naperville-Elgin, IL-IN at 103.6, using the U.S. national average of 100 as the reference point. That puts Chicago-Naperville-Elgin 17.3% more expensive than Pinehurst-Southern Pines on a blended basket of goods, services, and rents. The raw index gap of 15.3 points matters more than the headline comparison because it flows directly into salary-equivalent math that families use for relocation, job offers, and remote-work arbitrage decisions.

Inside the breakdown, Pinehurst-Southern Pines indexes goods at 96.6, services at 88.2, and rents at 59.3, while Chicago-Naperville-Elgin comes in at 107.3, 83.6, and 112.0 on the same three categories. The rent line carries the largest weight in the BEA methodology, so a metro with a higher rent index almost always ends up more expensive overall - Chicago-Naperville-Elgin carries the heavier rent load here, and that tends to dominate household budget experience on the ground.

In salary terms, a $100,000 income in Pinehurst-Southern Pines has the same purchasing power as $117,274 in Chicago-Naperville-Elgin based on these indexes. The two metros serve populations of roughly 102,840 (Pinehurst-Southern Pines) and 9,359,555 (Chicago-Naperville-Elgin), and median household incomes are $82,837 versus $88,850 respectively - so the right way to read this comparison is never the index alone, but the ratio of your expected local salary to the rent and services mix. For any serious relocation or remote-work decision, pair this BEA comparison with BLS occupation-specific wage data, HUD Fair Market Rent tables, and state tax treatment before committing.

Pinehurst-Southern Pines
88.3
Cost Index
Chicago-Naperville-Elgin
103.6
Cost Index

Category Breakdown

Category Pinehurst-Southern Pines Chicago-Naperville-Elgin Difference
Overall 88.3 103.6 +15.3
Goods 96.6 107.3 +10.6
Services 88.2 83.6 -4.6
Rents 59.3 112.0 +52.7

Visual Comparison

Overall
Pinehurst-Southern Pines
88.3
Chicago-Naperville-Elgin
103.6
Goods
Pinehurst-Southern Pines
96.6
Chicago-Naperville-Elgin
107.3
Services
Pinehurst-Southern Pines
88.2
Chicago-Naperville-Elgin
83.6
Rents
Pinehurst-Southern Pines
59.3
Chicago-Naperville-Elgin
112.0

Vertical line = national average (100)

Salary Equivalents

What a salary in Pinehurst-Southern Pines would need to be in Chicago-Naperville-Elgin for the same purchasing power:

In Pinehurst-Southern Pines In Chicago-Naperville-Elgin Difference
$50,000 $58,637 +$8,637
$75,000 $87,955 +$12,955
$100,000 $117,274 +$17,274
$150,000 $175,911 +$25,911

Use the salary calculator for custom amounts.

Metro Context

Metric Pinehurst-Southern Pines Chicago-Naperville-Elgin
Population 102,840 9,359,555
Median Income $82,837 $88,850
Data Year 2024 2024

Frequently Asked Questions

Is Chicago-Naperville-Elgin more expensive than Pinehurst-Southern Pines?
Chicago-Naperville-Elgin is 17.3% more expensive than Pinehurst-Southern Pines. The overall cost index is 103.6 vs 88.3 (national average = 100).
What salary in Chicago-Naperville-Elgin equals $100K in Pinehurst-Southern Pines?
A $100,000 salary in Pinehurst-Southern Pines has the same purchasing power as $117,274 in Chicago-Naperville-Elgin. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Pinehurst-Southern Pines and Chicago-Naperville-Elgin?
Rents in Pinehurst-Southern Pines are indexed at 59.3 while Chicago-Naperville-Elgin is at 112.0 (national average = 100). Chicago-Naperville-Elgin has higher rents.

Source: Bureau of Economic Analysis, Regional Price Parities (2024). Index where national average = 100.

Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainCost Editorial