Overall
- Montgomery
- 89.7
- Harrisburg-Carlisle
- 98.7
Diff +9.0 RPP
Montgomery vs Harrisburg-Carlisle
Cost of living comparison based on BEA Regional Price Parities. Harrisburg-Carlisle is 10% more expensive than Montgomery.
10% more expensive
Harrisburg-Carlisle, PA is 10% more expensive than Montgomery, AL on BEA Regional Price Parities (overall RPP 98.7 vs 89.7). A $100,000 salary in Montgomery buys about the same as $110,000 in Harrisburg-Carlisle; the largest component gap is rents.
- Overall RPP 89.7 (Montgomery) vs 98.7 (Harrisburg-Carlisle)
- $100k in Montgomery ≈ $110,000 purchasing power in Harrisburg-Carlisle
- Rents drives the gap (+31.9 RPP points)
RPP parity plate
Pair AL:PA 89.7→98.7
TIER-GAP · CROSS-STATE · RENT-LED · BOTH-BELOW · PP-SHIFT
- TIER-GAP Clear tier gap
- CROSS-STATE AL × PA
- RENT-LED Rent-led gap
- BOTH-BELOW Both below 100
- PP-SHIFT PP shift
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Salary Equivalents
What a salary in Montgomery would need to be in Harrisburg-Carlisle for the same purchasing power:
| In Montgomery | In Harrisburg-Carlisle | Difference |
|---|---|---|
| $50,000 | $55,000 | +$5,000 |
| $75,000 | $82,500 | +$7,500 |
| $100,000 | $110,000 | +$10,000 |
| $150,000 | $165,000 | +$15,000 |
$ in Montgomery = in Harrisburg-Carlisle
Same BEA Regional Price Parity ratio as the table above (89.7 → 98.7), computed live from your number, nothing is sent anywhere.
What This Comparison Actually Tells You
Both metros remain below the U.S. benchmark of 100. This comparison chooses between two below-average price levels; “more expensive” here does not mean nationally expensive.
Montgomery, AL and Harrisburg-Carlisle, PA sit in clearly different price tiers, separated by 9.0 RPP points. At this distance, treating the same nominal salary as equivalent would materially change purchasing power.
Rents leads the difference, with Harrisburg-Carlisle 31.9 points higher than Montgomery. Goods, services, and rents all point in the same broad direction, making the headline comparison more transferable across household types.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
For a housing-sensitive move, validate the rent gap first: HUD Fair Market Rent and the actual unit size can overturn what the blended index implies. On the BEA ratio alone, $100,000 in Montgomery corresponds to $110,000 in Harrisburg-Carlisle.
Category Breakdown
Goods
- Montgomery
- 96.4
- Harrisburg-Carlisle
- 100.7
Diff +4.3 RPP
Services
- Montgomery
- 84.9
- Harrisburg-Carlisle
- 108.1
Diff +23.2 RPP
Rents
- Montgomery
- 64.3
- Harrisburg-Carlisle
- 96.3
Diff +31.9 RPP
| Category | Montgomery | Harrisburg-Carlisle | Difference |
|---|---|---|---|
| Overall | 89.7 | 98.7 | +9.0 |
| Goods | 96.4 | 100.7 | +4.3 |
| Services | 84.9 | 108.1 | +23.2 |
| Rents | 64.3 | 96.3 | +31.9 |
Visual Comparison
Overall
Montgomery 89.7
Harrisburg-Carlisle 98.7
Goods
Montgomery 96.4
Harrisburg-Carlisle 100.7
Services
Montgomery 84.9
Harrisburg-Carlisle 108.1
Rents
Montgomery 64.3
Harrisburg-Carlisle 96.3
Vertical line = national average (100)
Montgomery
89.7
Cost Index
Harrisburg-Carlisle
98.7
Cost Index
How the Price Gap Changed
Montgomery and Harrisburg-Carlisle share 17 published annual releases from 2008 through 2024. Their overall gap widened, moving from 7.6 to 9.0 RPP points. Harrisburg-Carlisle remained the higher-index metro in the latest release.
Rents changed the most within this pair: its gap moved 14.1 points between the first and latest shared releases (17.9 to 31.9 points). This describes a relative price-index history, not a forecast or a household budget.
| Release Year | Montgomery RPP | Harrisburg-Carlisle RPP | Relative Gap |
|---|---|---|---|
| 2008 | 91.3 | 99.0 | 7.6 points Harrisburg-Carlisle higher |
| 2012 | 93.3 | 97.0 | 3.7 points Harrisburg-Carlisle higher |
| 2016 | 93.1 | 98.2 | 5.0 points Harrisburg-Carlisle higher |
| 2020 | 87.5 | 96.1 | 8.6 points Harrisburg-Carlisle higher |
| 2024 | 89.7 | 98.7 | 9.0 points Harrisburg-Carlisle higher |
Annual BEA Regional Price Parity releases; a higher index means a higher price level relative to the national average of 100. Selected years shown from the full shared series.
Frequently Asked Questions
Is Harrisburg-Carlisle more expensive than Montgomery?
Harrisburg-Carlisle is 10% more expensive than Montgomery. The overall cost index is 98.7 vs 89.7 (national average = 100).
What salary in Harrisburg-Carlisle equals $100K in Montgomery?
A $100,000 salary in Montgomery has the same purchasing power as $110,000 in Harrisburg-Carlisle. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Montgomery and Harrisburg-Carlisle?
Rents in Montgomery are indexed at 64.3 while Harrisburg-Carlisle is at 96.3 (national average = 100). Harrisburg-Carlisle has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.