Overall
- Chicago-Naperville-Elgin
- 103.6
- Medford
- 101.4
Diff -2.2 RPP
Chicago-Naperville-Elgin vs Medford
Cost of living comparison based on BEA Regional Price Parities. Medford is 2.1% less expensive than Chicago-Naperville-Elgin.
2.1% less expensive
Medford, OR is 2.1% less expensive than Chicago-Naperville-Elgin, IL-IN on BEA Regional Price Parities (overall RPP 101.4 vs 103.6). A $100,000 salary in Chicago-Naperville-Elgin buys about the same as $97,913 in Medford; the largest component gap is services.
- Overall RPP 103.6 (Chicago-Naperville-Elgin) vs 101.4 (Medford)
- $100k in Chicago-Naperville-Elgin ≈ $97,913 purchasing power in Medford
- Services drives the gap (+18.7 RPP points)
RPP parity plate
Pair IL:OR 103.6→101.4
TIER-NEAR · CROSS-STATE · SPLIT-BUDGET · BOTH-ABOVE · PP-PAR
- TIER-NEAR Near tier
- CROSS-STATE IL × OR
- SPLIT-BUDGET Split budget
- BOTH-ABOVE Both above 100
- PP-PAR PP near-par
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Category Breakdown
Goods
- Chicago-Naperville-Elgin
- 107.3
- Medford
- 105.3
Diff -2.0 RPP
Services
- Medford
- 102.3
Diff +18.7 RPP
Rents
- Chicago-Naperville-Elgin
- 112.0
- Medford
- 97.7
Diff -14.4 RPP
| Category | Chicago-Naperville-Elgin | Medford | Difference |
|---|---|---|---|
| Overall | 103.6 | 101.4 | -2.2 |
| Goods | 107.3 | 105.3 | -2.0 |
| Services | 83.6 | 102.3 | +18.7 |
| Rents | 112.0 | 97.7 | -14.4 |
Visual Comparison
Overall
Chicago-Naperville-Elgin 103.6
Medford 101.4
Goods
Chicago-Naperville-Elgin 107.3
Medford 105.3
Services
Chicago-Naperville-Elgin 83.6
Medford 102.3
Rents
Chicago-Naperville-Elgin 112.0
Medford 97.7
Vertical line = national average (100)
What This Comparison Actually Tells You
Services creates the largest separation: Medford is 18.7 points higher. But services move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Medford, OR is 2.1% less expensive than Chicago-Naperville-Elgin, IL-IN, a meaningful but not extreme shift. The move decision turns on which budget category creates the 2.2-point overall gap.
Both metros exceed the U.S. benchmark of 100. The choice is between two national premiums, so local wages need to clear the higher baseline in either market.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in Chicago-Naperville-Elgin to $97,913 in Medford, but it is not a personal spending weight.
Chicago-Naperville-Elgin
103.6
Cost Index
Medford
101.4
Cost Index
Salary Equivalents
What a salary in Chicago-Naperville-Elgin would need to be in Medford for the same purchasing power:
| In Chicago-Naperville-Elgin | In Medford | Difference |
|---|---|---|
| $50,000 | $48,957 | $-1,043 |
| $75,000 | $73,435 | $-1,565 |
| $100,000 | $97,913 | $-2,087 |
| $150,000 | $146,870 | $-3,130 |
$ in Chicago-Naperville-Elgin = in Medford
Same BEA Regional Price Parity ratio as the table above (103.6 → 101.4), computed live from your number, nothing is sent anywhere.
Frequently Asked Questions
Is Medford more expensive than Chicago-Naperville-Elgin?
Medford is 2.1% less expensive than Chicago-Naperville-Elgin. The overall cost index is 101.4 vs 103.6 (national average = 100).
What salary in Medford equals $100K in Chicago-Naperville-Elgin?
A $100,000 salary in Chicago-Naperville-Elgin has the same purchasing power as $97,913 in Medford. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Chicago-Naperville-Elgin and Medford?
Rents in Chicago-Naperville-Elgin are indexed at 112.0 while Medford is at 97.7 (national average = 100). Chicago-Naperville-Elgin has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.