Overall
- Tucson
- 96.9
Diff -0.4 RPP
Panama City-Panama City Beach vs Tucson
Cost of living comparison based on BEA Regional Price Parities. Tucson is 0.4% less expensive than Panama City-Panama City Beach.
0.4% less expensive
Tucson, AZ is 0.4% less expensive than Panama City-Panama City Beach, FL on BEA Regional Price Parities (overall RPP 96.9 vs 97.3). A $100,000 salary in Panama City-Panama City Beach buys about the same as $99,589 in Tucson; the largest component gap is rents.
- Overall RPP 97.3 (Panama City-Panama City Beach) vs 96.9 (Tucson)
- $100k in Panama City-Panama City Beach ≈ $99,589 purchasing power in Tucson
- Rents drives the gap (-4.7 RPP points)
RPP parity plate
Pair FL:AZ 97.3→96.9
PHOTO-FINISH · CROSS-STATE · SPLIT-BUDGET · BOTH-BELOW · PP-PAR
- PHOTO-FINISH Photo finish
- CROSS-STATE FL × AZ
- SPLIT-BUDGET Split budget
- BOTH-BELOW Both below 100
- PP-PAR PP near-par
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Panama City-Panama City Beach
97.3
Cost Index
Tucson
96.9
Cost Index
What This Comparison Actually Tells You
Panama City-Panama City Beach, FL and Tucson, AZ are a photo finish on overall price level, only 0.4 RPP points apart. A salary conversion is therefore a fine adjustment, not evidence of a fundamentally different cost regime.
Rents creates the largest separation: Tucson is 4.7 points lower. But services move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
Both metros remain below the U.S. benchmark of 100. This comparison chooses between two below-average price levels; “more expensive” here does not mean nationally expensive.
For a housing-sensitive move, validate the rent gap first: HUD Fair Market Rent and the actual unit size can overturn what the blended index implies. On the BEA ratio alone, $100,000 in Panama City-Panama City Beach corresponds to $99,589 in Tucson.
Category Breakdown
Goods
- Tucson
- 96.2
Diff -0.0 RPP
Services
- Tucson
- 89.5
Diff +1.4 RPP
Rents
- Tucson
- 91.8
Diff -4.7 RPP
| Category | Panama City-Panama City Beach | Tucson | Difference |
|---|---|---|---|
| Overall | 97.3 | 96.9 | -0.4 |
| Goods | 96.2 | 96.2 | -0.0 |
| Services | 88.1 | 89.5 | +1.4 |
| Rents | 96.4 | 91.8 | -4.7 |
Visual Comparison
Overall
Panama City-Panama City Beach 97.3
Tucson 96.9
Goods
Panama City-Panama City Beach 96.2
Tucson 96.2
Services
Panama City-Panama City Beach 88.1
Tucson 89.5
Rents
Panama City-Panama City Beach 96.4
Tucson 91.8
Vertical line = national average (100)
Salary Equivalents
What a salary in Panama City-Panama City Beach would need to be in Tucson for the same purchasing power:
| In Panama City-Panama City Beach | In Tucson | Difference |
|---|---|---|
| $50,000 | $49,794 | $-206 |
| $75,000 | $74,692 | $-308 |
| $100,000 | $99,589 | $-411 |
| $150,000 | $149,383 | $-617 |
$ in Panama City-Panama City Beach = in Tucson
Same BEA Regional Price Parity ratio as the table above (97.3 → 96.9), computed live from your number, nothing is sent anywhere.
Frequently Asked Questions
Is Tucson more expensive than Panama City-Panama City Beach?
Tucson is 0.4% less expensive than Panama City-Panama City Beach. The overall cost index is 96.9 vs 97.3 (national average = 100).
What salary in Tucson equals $100K in Panama City-Panama City Beach?
A $100,000 salary in Panama City-Panama City Beach has the same purchasing power as $99,589 in Tucson. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Panama City-Panama City Beach and Tucson?
Rents in Panama City-Panama City Beach are indexed at 96.4 while Tucson is at 91.8 (national average = 100). Panama City-Panama City Beach has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.