Overall
- Olympia-Lacey-Tumwater
- 103.7
Diff -4.1 RPP
Olympia-Lacey-Tumwater vs Albany-Schenectady-Troy
Cost of living comparison based on BEA Regional Price Parities. Albany-Schenectady-Troy is 4% less expensive than Olympia-Lacey-Tumwater.
4% less expensive
Albany-Schenectady-Troy, NY is 4% less expensive than Olympia-Lacey-Tumwater, WA on BEA Regional Price Parities (overall RPP 99.6 vs 103.7). A $100,000 salary in Olympia-Lacey-Tumwater buys about the same as $96,041 in Albany-Schenectady-Troy; the largest component gap is services.
- Overall RPP 103.7 (Olympia-Lacey-Tumwater) vs 99.6 (Albany-Schenectady-Troy)
- $100k in Olympia-Lacey-Tumwater ≈ $96,041 purchasing power in Albany-Schenectady-Troy
- Services drives the gap (+42.3 RPP points)
RPP parity plate
Pair WA:NY 103.7→99.6
TIER-NEAR · CROSS-STATE · SPLIT-BUDGET · BENCH-CROSS · PP-SHIFT
- TIER-NEAR Near tier
- CROSS-STATE WA × NY
- SPLIT-BUDGET Split budget
- BENCH-CROSS Benchmark cross
- PP-SHIFT PP shift
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Category Breakdown
Goods
- Olympia-Lacey-Tumwater
- 105.0
Diff -5.3 RPP
Services
- Albany-Schenectady-Troy
- 134.0
Diff +42.3 RPP
Rents
- Olympia-Lacey-Tumwater
- 116.7
- Albany-Schenectady-Troy
- 102.6
Diff -14.1 RPP
| Category | Olympia-Lacey-Tumwater | Albany-Schenectady-Troy | Difference |
|---|---|---|---|
| Overall | 103.7 | 99.6 | -4.1 |
| Goods | 105.0 | 99.7 | -5.3 |
| Services | 91.7 | 134.0 | +42.3 |
| Rents | 116.7 | 102.6 | -14.1 |
Visual Comparison
Overall
Olympia-Lacey-Tumwater 103.7
Albany-Schenectady-Troy 99.6
Goods
Olympia-Lacey-Tumwater 105.0
Albany-Schenectady-Troy 99.7
Services
Olympia-Lacey-Tumwater 91.7
Albany-Schenectady-Troy 134.0
Rents
Olympia-Lacey-Tumwater 116.7
Albany-Schenectady-Troy 102.6
Vertical line = national average (100)
What This Comparison Actually Tells You
Services creates the largest separation: Albany-Schenectady-Troy is 42.3 points higher. But services move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Albany-Schenectady-Troy, NY is 4% less expensive than Olympia-Lacey-Tumwater, WA, a meaningful but not extreme shift. The move decision turns on which budget category creates the 4.1-point overall gap.
This route crosses the national benchmark: Olympia-Lacey-Tumwater is above 100 while Albany-Schenectady-Troy is below it. That makes the move a change of price regime, not merely a rank swap.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in Olympia-Lacey-Tumwater to $96,041 in Albany-Schenectady-Troy, but it is not a personal spending weight.
Olympia-Lacey-Tumwater
103.7
Cost Index
Albany-Schenectady-Troy
99.6
Cost Index
Salary Equivalents
What a salary in Olympia-Lacey-Tumwater would need to be in Albany-Schenectady-Troy for the same purchasing power:
| In Olympia-Lacey-Tumwater | In Albany-Schenectady-Troy | Difference |
|---|---|---|
| $50,000 | $48,021 | $-1,979 |
| $75,000 | $72,031 | $-2,969 |
| $100,000 | $96,041 | $-3,959 |
| $150,000 | $144,062 | $-5,938 |
$ in Olympia-Lacey-Tumwater = in Albany-Schenectady-Troy
Same BEA Regional Price Parity ratio as the table above (103.7 → 99.6), computed live from your number, nothing is sent anywhere.
Frequently Asked Questions
Is Albany-Schenectady-Troy more expensive than Olympia-Lacey-Tumwater?
Albany-Schenectady-Troy is 4% less expensive than Olympia-Lacey-Tumwater. The overall cost index is 99.6 vs 103.7 (national average = 100).
What salary in Albany-Schenectady-Troy equals $100K in Olympia-Lacey-Tumwater?
A $100,000 salary in Olympia-Lacey-Tumwater has the same purchasing power as $96,041 in Albany-Schenectady-Troy. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Olympia-Lacey-Tumwater and Albany-Schenectady-Troy?
Rents in Olympia-Lacey-Tumwater are indexed at 116.7 while Albany-Schenectady-Troy is at 102.6 (national average = 100). Olympia-Lacey-Tumwater has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.