Overall
Diff +11.6 RPP
Philadelphia-Camden-Wilmington vs Miami-Fort Lauderdale-West Palm Beach
Cost of living comparison based on BEA Regional Price Parities. Miami-Fort Lauderdale-West Palm Beach is 11.3% more expensive than Philadelphia-Camden-Wilmington.
11.3% more expensive
Miami-Fort Lauderdale-West Palm Beach, FL is 11.3% more expensive than Philadelphia-Camden-Wilmington, PA-NJ-DE-MD on BEA Regional Price Parities (overall RPP 114.2 vs 102.6). A $100,000 salary in Philadelphia-Camden-Wilmington buys about the same as $111,312 in Miami-Fort Lauderdale-West Palm Beach; the largest component gap is rents.
- Overall RPP 102.6 (Philadelphia-Camden-Wilmington) vs 114.2 (Miami-Fort Lauderdale-West Palm Beach)
- $100k in Philadelphia-Camden-Wilmington ≈ $111,312 purchasing power in Miami-Fort Lauderdale-West Palm Beach
- Rents drives the gap (+42.4 RPP points)
RPP parity plate
Pair PA:FL 102.6→114.2
TIER-GAP · CROSS-STATE · SPLIT-BUDGET · BOTH-ABOVE · PP-SHIFT
- TIER-GAP Clear tier gap
- CROSS-STATE PA × FL
- SPLIT-BUDGET Split budget
- BOTH-ABOVE Both above 100
- PP-SHIFT PP shift
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Category Breakdown
Goods
Diff +6.7 RPP
Services
Diff -17.2 RPP
Rents
Diff +42.4 RPP
| Category | Philadelphia-Camden-Wilmington | Miami-Fort Lauderdale-West Palm Beach | Difference |
|---|---|---|---|
| Overall | 102.6 | 114.2 | +11.6 |
| Goods | 96.8 | 103.6 | +6.7 |
| Services | 114.4 | 97.2 | -17.2 |
| Rents | 113.1 | 155.6 | +42.4 |
Visual Comparison
Overall
Philadelphia-Camden-Wilmington 102.6
Miami-Fort Lauderdale-West Palm Beach 114.2
Goods
Philadelphia-Camden-Wilmington 96.8
Miami-Fort Lauderdale-West Palm Beach 103.6
Services
Philadelphia-Camden-Wilmington 114.4
Miami-Fort Lauderdale-West Palm Beach 97.2
Rents
Philadelphia-Camden-Wilmington 113.1
Miami-Fort Lauderdale-West Palm Beach 155.6
Vertical line = national average (100)
What This Comparison Actually Tells You
Rents creates the largest separation: Miami-Fort Lauderdale-West Palm Beach is 42.4 points higher. But services move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD and Miami-Fort Lauderdale-West Palm Beach, FL sit in clearly different price tiers, separated by 11.6 RPP points. At this distance, treating the same nominal salary as equivalent would materially change purchasing power.
Both metros exceed the U.S. benchmark of 100. The choice is between two national premiums, so local wages need to clear the higher baseline in either market.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
For a housing-sensitive move, validate the rent gap first: HUD Fair Market Rent and the actual unit size can overturn what the blended index implies. On the BEA ratio alone, $100,000 in Philadelphia-Camden-Wilmington corresponds to $111,312 in Miami-Fort Lauderdale-West Palm Beach.
Philadelphia-Camden-Wilmington
102.6
Cost Index
Miami-Fort Lauderdale-West Palm Beach
114.2
Cost Index
Salary Equivalents
What a salary in Philadelphia-Camden-Wilmington would need to be in Miami-Fort Lauderdale-West Palm Beach for the same purchasing power:
| In Philadelphia-Camden-Wilmington | In Miami-Fort Lauderdale-West Palm Beach | Difference |
|---|---|---|
| $50,000 | $55,656 | +$5,656 |
| $75,000 | $83,484 | +$8,484 |
| $100,000 | $111,312 | +$11,312 |
| $150,000 | $166,968 | +$16,968 |
$ in Philadelphia-Camden-Wilmington = in Miami-Fort Lauderdale-West Palm Beach
Same BEA Regional Price Parity ratio as the table above (102.6 → 114.2), computed live from your number, nothing is sent anywhere.
How the Price Gap Changed
Philadelphia-Camden-Wilmington and Miami-Fort Lauderdale-West Palm Beach share 17 published annual releases from 2008 through 2024. Their overall gap widened, moving from 0.1 to 11.6 RPP points. Miami-Fort Lauderdale-West Palm Beach remained the higher-index metro in the latest release.
Goods changed the most within this pair: its gap moved 15.2 points between the first and latest shared releases (8.4 to 6.7 points). This describes a relative price-index history, not a forecast or a household budget.
| Release Year | Philadelphia-Camden-Wilmington RPP | Miami-Fort Lauderdale-West Palm Beach RPP | Relative Gap |
|---|---|---|---|
| 2008 | 106.4 | 106.5 | 0.1 points Miami-Fort Lauderdale-West Palm Beach higher |
| 2012 | 103.9 | 107.5 | 3.6 points Miami-Fort Lauderdale-West Palm Beach higher |
| 2016 | 102.5 | 107.9 | 5.4 points Miami-Fort Lauderdale-West Palm Beach higher |
| 2020 | 102.3 | 109.5 | 7.2 points Miami-Fort Lauderdale-West Palm Beach higher |
| 2024 | 102.6 | 114.2 | 11.6 points Miami-Fort Lauderdale-West Palm Beach higher |
Annual BEA Regional Price Parity releases; a higher index means a higher price level relative to the national average of 100. Selected years shown from the full shared series.
Frequently Asked Questions
Is Miami-Fort Lauderdale-West Palm Beach more expensive than Philadelphia-Camden-Wilmington?
Miami-Fort Lauderdale-West Palm Beach is 11.3% more expensive than Philadelphia-Camden-Wilmington. The overall cost index is 114.2 vs 102.6 (national average = 100).
What salary in Miami-Fort Lauderdale-West Palm Beach equals $100K in Philadelphia-Camden-Wilmington?
A $100,000 salary in Philadelphia-Camden-Wilmington has the same purchasing power as $111,312 in Miami-Fort Lauderdale-West Palm Beach. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Philadelphia-Camden-Wilmington and Miami-Fort Lauderdale-West Palm Beach?
Rents in Philadelphia-Camden-Wilmington are indexed at 113.1 while Miami-Fort Lauderdale-West Palm Beach is at 155.6 (national average = 100). Miami-Fort Lauderdale-West Palm Beach has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.