Overall
- Medford
- 101.4
- Chicago-Naperville-Elgin
- 103.6
Diff +2.2 RPP
Medford vs Chicago-Naperville-Elgin
Cost of living comparison based on BEA Regional Price Parities. Chicago-Naperville-Elgin is 2.1% more expensive than Medford.
2.1% more expensive
Chicago-Naperville-Elgin, IL-IN is 2.1% more expensive than Medford, OR on BEA Regional Price Parities (overall RPP 103.6 vs 101.4). A $100,000 salary in Medford buys about the same as $102,131 in Chicago-Naperville-Elgin; the largest component gap is services.
- Overall RPP 101.4 (Medford) vs 103.6 (Chicago-Naperville-Elgin)
- $100k in Medford ≈ $102,131 purchasing power in Chicago-Naperville-Elgin
- Services drives the gap (-18.7 RPP points)
RPP parity plate
Pair OR:IL 101.4→103.6
TIER-NEAR · CROSS-STATE · SPLIT-BUDGET · BOTH-ABOVE · PP-PAR
- TIER-NEAR Near tier
- CROSS-STATE OR × IL
- SPLIT-BUDGET Split budget
- BOTH-ABOVE Both above 100
- PP-PAR PP near-par
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Category Breakdown
Goods
- Medford
- 105.3
- Chicago-Naperville-Elgin
- 107.3
Diff +2.0 RPP
Services
- Medford
- 102.3
Diff -18.7 RPP
Rents
- Medford
- 97.7
- Chicago-Naperville-Elgin
- 112.0
Diff +14.4 RPP
| Category | Medford | Chicago-Naperville-Elgin | Difference |
|---|---|---|---|
| Overall | 101.4 | 103.6 | +2.2 |
| Goods | 105.3 | 107.3 | +2.0 |
| Services | 102.3 | 83.6 | -18.7 |
| Rents | 97.7 | 112.0 | +14.4 |
Visual Comparison
Overall
Medford 101.4
Chicago-Naperville-Elgin 103.6
Goods
Medford 105.3
Chicago-Naperville-Elgin 107.3
Services
Medford 102.3
Chicago-Naperville-Elgin 83.6
Rents
Medford 97.7
Chicago-Naperville-Elgin 112.0
Vertical line = national average (100)
What This Comparison Actually Tells You
Services creates the largest separation: Chicago-Naperville-Elgin is 18.7 points lower. But services move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Chicago-Naperville-Elgin, IL-IN is 2.1% more expensive than Medford, OR, a meaningful but not extreme shift. The move decision turns on which budget category creates the 2.2-point overall gap.
Both metros exceed the U.S. benchmark of 100. The choice is between two national premiums, so local wages need to clear the higher baseline in either market.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in Medford to $102,131 in Chicago-Naperville-Elgin, but it is not a personal spending weight.
Medford
101.4
Cost Index
Chicago-Naperville-Elgin
103.6
Cost Index
Salary Equivalents
What a salary in Medford would need to be in Chicago-Naperville-Elgin for the same purchasing power:
| In Medford | In Chicago-Naperville-Elgin | Difference |
|---|---|---|
| $50,000 | $51,066 | +$1,066 |
| $75,000 | $76,599 | +$1,599 |
| $100,000 | $102,131 | +$2,131 |
| $150,000 | $153,197 | +$3,197 |
$ in Medford = in Chicago-Naperville-Elgin
Same BEA Regional Price Parity ratio as the table above (101.4 → 103.6), computed live from your number, nothing is sent anywhere.
Frequently Asked Questions
Is Chicago-Naperville-Elgin more expensive than Medford?
Chicago-Naperville-Elgin is 2.1% more expensive than Medford. The overall cost index is 103.6 vs 101.4 (national average = 100).
What salary in Chicago-Naperville-Elgin equals $100K in Medford?
A $100,000 salary in Medford has the same purchasing power as $102,131 in Chicago-Naperville-Elgin. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Medford and Chicago-Naperville-Elgin?
Rents in Medford are indexed at 97.7 while Chicago-Naperville-Elgin is at 112.0 (national average = 100). Chicago-Naperville-Elgin has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.