Overall
- Jacksonville
- 99.5
Diff +0.5 RPP
Jacksonville vs Palm Bay-Melbourne-Titusville
Cost of living comparison based on BEA Regional Price Parities. Palm Bay-Melbourne-Titusville is 0.5% more expensive than Jacksonville.
0.5% more expensive
Palm Bay-Melbourne-Titusville, FL is 0.5% more expensive than Jacksonville, FL on BEA Regional Price Parities (overall RPP 100.0 vs 99.5). A $100,000 salary in Jacksonville buys about the same as $100,524 in Palm Bay-Melbourne-Titusville; the largest component gap is rents.
- Overall RPP 99.5 (Jacksonville) vs 100.0 (Palm Bay-Melbourne-Titusville)
- $100k in Jacksonville ≈ $100,524 purchasing power in Palm Bay-Melbourne-Titusville
- Rents drives the gap (+2.0 RPP points)
RPP parity plate
Pair FL:FL 99.5→100.0
PHOTO-FINISH · SAME-STATE · SPLIT-BUDGET · BENCH-CROSS · PP-PAR
- PHOTO-FINISH Photo finish
- SAME-STATE Same state · FL
- SPLIT-BUDGET Split budget
- BENCH-CROSS Benchmark cross
- PP-PAR PP near-par
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Jacksonville
99.5
Cost Index
Palm Bay-Melbourne-Titusville
100.0
Cost Index
What This Comparison Actually Tells You
Jacksonville, FL and Palm Bay-Melbourne-Titusville, FL are a photo finish on overall price level, only 0.5 RPP points apart. A salary conversion is therefore a fine adjustment, not evidence of a fundamentally different cost regime.
Rents creates the largest separation: Palm Bay-Melbourne-Titusville is 2.0 points higher. But goods move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
This route crosses the national benchmark: Palm Bay-Melbourne-Titusville is above 100 while Jacksonville is below it. That makes the move a change of price regime, not merely a rank swap.
For a housing-sensitive move, validate the rent gap first: HUD Fair Market Rent and the actual unit size can overturn what the blended index implies. On the BEA ratio alone, $100,000 in Jacksonville corresponds to $100,524 in Palm Bay-Melbourne-Titusville.
Category Breakdown
Goods
- Jacksonville
- 96.2
Diff 0.0 RPP
Services
- Jacksonville
- 87.5
Diff +0.5 RPP
Rents
- Jacksonville
- 109.8
Diff +2.0 RPP
| Category | Jacksonville | Palm Bay-Melbourne-Titusville | Difference |
|---|---|---|---|
| Overall | 99.5 | 100.0 | +0.5 |
| Goods | 96.2 | 96.2 | 0.0 |
| Services | 87.5 | 88.1 | +0.5 |
| Rents | 109.8 | 111.7 | +2.0 |
Visual Comparison
Overall
Jacksonville 99.5
Palm Bay-Melbourne-Titusville 100.0
Goods
Jacksonville 96.2
Palm Bay-Melbourne-Titusville 96.2
Services
Jacksonville 87.5
Palm Bay-Melbourne-Titusville 88.1
Rents
Jacksonville 109.8
Palm Bay-Melbourne-Titusville 111.7
Vertical line = national average (100)
Salary Equivalents
What a salary in Jacksonville would need to be in Palm Bay-Melbourne-Titusville for the same purchasing power:
| In Jacksonville | In Palm Bay-Melbourne-Titusville | Difference |
|---|---|---|
| $50,000 | $50,262 | +$262 |
| $75,000 | $75,393 | +$393 |
| $100,000 | $100,524 | +$524 |
| $150,000 | $150,786 | +$786 |
$ in Jacksonville = in Palm Bay-Melbourne-Titusville
Same BEA Regional Price Parity ratio as the table above (99.5 → 100.0), computed live from your number, nothing is sent anywhere.
Frequently Asked Questions
Is Palm Bay-Melbourne-Titusville more expensive than Jacksonville?
Palm Bay-Melbourne-Titusville is 0.5% more expensive than Jacksonville. The overall cost index is 100.0 vs 99.5 (national average = 100).
What salary in Palm Bay-Melbourne-Titusville equals $100K in Jacksonville?
A $100,000 salary in Jacksonville has the same purchasing power as $100,524 in Palm Bay-Melbourne-Titusville. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Jacksonville and Palm Bay-Melbourne-Titusville?
Rents in Jacksonville are indexed at 109.8 while Palm Bay-Melbourne-Titusville is at 111.7 (national average = 100). Palm Bay-Melbourne-Titusville has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.