Overall
- St. George
- 97.3
Diff +0.0 RPP
Panama City-Panama City Beach vs St. George
Cost of living comparison based on BEA Regional Price Parities. St. George is 0% more expensive than Panama City-Panama City Beach.
0% more expensive
St. George, UT is 0% more expensive than Panama City-Panama City Beach, FL on BEA Regional Price Parities (overall RPP 97.3 vs 97.3). A $100,000 salary in Panama City-Panama City Beach buys about the same as $100,026 in St. George; the largest component gap is services.
- Overall RPP 97.3 (Panama City-Panama City Beach) vs 97.3 (St. George)
- $100k in Panama City-Panama City Beach ≈ $100,026 purchasing power in St. George
- Services drives the gap (-10.4 RPP points)
RPP parity plate
Pair FL:UT 97.3→97.3
PHOTO-FINISH · CROSS-STATE · SPLIT-BUDGET · BOTH-BELOW · PP-PAR
- PHOTO-FINISH Photo finish
- CROSS-STATE FL × UT
- SPLIT-BUDGET Split budget
- BOTH-BELOW Both below 100
- PP-PAR PP near-par
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Panama City-Panama City Beach
97.3
Cost Index
St. George
97.3
Cost Index
What This Comparison Actually Tells You
Panama City-Panama City Beach, FL and St. George, UT are a photo finish on overall price level, only 0.0 RPP points apart. A salary conversion is therefore a fine adjustment, not evidence of a fundamentally different cost regime.
Services creates the largest separation: St. George is 10.4 points lower. But services move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
Both metros remain below the U.S. benchmark of 100. This comparison chooses between two below-average price levels; “more expensive” here does not mean nationally expensive.
For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in Panama City-Panama City Beach to $100,026 in St. George, but it is not a personal spending weight.
Category Breakdown
Goods
- St. George
- 96.4
Diff +0.2 RPP
Services
- St. George
- 77.7
Diff -10.4 RPP
Rents
- St. George
- 98.1
Diff +1.7 RPP
| Category | Panama City-Panama City Beach | St. George | Difference |
|---|---|---|---|
| Overall | 97.3 | 97.3 | +0.0 |
| Goods | 96.2 | 96.4 | +0.2 |
| Services | 88.1 | 77.7 | -10.4 |
| Rents | 96.4 | 98.1 | +1.7 |
Visual Comparison
Overall
Panama City-Panama City Beach 97.3
St. George 97.3
Goods
Panama City-Panama City Beach 96.2
St. George 96.4
Services
Panama City-Panama City Beach 88.1
St. George 77.7
Rents
Panama City-Panama City Beach 96.4
St. George 98.1
Vertical line = national average (100)
How the Price Gap Changed
Panama City-Panama City Beach and St. George share 17 published annual releases from 2008 through 2024. Their overall gap narrowed, moving from 1.8 to 0.0 RPP points. St. George remained the higher-index metro in the latest release.
Services changed the most within this pair: its gap moved 18.3 points between the first and latest shared releases (28.7 to 10.4 points). This describes a relative price-index history, not a forecast or a household budget.
| Release Year | Panama City-Panama City Beach RPP | St. George RPP | Relative Gap |
|---|---|---|---|
| 2008 | 96.7 | 98.5 | 1.8 points St. George higher |
| 2012 | 96.8 | 96.4 | 0.4 points Panama City-Panama City Beach higher |
| 2016 | 95.2 | 99.2 | 4.0 points St. George higher |
| 2020 | 94.6 | 95.9 | 1.3 points St. George higher |
| 2024 | 97.3 | 97.3 | 0.0 points St. George higher |
Annual BEA Regional Price Parity releases; a higher index means a higher price level relative to the national average of 100. Selected years shown from the full shared series.
Salary Equivalents
What a salary in Panama City-Panama City Beach would need to be in St. George for the same purchasing power:
| In Panama City-Panama City Beach | In St. George | Difference |
|---|---|---|
| $50,000 | $50,013 | +$13 |
| $75,000 | $75,019 | +$19 |
| $100,000 | $100,026 | +$26 |
| $150,000 | $150,039 | +$39 |
$ in Panama City-Panama City Beach = in St. George
Same BEA Regional Price Parity ratio as the table above (97.3 → 97.3), computed live from your number, nothing is sent anywhere.
Frequently Asked Questions
Is St. George more expensive than Panama City-Panama City Beach?
St. George is 0% more expensive than Panama City-Panama City Beach. The overall cost index is 97.3 vs 97.3 (national average = 100).
What salary in St. George equals $100K in Panama City-Panama City Beach?
A $100,000 salary in Panama City-Panama City Beach has the same purchasing power as $100,026 in St. George. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Panama City-Panama City Beach and St. George?
Rents in Panama City-Panama City Beach are indexed at 96.4 while St. George is at 98.1 (national average = 100). St. George has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.