Overall
- Owensboro
- 88.6
Diff -0.3 RPP
Owensboro vs Pinehurst-Southern Pines
Cost of living comparison based on BEA Regional Price Parities. Pinehurst-Southern Pines is 0.3% less expensive than Owensboro.
0.3% less expensive
Pinehurst-Southern Pines, NC is 0.3% less expensive than Owensboro, KY on BEA Regional Price Parities (overall RPP 88.3 vs 88.6). A $100,000 salary in Owensboro buys about the same as $99,691 in Pinehurst-Southern Pines; the largest component gap is services.
- Overall RPP 88.6 (Owensboro) vs 88.3 (Pinehurst-Southern Pines)
- $100k in Owensboro ≈ $99,691 purchasing power in Pinehurst-Southern Pines
- Services drives the gap (+13.0 RPP points)
RPP parity plate
Pair KY:NC 88.6→88.3
PHOTO-FINISH · CROSS-STATE · SPLIT-BUDGET · BOTH-BELOW · PP-PAR
- PHOTO-FINISH Photo finish
- CROSS-STATE KY × NC
- SPLIT-BUDGET Split budget
- BOTH-BELOW Both below 100
- PP-PAR PP near-par
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Owensboro
88.6
Cost Index
Pinehurst-Southern Pines
88.3
Cost Index
What This Comparison Actually Tells You
Owensboro, KY and Pinehurst-Southern Pines, NC are a photo finish on overall price level, only 0.3 RPP points apart. A salary conversion is therefore a fine adjustment, not evidence of a fundamentally different cost regime.
Services creates the largest separation: Pinehurst-Southern Pines is 13.0 points higher. But services and rents and goods move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
Both metros remain below the U.S. benchmark of 100. This comparison chooses between two below-average price levels; “more expensive” here does not mean nationally expensive.
For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in Owensboro to $99,691 in Pinehurst-Southern Pines, but it is not a personal spending weight.
Category Breakdown
Goods
- Owensboro
- 96.2
Diff +0.4 RPP
Services
- Owensboro
- 75.2
Diff +13.0 RPP
Rents
- Owensboro
- 55.7
Diff +3.6 RPP
| Category | Owensboro | Pinehurst-Southern Pines | Difference |
|---|---|---|---|
| Overall | 88.6 | 88.3 | -0.3 |
| Goods | 96.2 | 96.6 | +0.4 |
| Services | 75.2 | 88.2 | +13.0 |
| Rents | 55.7 | 59.3 | +3.6 |
Visual Comparison
Overall
Owensboro 88.6
Pinehurst-Southern Pines 88.3
Goods
Owensboro 96.2
Pinehurst-Southern Pines 96.6
Services
Owensboro 75.2
Pinehurst-Southern Pines 88.2
Rents
Owensboro 55.7
Pinehurst-Southern Pines 59.3
Vertical line = national average (100)
Salary Equivalents
What a salary in Owensboro would need to be in Pinehurst-Southern Pines for the same purchasing power:
| In Owensboro | In Pinehurst-Southern Pines | Difference |
|---|---|---|
| $50,000 | $49,845 | $-155 |
| $75,000 | $74,768 | $-232 |
| $100,000 | $99,691 | $-309 |
| $150,000 | $149,536 | $-464 |
$ in Owensboro = in Pinehurst-Southern Pines
Same BEA Regional Price Parity ratio as the table above (88.6 → 88.3), computed live from your number, nothing is sent anywhere.
Frequently Asked Questions
Is Pinehurst-Southern Pines more expensive than Owensboro?
Pinehurst-Southern Pines is 0.3% less expensive than Owensboro. The overall cost index is 88.3 vs 88.6 (national average = 100).
What salary in Pinehurst-Southern Pines equals $100K in Owensboro?
A $100,000 salary in Owensboro has the same purchasing power as $99,691 in Pinehurst-Southern Pines. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Owensboro and Pinehurst-Southern Pines?
Rents in Owensboro are indexed at 55.7 while Pinehurst-Southern Pines is at 59.3 (national average = 100). Pinehurst-Southern Pines has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.