Overall
- Farmington
- 87.7
- Merced
- 98.3
Diff +10.6 RPP
Farmington vs Merced
Cost of living comparison based on BEA Regional Price Parities. Merced is 12% more expensive than Farmington.
12% more expensive
Merced, CA is 12% more expensive than Farmington, NM on BEA Regional Price Parities (overall RPP 98.3 vs 87.7). A $100,000 salary in Farmington buys about the same as $112,049 in Merced; the largest component gap is services.
- Overall RPP 87.7 (Farmington) vs 98.3 (Merced)
- $100k in Farmington ≈ $112,049 purchasing power in Merced
- Services drives the gap (+80.5 RPP points)
RPP parity plate
Pair NM:CA 87.7→98.3
TIER-GAP · CROSS-STATE · SERVICES-LED · BOTH-BELOW · PP-SHIFT
- TIER-GAP Clear tier gap
- CROSS-STATE NM × CA
- SERVICES-LED Services-led gap
- BOTH-BELOW Both below 100
- PP-SHIFT PP shift
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
What This Comparison Actually Tells You
Both metros remain below the U.S. benchmark of 100. This comparison chooses between two below-average price levels; “more expensive” here does not mean nationally expensive.
Farmington, NM and Merced, CA sit in clearly different price tiers, separated by 10.6 RPP points. At this distance, treating the same nominal salary as equivalent would materially change purchasing power.
Services leads the difference, with Merced 80.5 points higher than Farmington. Goods, services, and rents all point in the same broad direction, making the headline comparison more transferable across household types.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in Farmington to $112,049 in Merced, but it is not a personal spending weight.
Category Breakdown
Goods
- Farmington
- 96.1
- Merced
- 105.2
Diff +9.0 RPP
Services
- Farmington
- 77.9
- Merced
- 158.3
Diff +80.5 RPP
Rents
- Farmington
- 56.6
- Merced
- 78.6
Diff +22.1 RPP
| Category | Farmington | Merced | Difference |
|---|---|---|---|
| Overall | 87.7 | 98.3 | +10.6 |
| Goods | 96.1 | 105.2 | +9.0 |
| Services | 77.9 | 158.3 | +80.5 |
| Rents | 56.6 | 78.6 | +22.1 |
Visual Comparison
Overall
Farmington 87.7
Merced 98.3
Goods
Farmington 96.1
Merced 105.2
Services
Farmington 77.9
Merced 158.3
Rents
Farmington 56.6
Merced 78.6
Vertical line = national average (100)
Salary Equivalents
What a salary in Farmington would need to be in Merced for the same purchasing power:
| In Farmington | In Merced | Difference |
|---|---|---|
| $50,000 | $56,025 | +$6,025 |
| $75,000 | $84,037 | +$9,037 |
| $100,000 | $112,049 | +$12,049 |
| $150,000 | $168,074 | +$18,074 |
$ in Farmington = in Merced
Same BEA Regional Price Parity ratio as the table above (87.7 → 98.3), computed live from your number, nothing is sent anywhere.
Farmington
87.7
Cost Index
Merced
98.3
Cost Index
Frequently Asked Questions
Is Merced more expensive than Farmington?
Merced is 12% more expensive than Farmington. The overall cost index is 98.3 vs 87.7 (national average = 100).
What salary in Merced equals $100K in Farmington?
A $100,000 salary in Farmington has the same purchasing power as $112,049 in Merced. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Farmington and Merced?
Rents in Farmington are indexed at 56.6 while Merced is at 78.6 (national average = 100). Merced has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.