Overall
Diff -11.7 RPP
Oxnard-Thousand Oaks-Ventura vs Atlantic City-Hammonton
Cost of living comparison based on BEA Regional Price Parities. Atlantic City-Hammonton is 10.6% less expensive than Oxnard-Thousand Oaks-Ventura.
10.6% less expensive
Atlantic City-Hammonton, NJ is 10.6% less expensive than Oxnard-Thousand Oaks-Ventura, CA on BEA Regional Price Parities (overall RPP 98.9 vs 110.5). A $100,000 salary in Oxnard-Thousand Oaks-Ventura buys about the same as $89,436 in Atlantic City-Hammonton; the largest component gap is rents.
- Overall RPP 110.5 (Oxnard-Thousand Oaks-Ventura) vs 98.9 (Atlantic City-Hammonton)
- $100k in Oxnard-Thousand Oaks-Ventura ≈ $89,436 purchasing power in Atlantic City-Hammonton
- Rents drives the gap (-72.4 RPP points)
RPP parity plate
Pair CA:NJ 110.5→98.9
TIER-GAP · CROSS-STATE · RENT-LED · BENCH-CROSS · PP-SHIFT
- TIER-GAP Clear tier gap
- CROSS-STATE CA × NJ
- RENT-LED Rent-led gap
- BENCH-CROSS Benchmark cross
- PP-SHIFT PP shift
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Salary Equivalents
What a salary in Oxnard-Thousand Oaks-Ventura would need to be in Atlantic City-Hammonton for the same purchasing power:
| In Oxnard-Thousand Oaks-Ventura | In Atlantic City-Hammonton | Difference |
|---|---|---|
| $50,000 | $44,718 | $-5,282 |
| $75,000 | $67,077 | $-7,923 |
| $100,000 | $89,436 | $-10,564 |
| $150,000 | $134,154 | $-15,846 |
$ in Oxnard-Thousand Oaks-Ventura = in Atlantic City-Hammonton
Same BEA Regional Price Parity ratio as the table above (110.5 → 98.9), computed live from your number, nothing is sent anywhere.
What This Comparison Actually Tells You
Oxnard-Thousand Oaks-Ventura, CA and Atlantic City-Hammonton, NJ sit in clearly different price tiers, separated by 11.7 RPP points. At this distance, treating the same nominal salary as equivalent would materially change purchasing power.
This route crosses the national benchmark: Oxnard-Thousand Oaks-Ventura is above 100 while Atlantic City-Hammonton is below it. That makes the move a change of price regime, not merely a rank swap.
Rents leads the difference, with Atlantic City-Hammonton 72.4 points lower than Oxnard-Thousand Oaks-Ventura. Goods, services, and rents all point in the same broad direction, making the headline comparison more transferable across household types.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
For a housing-sensitive move, validate the rent gap first: HUD Fair Market Rent and the actual unit size can overturn what the blended index implies. On the BEA ratio alone, $100,000 in Oxnard-Thousand Oaks-Ventura corresponds to $89,436 in Atlantic City-Hammonton.
Category Breakdown
| Category | Oxnard-Thousand Oaks-Ventura | Atlantic City-Hammonton | Difference |
|---|---|---|---|
| Overall | 110.5 | 98.9 | -11.7 |
| Goods | 105.2 | 99.8 | -5.4 |
| Services | 152.9 | 109.2 | -43.7 |
| Rents | 171.1 | 98.7 | -72.4 |
Visual Comparison
Overall
Oxnard-Thousand Oaks-Ventura 110.5
Atlantic City-Hammonton 98.9
Goods
Oxnard-Thousand Oaks-Ventura 105.2
Atlantic City-Hammonton 99.8
Services
Oxnard-Thousand Oaks-Ventura 152.9
Atlantic City-Hammonton 109.2
Rents
Oxnard-Thousand Oaks-Ventura 171.1
Atlantic City-Hammonton 98.7
Vertical line = national average (100)
Oxnard-Thousand Oaks-Ventura
110.5
Cost Index
Atlantic City-Hammonton
98.9
Cost Index
How the Price Gap Changed
Oxnard-Thousand Oaks-Ventura and Atlantic City-Hammonton share 17 published annual releases from 2008 through 2024. Their overall gap widened, moving from 1.2 to 11.7 RPP points. Oxnard-Thousand Oaks-Ventura remained the higher-index metro in the latest release.
Services changed the most within this pair: its gap moved 49.0 points between the first and latest shared releases (5.3 to 43.7 points). This describes a relative price-index history, not a forecast or a household budget.
| Release Year | Oxnard-Thousand Oaks-Ventura RPP | Atlantic City-Hammonton RPP | Relative Gap |
|---|---|---|---|
| 2008 | 109.5 | 110.7 | 1.2 points Atlantic City-Hammonton higher |
| 2012 | 110.4 | 104.6 | 5.8 points Oxnard-Thousand Oaks-Ventura higher |
| 2016 | 111.2 | 102.6 | 8.5 points Oxnard-Thousand Oaks-Ventura higher |
| 2020 | 111.3 | 101.2 | 10.2 points Oxnard-Thousand Oaks-Ventura higher |
| 2024 | 110.5 | 98.9 | 11.7 points Oxnard-Thousand Oaks-Ventura higher |
Annual BEA Regional Price Parity releases; a higher index means a higher price level relative to the national average of 100. Selected years shown from the full shared series.
Frequently Asked Questions
Is Atlantic City-Hammonton more expensive than Oxnard-Thousand Oaks-Ventura?
Atlantic City-Hammonton is 10.6% less expensive than Oxnard-Thousand Oaks-Ventura. The overall cost index is 98.9 vs 110.5 (national average = 100).
What salary in Atlantic City-Hammonton equals $100K in Oxnard-Thousand Oaks-Ventura?
A $100,000 salary in Oxnard-Thousand Oaks-Ventura has the same purchasing power as $89,436 in Atlantic City-Hammonton. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Oxnard-Thousand Oaks-Ventura and Atlantic City-Hammonton?
Rents in Oxnard-Thousand Oaks-Ventura are indexed at 171.1 while Atlantic City-Hammonton is at 98.7 (national average = 100). Oxnard-Thousand Oaks-Ventura has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.