Overall
- Jacksonville
- 99.5
- Santa Fe
- 98.8
Diff -0.7 RPP
Jacksonville vs Santa Fe
Cost of living comparison based on BEA Regional Price Parities. Santa Fe is 0.7% less expensive than Jacksonville.
0.7% less expensive
Santa Fe, NM is 0.7% less expensive than Jacksonville, FL on BEA Regional Price Parities (overall RPP 98.8 vs 99.5). A $100,000 salary in Jacksonville buys about the same as $99,279 in Santa Fe; the largest component gap is services.
- Overall RPP 99.5 (Jacksonville) vs 98.8 (Santa Fe)
- $100k in Jacksonville ≈ $99,279 purchasing power in Santa Fe
- Services drives the gap (-10.8 RPP points)
RPP parity plate
Pair FL:NM 99.5→98.8
PHOTO-FINISH · CROSS-STATE · SERVICES-LED · BOTH-BELOW · PP-PAR
- PHOTO-FINISH Photo finish
- CROSS-STATE FL × NM
- SERVICES-LED Services-led gap
- BOTH-BELOW Both below 100
- PP-PAR PP near-par
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Jacksonville
99.5
Cost Index
Santa Fe
98.8
Cost Index
What This Comparison Actually Tells You
Jacksonville, FL and Santa Fe, NM are a photo finish on overall price level, only 0.7 RPP points apart. A salary conversion is therefore a fine adjustment, not evidence of a fundamentally different cost regime.
Services leads the difference, with Santa Fe 10.8 points lower than Jacksonville. Goods, services, and rents all point in the same broad direction, making the headline comparison more transferable across household types.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
Both metros remain below the U.S. benchmark of 100. This comparison chooses between two below-average price levels; “more expensive” here does not mean nationally expensive.
For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in Jacksonville to $99,279 in Santa Fe, but it is not a personal spending weight.
Category Breakdown
Goods
- Jacksonville
- 96.2
- Santa Fe
- 96.1
Diff -0.1 RPP
Services
- Jacksonville
- 87.5
- Santa Fe
- 76.7
Diff -10.8 RPP
Rents
- Jacksonville
- 109.8
- Santa Fe
- 108.0
Diff -1.8 RPP
| Category | Jacksonville | Santa Fe | Difference |
|---|---|---|---|
| Overall | 99.5 | 98.8 | -0.7 |
| Goods | 96.2 | 96.1 | -0.1 |
| Services | 87.5 | 76.7 | -10.8 |
| Rents | 109.8 | 108.0 | -1.8 |
Visual Comparison
Overall
Jacksonville 99.5
Santa Fe 98.8
Goods
Jacksonville 96.2
Santa Fe 96.1
Services
Jacksonville 87.5
Santa Fe 76.7
Rents
Jacksonville 109.8
Santa Fe 108.0
Vertical line = national average (100)
Salary Equivalents
What a salary in Jacksonville would need to be in Santa Fe for the same purchasing power:
| In Jacksonville | In Santa Fe | Difference |
|---|---|---|
| $50,000 | $49,640 | $-360 |
| $75,000 | $74,459 | $-541 |
| $100,000 | $99,279 | $-721 |
| $150,000 | $148,919 | $-1,081 |
$ in Jacksonville = in Santa Fe
Same BEA Regional Price Parity ratio as the table above (99.5 → 98.8), computed live from your number, nothing is sent anywhere.
Frequently Asked Questions
Is Santa Fe more expensive than Jacksonville?
Santa Fe is 0.7% less expensive than Jacksonville. The overall cost index is 98.8 vs 99.5 (national average = 100).
What salary in Santa Fe equals $100K in Jacksonville?
A $100,000 salary in Jacksonville has the same purchasing power as $99,279 in Santa Fe. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Jacksonville and Santa Fe?
Rents in Jacksonville are indexed at 109.8 while Santa Fe is at 108.0 (national average = 100). Jacksonville has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.