Overall
- Sherman-Denison
- 93.8
Diff -0.4 RPP
Hagerstown-Martinsburg vs Sherman-Denison
Cost of living comparison based on BEA Regional Price Parities. Sherman-Denison is 0.4% less expensive than Hagerstown-Martinsburg.
0.4% less expensive
Sherman-Denison, TX is 0.4% less expensive than Hagerstown-Martinsburg, MD-WV on BEA Regional Price Parities (overall RPP 93.8 vs 94.2). A $100,000 salary in Hagerstown-Martinsburg buys about the same as $99,575 in Sherman-Denison; the largest component gap is rents.
- Overall RPP 94.2 (Hagerstown-Martinsburg) vs 93.8 (Sherman-Denison)
- $100k in Hagerstown-Martinsburg ≈ $99,575 purchasing power in Sherman-Denison
- Rents drives the gap (+13.7 RPP points)
RPP parity plate
Pair MD:TX 94.2→93.8
PHOTO-FINISH · CROSS-STATE · SPLIT-BUDGET · BOTH-BELOW · PP-PAR
- PHOTO-FINISH Photo finish
- CROSS-STATE MD × TX
- SPLIT-BUDGET Split budget
- BOTH-BELOW Both below 100
- PP-PAR PP near-par
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Hagerstown-Martinsburg
94.2
Cost Index
Sherman-Denison
93.8
Cost Index
What This Comparison Actually Tells You
Hagerstown-Martinsburg, MD-WV and Sherman-Denison, TX are a photo finish on overall price level, only 0.4 RPP points apart. A salary conversion is therefore a fine adjustment, not evidence of a fundamentally different cost regime.
Rents creates the largest separation: Sherman-Denison is 13.7 points higher. But rents move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
Both metros remain below the U.S. benchmark of 100. This comparison chooses between two below-average price levels; “more expensive” here does not mean nationally expensive.
For a housing-sensitive move, validate the rent gap first: HUD Fair Market Rent and the actual unit size can overturn what the blended index implies. On the BEA ratio alone, $100,000 in Hagerstown-Martinsburg corresponds to $99,575 in Sherman-Denison.
Category Breakdown
Goods
- Sherman-Denison
- 93.8
Diff -2.6 RPP
Services
- Sherman-Denison
- 83.3
Diff -12.4 RPP
Rents
- Sherman-Denison
- 89.5
Diff +13.7 RPP
| Category | Hagerstown-Martinsburg | Sherman-Denison | Difference |
|---|---|---|---|
| Overall | 94.2 | 93.8 | -0.4 |
| Goods | 96.4 | 93.8 | -2.6 |
| Services | 95.7 | 83.3 | -12.4 |
| Rents | 75.7 | 89.5 | +13.7 |
Visual Comparison
Overall
Hagerstown-Martinsburg 94.2
Sherman-Denison 93.8
Goods
Hagerstown-Martinsburg 96.4
Sherman-Denison 93.8
Services
Hagerstown-Martinsburg 95.7
Sherman-Denison 83.3
Rents
Hagerstown-Martinsburg 75.7
Sherman-Denison 89.5
Vertical line = national average (100)
Salary Equivalents
What a salary in Hagerstown-Martinsburg would need to be in Sherman-Denison for the same purchasing power:
| In Hagerstown-Martinsburg | In Sherman-Denison | Difference |
|---|---|---|
| $50,000 | $49,788 | $-212 |
| $75,000 | $74,681 | $-319 |
| $100,000 | $99,575 | $-425 |
| $150,000 | $149,363 | $-637 |
$ in Hagerstown-Martinsburg = in Sherman-Denison
Same BEA Regional Price Parity ratio as the table above (94.2 → 93.8), computed live from your number, nothing is sent anywhere.
Frequently Asked Questions
Is Sherman-Denison more expensive than Hagerstown-Martinsburg?
Sherman-Denison is 0.4% less expensive than Hagerstown-Martinsburg. The overall cost index is 93.8 vs 94.2 (national average = 100).
What salary in Sherman-Denison equals $100K in Hagerstown-Martinsburg?
A $100,000 salary in Hagerstown-Martinsburg has the same purchasing power as $99,575 in Sherman-Denison. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Hagerstown-Martinsburg and Sherman-Denison?
Rents in Hagerstown-Martinsburg are indexed at 75.7 while Sherman-Denison is at 89.5 (national average = 100). Sherman-Denison has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.