Philadelphia-Camden-Wilmington vs Worcester

Cost of living comparison based on BEA Regional Price Parities. Worcester is 0% less expensive than Philadelphia-Camden-Wilmington.

What This Comparison Actually Tells You

The Bureau of Economic Analysis indexes Philadelphia-Camden-Wilmington, PA-NJ-DE-MD at an overall Regional Price Parity of 102.6 and Worcester, MA at 102.5, using the U.S. national average of 100 as the reference point. That puts Worcester 0% less expensive than Philadelphia-Camden-Wilmington on a blended basket of goods, services, and rents. The raw index gap of 0.0 points matters more than the headline comparison because it flows directly into salary-equivalent math that families use for relocation, job offers, and remote-work arbitrage decisions.

Inside the breakdown, Philadelphia-Camden-Wilmington indexes goods at 96.8, services at 114.4, and rents at 113.1, while Worcester comes in at 97.0, 155.2, and 113.0 on the same three categories. The rent line carries the largest weight in the BEA methodology, so a metro with a higher rent index almost always ends up more expensive overall - Philadelphia-Camden-Wilmington carries the heavier rent load here, and that tends to dominate household budget experience on the ground.

In salary terms, a $100,000 income in Philadelphia-Camden-Wilmington has the same purchasing power as $99,970 in Worcester based on these indexes. The two metros serve populations of roughly 6,241,882 (Philadelphia-Camden-Wilmington) and 861,664 (Worcester), and median household incomes are $89,273 versus $93,561 respectively - so the right way to read this comparison is never the index alone, but the ratio of your expected local salary to the rent and services mix. For any serious relocation or remote-work decision, pair this BEA comparison with BLS occupation-specific wage data, HUD Fair Market Rent tables, and state tax treatment before committing.

Philadelphia-Camden-Wilmington
102.6
Cost Index
Worcester
102.5
Cost Index

Category Breakdown

Category Philadelphia-Camden-Wilmington Worcester Difference
Overall 102.6 102.5 -0.0
Goods 96.8 97.0 +0.2
Services 114.4 155.2 +40.8
Rents 113.1 113.0 -0.1

Visual Comparison

Overall
Philadelphia-Camden-Wilmington
102.6
Worcester
102.5
Goods
Philadelphia-Camden-Wilmington
96.8
Worcester
97.0
Services
Philadelphia-Camden-Wilmington
114.4
Worcester
155.2
Rents
Philadelphia-Camden-Wilmington
113.1
Worcester
113.0

Vertical line = national average (100)

Salary Equivalents

What a salary in Philadelphia-Camden-Wilmington would need to be in Worcester for the same purchasing power:

In Philadelphia-Camden-Wilmington In Worcester Difference
$50,000 $49,985 $-15
$75,000 $74,977 $-23
$100,000 $99,970 $-30
$150,000 $149,955 $-45

Use the salary calculator for custom amounts.

Metro Context

Metric Philadelphia-Camden-Wilmington Worcester
Population 6,241,882 861,664
Median Income $89,273 $93,561
Data Year 2024 2024

Frequently Asked Questions

Is Worcester more expensive than Philadelphia-Camden-Wilmington?
Worcester is 0% less expensive than Philadelphia-Camden-Wilmington. The overall cost index is 102.5 vs 102.6 (national average = 100).
What salary in Worcester equals $100K in Philadelphia-Camden-Wilmington?
A $100,000 salary in Philadelphia-Camden-Wilmington has the same purchasing power as $99,970 in Worcester. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Philadelphia-Camden-Wilmington and Worcester?
Rents in Philadelphia-Camden-Wilmington are indexed at 113.1 while Worcester is at 113.0 (national average = 100). Philadelphia-Camden-Wilmington has higher rents.

Source: Bureau of Economic Analysis, Regional Price Parities (2024). Index where national average = 100.

Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainCost Editorial