Overall
Diff -1.0 RPP
Lancaster vs Madison
Cost of living comparison based on BEA Regional Price Parities. Madison is 1% less expensive than Lancaster.
1% less expensive
Madison, WI is 1% less expensive than Lancaster, PA on BEA Regional Price Parities (overall RPP 97.3 vs 98.3). A $100,000 salary in Lancaster buys about the same as $99,013 in Madison; the largest component gap is services.
- Overall RPP 98.3 (Lancaster) vs 97.3 (Madison)
- $100k in Lancaster ≈ $99,013 purchasing power in Madison
- Services drives the gap (-17.4 RPP points)
RPP parity plate
Pair PA:WI 98.3→97.3
PHOTO-FINISH · CROSS-STATE · SPLIT-BUDGET · BOTH-BELOW · PP-PAR
- PHOTO-FINISH Photo finish
- CROSS-STATE PA × WI
- SPLIT-BUDGET Split budget
- BOTH-BELOW Both below 100
- PP-PAR PP near-par
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Lancaster
98.3
Cost Index
Madison
97.3
Cost Index
What This Comparison Actually Tells You
Lancaster, PA and Madison, WI are a photo finish on overall price level, only 1.0 RPP points apart. A salary conversion is therefore a fine adjustment, not evidence of a fundamentally different cost regime.
Services creates the largest separation: Madison is 17.4 points lower. But rents move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
Both metros remain below the U.S. benchmark of 100. This comparison chooses between two below-average price levels; “more expensive” here does not mean nationally expensive.
For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in Lancaster to $99,013 in Madison, but it is not a personal spending weight.
Category Breakdown
Goods
Diff -6.9 RPP
Services
Diff -17.4 RPP
Rents
Diff +5.9 RPP
| Category | Lancaster | Madison | Difference |
|---|---|---|---|
| Overall | 98.3 | 97.3 | -1.0 |
| Goods | 100.7 | 93.8 | -6.9 |
| Services | 107.3 | 89.8 | -17.4 |
| Rents | 93.8 | 99.7 | +5.9 |
Visual Comparison
Overall
Lancaster 98.3
Madison 97.3
Goods
Lancaster 100.7
Madison 93.8
Services
Lancaster 107.3
Madison 89.8
Rents
Lancaster 93.8
Madison 99.7
Vertical line = national average (100)
Salary Equivalents
What a salary in Lancaster would need to be in Madison for the same purchasing power:
| In Lancaster | In Madison | Difference |
|---|---|---|
| $50,000 | $49,506 | $-494 |
| $75,000 | $74,260 | $-740 |
| $100,000 | $99,013 | $-987 |
| $150,000 | $148,519 | $-1,481 |
$ in Lancaster = in Madison
Same BEA Regional Price Parity ratio as the table above (98.3 → 97.3), computed live from your number, nothing is sent anywhere.
Frequently Asked Questions
Is Madison more expensive than Lancaster?
Madison is 1% less expensive than Lancaster. The overall cost index is 97.3 vs 98.3 (national average = 100).
What salary in Madison equals $100K in Lancaster?
A $100,000 salary in Lancaster has the same purchasing power as $99,013 in Madison. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Lancaster and Madison?
Rents in Lancaster are indexed at 93.8 while Madison is at 99.7 (national average = 100). Madison has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.