Philadelphia-Camden-Wilmington vs Colorado Springs

Cost of living comparison based on BEA Regional Price Parities. Colorado Springs is 1.8% less expensive than Philadelphia-Camden-Wilmington.

What This Comparison Actually Tells You

The Bureau of Economic Analysis indexes Philadelphia-Camden-Wilmington, PA-NJ-DE-MD at an overall Regional Price Parity of 102.6 and Colorado Springs, CO at 100.7, using the U.S. national average of 100 as the reference point. That puts Colorado Springs 1.8% less expensive than Philadelphia-Camden-Wilmington on a blended basket of goods, services, and rents. The raw index gap of 1.8 points matters more than the headline comparison because it flows directly into salary-equivalent math that families use for relocation, job offers, and remote-work arbitrage decisions.

Inside the breakdown, Philadelphia-Camden-Wilmington indexes goods at 96.8, services at 114.4, and rents at 113.1, while Colorado Springs comes in at 96.1, 83.2, and 116.2 on the same three categories. The rent line carries the largest weight in the BEA methodology, so a metro with a higher rent index almost always ends up more expensive overall - Colorado Springs carries the heavier rent load here, and that tends to dominate household budget experience on the ground.

In salary terms, a $100,000 income in Philadelphia-Camden-Wilmington has the same purchasing power as $98,199 in Colorado Springs based on these indexes. The two metros serve populations of roughly 6,241,882 (Philadelphia-Camden-Wilmington) and 760,782 (Colorado Springs), and median household incomes are $89,273 versus $87,180 respectively - so the right way to read this comparison is never the index alone, but the ratio of your expected local salary to the rent and services mix. For any serious relocation or remote-work decision, pair this BEA comparison with BLS occupation-specific wage data, HUD Fair Market Rent tables, and state tax treatment before committing.

Philadelphia-Camden-Wilmington
102.6
Cost Index
Colorado Springs
100.7
Cost Index

Category Breakdown

Category Philadelphia-Camden-Wilmington Colorado Springs Difference
Overall 102.6 100.7 -1.8
Goods 96.8 96.1 -0.8
Services 114.4 83.2 -31.2
Rents 113.1 116.2 +3.1

Visual Comparison

Overall
Philadelphia-Camden-Wilmington
102.6
Colorado Springs
100.7
Goods
Philadelphia-Camden-Wilmington
96.8
Colorado Springs
96.1
Services
Philadelphia-Camden-Wilmington
114.4
Colorado Springs
83.2
Rents
Philadelphia-Camden-Wilmington
113.1
Colorado Springs
116.2

Vertical line = national average (100)

Salary Equivalents

What a salary in Philadelphia-Camden-Wilmington would need to be in Colorado Springs for the same purchasing power:

In Philadelphia-Camden-Wilmington In Colorado Springs Difference
$50,000 $49,099 $-901
$75,000 $73,649 $-1,351
$100,000 $98,199 $-1,801
$150,000 $147,298 $-2,702

Use the salary calculator for custom amounts.

Metro Context

Metric Philadelphia-Camden-Wilmington Colorado Springs
Population 6,241,882 760,782
Median Income $89,273 $87,180
Data Year 2024 2024

Frequently Asked Questions

Is Colorado Springs more expensive than Philadelphia-Camden-Wilmington?
Colorado Springs is 1.8% less expensive than Philadelphia-Camden-Wilmington. The overall cost index is 100.7 vs 102.6 (national average = 100).
What salary in Colorado Springs equals $100K in Philadelphia-Camden-Wilmington?
A $100,000 salary in Philadelphia-Camden-Wilmington has the same purchasing power as $98,199 in Colorado Springs. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Philadelphia-Camden-Wilmington and Colorado Springs?
Rents in Philadelphia-Camden-Wilmington are indexed at 113.1 while Colorado Springs is at 116.2 (national average = 100). Colorado Springs has higher rents.

Source: Bureau of Economic Analysis, Regional Price Parities (2024). Index where national average = 100.

Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainCost Editorial