Overall
Diff -5.6 RPP
Houston-Pasadena-The Woodlands vs Louisville/Jefferson County
Cost of living comparison based on BEA Regional Price Parities. Louisville/Jefferson County is 5.6% less expensive than Houston-Pasadena-The Woodlands.
5.6% less expensive
Louisville/Jefferson County, KY-IN is 5.6% less expensive than Houston-Pasadena-The Woodlands, TX on BEA Regional Price Parities (overall RPP 93.1 vs 98.6). A $100,000 salary in Houston-Pasadena-The Woodlands buys about the same as $94,368 in Louisville/Jefferson County; the largest component gap is rents.
- Overall RPP 98.6 (Houston-Pasadena-The Woodlands) vs 93.1 (Louisville/Jefferson County)
- $100k in Houston-Pasadena-The Woodlands ≈ $94,368 purchasing power in Louisville/Jefferson County
- Rents drives the gap (-26.0 RPP points)
RPP parity plate
Pair TX:KY 98.6→93.1
TIER-NEAR · CROSS-STATE · RENT-LED · BOTH-BELOW · PP-SHIFT
- TIER-NEAR Near tier
- CROSS-STATE TX × KY
- RENT-LED Rent-led gap
- BOTH-BELOW Both below 100
- PP-SHIFT PP shift
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Salary Equivalents
What a salary in Houston-Pasadena-The Woodlands would need to be in Louisville/Jefferson County for the same purchasing power:
| In Houston-Pasadena-The Woodlands | In Louisville/Jefferson County | Difference |
|---|---|---|
| $50,000 | $47,184 | $-2,816 |
| $75,000 | $70,776 | $-4,224 |
| $100,000 | $94,368 | $-5,632 |
| $150,000 | $141,552 | $-8,448 |
$ in Houston-Pasadena-The Woodlands = in Louisville/Jefferson County
Same BEA Regional Price Parity ratio as the table above (98.6 → 93.1), computed live from your number, nothing is sent anywhere.
What This Comparison Actually Tells You
Both metros remain below the U.S. benchmark of 100. This comparison chooses between two below-average price levels; “more expensive” here does not mean nationally expensive.
Louisville/Jefferson County, KY-IN is 5.6% less expensive than Houston-Pasadena-The Woodlands, TX, a meaningful but not extreme shift. The move decision turns on which budget category creates the 5.6-point overall gap.
Rents leads the difference, with Louisville/Jefferson County 26.0 points lower than Houston-Pasadena-The Woodlands. Goods, services, and rents all point in the same broad direction, making the headline comparison more transferable across household types.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
For a housing-sensitive move, validate the rent gap first: HUD Fair Market Rent and the actual unit size can overturn what the blended index implies. On the BEA ratio alone, $100,000 in Houston-Pasadena-The Woodlands corresponds to $94,368 in Louisville/Jefferson County.
Category Breakdown
Goods
Diff -4.4 RPP
Services
Diff -20.3 RPP
Rents
Diff -26.0 RPP
| Category | Houston-Pasadena-The Woodlands | Louisville/Jefferson County | Difference |
|---|---|---|---|
| Overall | 98.6 | 93.1 | -5.6 |
| Goods | 100.6 | 96.2 | -4.4 |
| Services | 95.3 | 75.0 | -20.3 |
| Rents | 104.5 | 78.6 | -26.0 |
Visual Comparison
Overall
Houston-Pasadena-The Woodlands 98.6
Louisville/Jefferson County 93.1
Goods
Houston-Pasadena-The Woodlands 100.6
Louisville/Jefferson County 96.2
Services
Houston-Pasadena-The Woodlands 95.3
Louisville/Jefferson County 75.0
Rents
Houston-Pasadena-The Woodlands 104.5
Louisville/Jefferson County 78.6
Vertical line = national average (100)
Houston-Pasadena-The Woodlands
98.6
Cost Index
Louisville/Jefferson County
93.1
Cost Index
How the Price Gap Changed
Houston-Pasadena-The Woodlands and Louisville/Jefferson County share 17 published annual releases from 2008 through 2024. Their overall gap held broadly steady, moving from 6.2 to 5.6 RPP points. Houston-Pasadena-The Woodlands remained the higher-index metro in the latest release.
Goods changed the most within this pair: its gap moved 5.2 points between the first and latest shared releases (0.8 to 4.4 points). This describes a relative price-index history, not a forecast or a household budget.
| Release Year | Houston-Pasadena-The Woodlands RPP | Louisville/Jefferson County RPP | Relative Gap |
|---|---|---|---|
| 2008 | 99.4 | 93.2 | 6.2 points Houston-Pasadena-The Woodlands higher |
| 2012 | 100.0 | 94.9 | 5.2 points Houston-Pasadena-The Woodlands higher |
| 2016 | 102.4 | 95.1 | 7.3 points Houston-Pasadena-The Woodlands higher |
| 2020 | 100.0 | 91.6 | 8.4 points Houston-Pasadena-The Woodlands higher |
| 2024 | 98.6 | 93.1 | 5.6 points Houston-Pasadena-The Woodlands higher |
Annual BEA Regional Price Parity releases; a higher index means a higher price level relative to the national average of 100. Selected years shown from the full shared series.
Frequently Asked Questions
Is Louisville/Jefferson County more expensive than Houston-Pasadena-The Woodlands?
Louisville/Jefferson County is 5.6% less expensive than Houston-Pasadena-The Woodlands. The overall cost index is 93.1 vs 98.6 (national average = 100).
What salary in Louisville/Jefferson County equals $100K in Houston-Pasadena-The Woodlands?
A $100,000 salary in Houston-Pasadena-The Woodlands has the same purchasing power as $94,368 in Louisville/Jefferson County. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Houston-Pasadena-The Woodlands and Louisville/Jefferson County?
Rents in Houston-Pasadena-The Woodlands are indexed at 104.5 while Louisville/Jefferson County is at 78.6 (national average = 100). Houston-Pasadena-The Woodlands has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.