Overall
- Napa
- 112.6
Diff -2.0 RPP
Napa vs Oxnard-Thousand Oaks-Ventura
Cost of living comparison based on BEA Regional Price Parities. Oxnard-Thousand Oaks-Ventura is 1.8% less expensive than Napa.
1.8% less expensive
Oxnard-Thousand Oaks-Ventura, CA is 1.8% less expensive than Napa, CA on BEA Regional Price Parities (overall RPP 110.5 vs 112.6). A $100,000 salary in Napa buys about the same as $98,205 in Oxnard-Thousand Oaks-Ventura; the largest component gap is rents.
- Overall RPP 112.6 (Napa) vs 110.5 (Oxnard-Thousand Oaks-Ventura)
- $100k in Napa ≈ $98,205 purchasing power in Oxnard-Thousand Oaks-Ventura
- Rents drives the gap (-26.3 RPP points)
RPP parity plate
Pair CA:CA 112.6→110.5
TIER-NEAR · SAME-STATE · SPLIT-BUDGET · BOTH-ABOVE · PP-PAR
- TIER-NEAR Near tier
- SAME-STATE Same state · CA
- SPLIT-BUDGET Split budget
- BOTH-ABOVE Both above 100
- PP-PAR PP near-par
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Category Breakdown
Goods
- Napa
- 105.2
Diff 0.0 RPP
Services
- Napa
- 156.5
Diff -3.6 RPP
Rents
- Napa
- 197.4
Diff -26.3 RPP
| Category | Napa | Oxnard-Thousand Oaks-Ventura | Difference |
|---|---|---|---|
| Overall | 112.6 | 110.5 | -2.0 |
| Goods | 105.2 | 105.2 | 0.0 |
| Services | 156.5 | 152.9 | -3.6 |
| Rents | 197.4 | 171.1 | -26.3 |
Visual Comparison
Overall
Napa 112.6
Oxnard-Thousand Oaks-Ventura 110.5
Goods
Napa 105.2
Oxnard-Thousand Oaks-Ventura 105.2
Services
Napa 156.5
Oxnard-Thousand Oaks-Ventura 152.9
Rents
Napa 197.4
Oxnard-Thousand Oaks-Ventura 171.1
Vertical line = national average (100)
What This Comparison Actually Tells You
Rents creates the largest separation: Oxnard-Thousand Oaks-Ventura is 26.3 points lower. But goods move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Oxnard-Thousand Oaks-Ventura, CA is 1.8% less expensive than Napa, CA, a meaningful but not extreme shift. The move decision turns on which budget category creates the 2.0-point overall gap.
Both metros exceed the U.S. benchmark of 100. The choice is between two national premiums, so local wages need to clear the higher baseline in either market.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
For a housing-sensitive move, validate the rent gap first: HUD Fair Market Rent and the actual unit size can overturn what the blended index implies. On the BEA ratio alone, $100,000 in Napa corresponds to $98,205 in Oxnard-Thousand Oaks-Ventura.
Napa
112.6
Cost Index
Oxnard-Thousand Oaks-Ventura
110.5
Cost Index
Salary Equivalents
What a salary in Napa would need to be in Oxnard-Thousand Oaks-Ventura for the same purchasing power:
| In Napa | In Oxnard-Thousand Oaks-Ventura | Difference |
|---|---|---|
| $50,000 | $49,103 | $-897 |
| $75,000 | $73,654 | $-1,346 |
| $100,000 | $98,205 | $-1,795 |
| $150,000 | $147,308 | $-2,692 |
$ in Napa = in Oxnard-Thousand Oaks-Ventura
Same BEA Regional Price Parity ratio as the table above (112.6 → 110.5), computed live from your number, nothing is sent anywhere.
Frequently Asked Questions
Is Oxnard-Thousand Oaks-Ventura more expensive than Napa?
Oxnard-Thousand Oaks-Ventura is 1.8% less expensive than Napa. The overall cost index is 110.5 vs 112.6 (national average = 100).
What salary in Oxnard-Thousand Oaks-Ventura equals $100K in Napa?
A $100,000 salary in Napa has the same purchasing power as $98,205 in Oxnard-Thousand Oaks-Ventura. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Napa and Oxnard-Thousand Oaks-Ventura?
Rents in Napa are indexed at 197.4 while Oxnard-Thousand Oaks-Ventura is at 171.1 (national average = 100). Napa has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.