Overall
- Santa Fe
- 98.8
Diff +4.6 RPP
Hagerstown-Martinsburg vs Santa Fe
Cost of living comparison based on BEA Regional Price Parities. Santa Fe is 4.9% more expensive than Hagerstown-Martinsburg.
4.9% more expensive
Santa Fe, NM is 4.9% more expensive than Hagerstown-Martinsburg, MD-WV on BEA Regional Price Parities (overall RPP 98.8 vs 94.2). A $100,000 salary in Hagerstown-Martinsburg buys about the same as $104,880 in Santa Fe; the largest component gap is rents.
- Overall RPP 94.2 (Hagerstown-Martinsburg) vs 98.8 (Santa Fe)
- $100k in Hagerstown-Martinsburg ≈ $104,880 purchasing power in Santa Fe
- Rents drives the gap (+32.2 RPP points)
RPP parity plate
Pair MD:NM 94.2→98.8
TIER-NEAR · CROSS-STATE · SPLIT-BUDGET · BOTH-BELOW · PP-SHIFT
- TIER-NEAR Near tier
- CROSS-STATE MD × NM
- SPLIT-BUDGET Split budget
- BOTH-BELOW Both below 100
- PP-SHIFT PP shift
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Category Breakdown
Goods
- Santa Fe
- 96.1
Diff -0.3 RPP
Services
- Santa Fe
- 76.7
Diff -19.0 RPP
Rents
- Santa Fe
- 108.0
Diff +32.2 RPP
| Category | Hagerstown-Martinsburg | Santa Fe | Difference |
|---|---|---|---|
| Overall | 94.2 | 98.8 | +4.6 |
| Goods | 96.4 | 96.1 | -0.3 |
| Services | 95.7 | 76.7 | -19.0 |
| Rents | 75.7 | 108.0 | +32.2 |
Visual Comparison
Overall
Hagerstown-Martinsburg 94.2
Santa Fe 98.8
Goods
Hagerstown-Martinsburg 96.4
Santa Fe 96.1
Services
Hagerstown-Martinsburg 95.7
Santa Fe 76.7
Rents
Hagerstown-Martinsburg 75.7
Santa Fe 108.0
Vertical line = national average (100)
What This Comparison Actually Tells You
Rents creates the largest separation: Santa Fe is 32.2 points higher. But services and goods move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Santa Fe, NM is 4.9% more expensive than Hagerstown-Martinsburg, MD-WV, a meaningful but not extreme shift. The move decision turns on which budget category creates the 4.6-point overall gap.
Both metros remain below the U.S. benchmark of 100. This comparison chooses between two below-average price levels; “more expensive” here does not mean nationally expensive.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
For a housing-sensitive move, validate the rent gap first: HUD Fair Market Rent and the actual unit size can overturn what the blended index implies. On the BEA ratio alone, $100,000 in Hagerstown-Martinsburg corresponds to $104,880 in Santa Fe.
Hagerstown-Martinsburg
94.2
Cost Index
Santa Fe
98.8
Cost Index
Salary Equivalents
What a salary in Hagerstown-Martinsburg would need to be in Santa Fe for the same purchasing power:
| In Hagerstown-Martinsburg | In Santa Fe | Difference |
|---|---|---|
| $50,000 | $52,440 | +$2,440 |
| $75,000 | $78,660 | +$3,660 |
| $100,000 | $104,880 | +$4,880 |
| $150,000 | $157,321 | +$7,321 |
$ in Hagerstown-Martinsburg = in Santa Fe
Same BEA Regional Price Parity ratio as the table above (94.2 → 98.8), computed live from your number, nothing is sent anywhere.
How the Price Gap Changed
Hagerstown-Martinsburg and Santa Fe share 17 published annual releases from 2008 through 2024. Their overall gap widened, moving from 2.2 to 4.6 RPP points. Santa Fe remained the higher-index metro in the latest release.
Goods changed the most within this pair: its gap moved 13.8 points between the first and latest shared releases (14.0 to 0.3 points). This describes a relative price-index history, not a forecast or a household budget.
| Release Year | Hagerstown-Martinsburg RPP | Santa Fe RPP | Relative Gap |
|---|---|---|---|
| 2008 | 100.2 | 98.0 | 2.2 points Hagerstown-Martinsburg higher |
| 2012 | 99.3 | 102.1 | 2.8 points Santa Fe higher |
| 2016 | 99.6 | 98.4 | 1.2 points Hagerstown-Martinsburg higher |
| 2020 | 93.1 | 96.6 | 3.6 points Santa Fe higher |
| 2024 | 94.2 | 98.8 | 4.6 points Santa Fe higher |
Annual BEA Regional Price Parity releases; a higher index means a higher price level relative to the national average of 100. Selected years shown from the full shared series.
Frequently Asked Questions
Is Santa Fe more expensive than Hagerstown-Martinsburg?
Santa Fe is 4.9% more expensive than Hagerstown-Martinsburg. The overall cost index is 98.8 vs 94.2 (national average = 100).
What salary in Santa Fe equals $100K in Hagerstown-Martinsburg?
A $100,000 salary in Hagerstown-Martinsburg has the same purchasing power as $104,880 in Santa Fe. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Hagerstown-Martinsburg and Santa Fe?
Rents in Hagerstown-Martinsburg are indexed at 75.7 while Santa Fe is at 108.0 (national average = 100). Santa Fe has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.