Overall
Diff +4.7 RPP
Hagerstown-Martinsburg vs Atlantic City-Hammonton
Cost of living comparison based on BEA Regional Price Parities. Atlantic City-Hammonton is 5% more expensive than Hagerstown-Martinsburg.
5% more expensive
Atlantic City-Hammonton, NJ is 5% more expensive than Hagerstown-Martinsburg, MD-WV on BEA Regional Price Parities (overall RPP 98.9 vs 94.2). A $100,000 salary in Hagerstown-Martinsburg buys about the same as $104,976 in Atlantic City-Hammonton; the largest component gap is rents.
- Overall RPP 94.2 (Hagerstown-Martinsburg) vs 98.9 (Atlantic City-Hammonton)
- $100k in Hagerstown-Martinsburg ≈ $104,976 purchasing power in Atlantic City-Hammonton
- Rents drives the gap (+22.9 RPP points)
RPP parity plate
Pair MD:NJ 94.2→98.9
TIER-NEAR · CROSS-STATE · RENT-LED · BOTH-BELOW · PP-SHIFT
- TIER-NEAR Near tier
- CROSS-STATE MD × NJ
- RENT-LED Rent-led gap
- BOTH-BELOW Both below 100
- PP-SHIFT PP shift
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Salary Equivalents
What a salary in Hagerstown-Martinsburg would need to be in Atlantic City-Hammonton for the same purchasing power:
| In Hagerstown-Martinsburg | In Atlantic City-Hammonton | Difference |
|---|---|---|
| $50,000 | $52,488 | +$2,488 |
| $75,000 | $78,732 | +$3,732 |
| $100,000 | $104,976 | +$4,976 |
| $150,000 | $157,464 | +$7,464 |
$ in Hagerstown-Martinsburg = in Atlantic City-Hammonton
Same BEA Regional Price Parity ratio as the table above (94.2 → 98.9), computed live from your number, nothing is sent anywhere.
What This Comparison Actually Tells You
Both metros remain below the U.S. benchmark of 100. This comparison chooses between two below-average price levels; “more expensive” here does not mean nationally expensive.
Atlantic City-Hammonton, NJ is 5% more expensive than Hagerstown-Martinsburg, MD-WV, a meaningful but not extreme shift. The move decision turns on which budget category creates the 4.7-point overall gap.
Rents leads the difference, with Atlantic City-Hammonton 22.9 points higher than Hagerstown-Martinsburg. Goods, services, and rents all point in the same broad direction, making the headline comparison more transferable across household types.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
For a housing-sensitive move, validate the rent gap first: HUD Fair Market Rent and the actual unit size can overturn what the blended index implies. On the BEA ratio alone, $100,000 in Hagerstown-Martinsburg corresponds to $104,976 in Atlantic City-Hammonton.
Category Breakdown
| Category | Hagerstown-Martinsburg | Atlantic City-Hammonton | Difference |
|---|---|---|---|
| Overall | 94.2 | 98.9 | +4.7 |
| Goods | 96.4 | 99.8 | +3.4 |
| Services | 95.7 | 109.2 | +13.5 |
| Rents | 75.7 | 98.7 | +22.9 |
Visual Comparison
Overall
Hagerstown-Martinsburg 94.2
Atlantic City-Hammonton 98.9
Goods
Hagerstown-Martinsburg 96.4
Atlantic City-Hammonton 99.8
Services
Hagerstown-Martinsburg 95.7
Atlantic City-Hammonton 109.2
Rents
Hagerstown-Martinsburg 75.7
Atlantic City-Hammonton 98.7
Vertical line = national average (100)
Hagerstown-Martinsburg
94.2
Cost Index
Atlantic City-Hammonton
98.9
Cost Index
How the Price Gap Changed
Hagerstown-Martinsburg and Atlantic City-Hammonton share 17 published annual releases from 2008 through 2024. Their overall gap narrowed, moving from 10.5 to 4.7 RPP points. Atlantic City-Hammonton remained the higher-index metro in the latest release.
Rents changed the most within this pair: its gap moved 33.4 points between the first and latest shared releases (56.3 to 22.9 points). This describes a relative price-index history, not a forecast or a household budget.
| Release Year | Hagerstown-Martinsburg RPP | Atlantic City-Hammonton RPP | Relative Gap |
|---|---|---|---|
| 2008 | 100.2 | 110.7 | 10.5 points Atlantic City-Hammonton higher |
| 2012 | 99.3 | 104.6 | 5.2 points Atlantic City-Hammonton higher |
| 2016 | 99.6 | 102.6 | 3.0 points Atlantic City-Hammonton higher |
| 2020 | 93.1 | 101.2 | 8.1 points Atlantic City-Hammonton higher |
| 2024 | 94.2 | 98.9 | 4.7 points Atlantic City-Hammonton higher |
Annual BEA Regional Price Parity releases; a higher index means a higher price level relative to the national average of 100. Selected years shown from the full shared series.
Frequently Asked Questions
Is Atlantic City-Hammonton more expensive than Hagerstown-Martinsburg?
Atlantic City-Hammonton is 5% more expensive than Hagerstown-Martinsburg. The overall cost index is 98.9 vs 94.2 (national average = 100).
What salary in Atlantic City-Hammonton equals $100K in Hagerstown-Martinsburg?
A $100,000 salary in Hagerstown-Martinsburg has the same purchasing power as $104,976 in Atlantic City-Hammonton. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Hagerstown-Martinsburg and Atlantic City-Hammonton?
Rents in Hagerstown-Martinsburg are indexed at 75.7 while Atlantic City-Hammonton is at 98.7 (national average = 100). Atlantic City-Hammonton has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.