Overall
- Modesto
- 104.1
Diff +1.0 RPP
Dallas-Fort Worth-Arlington vs Modesto
Cost of living comparison based on BEA Regional Price Parities. Modesto is 1% more expensive than Dallas-Fort Worth-Arlington.
1% more expensive
Modesto, CA is 1% more expensive than Dallas-Fort Worth-Arlington, TX on BEA Regional Price Parities (overall RPP 104.1 vs 103.1). A $100,000 salary in Dallas-Fort Worth-Arlington buys about the same as $100,987 in Modesto; the largest component gap is services.
- Overall RPP 103.1 (Dallas-Fort Worth-Arlington) vs 104.1 (Modesto)
- $100k in Dallas-Fort Worth-Arlington ≈ $100,987 purchasing power in Modesto
- Services drives the gap (+61.5 RPP points)
RPP parity plate
Pair TX:CA 103.1→104.1
PHOTO-FINISH · CROSS-STATE · SPLIT-BUDGET · BOTH-ABOVE · PP-PAR
- PHOTO-FINISH Photo finish
- CROSS-STATE TX × CA
- SPLIT-BUDGET Split budget
- BOTH-ABOVE Both above 100
- PP-PAR PP near-par
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Dallas-Fort Worth-Arlington
103.1
Cost Index
Modesto
104.1
Cost Index
What This Comparison Actually Tells You
Dallas-Fort Worth-Arlington, TX and Modesto, CA are a photo finish on overall price level, only 1.0 RPP points apart. A salary conversion is therefore a fine adjustment, not evidence of a fundamentally different cost regime.
Services creates the largest separation: Modesto is 61.5 points higher. But rents move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
Both metros exceed the U.S. benchmark of 100. The choice is between two national premiums, so local wages need to clear the higher baseline in either market.
For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in Dallas-Fort Worth-Arlington to $100,987 in Modesto, but it is not a personal spending weight.
Category Breakdown
Goods
- Modesto
- 105.2
Diff +2.3 RPP
Services
- Modesto
- 152.3
Diff +61.5 RPP
Rents
- Modesto
- 108.5
Diff -9.4 RPP
| Category | Dallas-Fort Worth-Arlington | Modesto | Difference |
|---|---|---|---|
| Overall | 103.1 | 104.1 | +1.0 |
| Goods | 102.8 | 105.2 | +2.3 |
| Services | 90.7 | 152.3 | +61.5 |
| Rents | 117.9 | 108.5 | -9.4 |
Visual Comparison
Overall
Dallas-Fort Worth-Arlington 103.1
Modesto 104.1
Goods
Dallas-Fort Worth-Arlington 102.8
Modesto 105.2
Services
Dallas-Fort Worth-Arlington 90.7
Modesto 152.3
Rents
Dallas-Fort Worth-Arlington 117.9
Modesto 108.5
Vertical line = national average (100)
How the Price Gap Changed
Dallas-Fort Worth-Arlington and Modesto share 17 published annual releases from 2008 through 2024. Their overall gap narrowed, moving from 2.7 to 1.0 RPP points. Modesto remained the higher-index metro in the latest release.
Services changed the most within this pair: its gap moved 71.4 points between the first and latest shared releases (9.8 to 61.5 points). This describes a relative price-index history, not a forecast or a household budget.
| Release Year | Dallas-Fort Worth-Arlington RPP | Modesto RPP | Relative Gap |
|---|---|---|---|
| 2008 | 101.4 | 98.7 | 2.7 points Dallas-Fort Worth-Arlington higher |
| 2012 | 100.8 | 102.1 | 1.3 points Modesto higher |
| 2016 | 98.0 | 97.8 | 0.3 points Dallas-Fort Worth-Arlington higher |
| 2020 | 104.5 | 103.2 | 1.4 points Dallas-Fort Worth-Arlington higher |
| 2024 | 103.1 | 104.1 | 1.0 points Modesto higher |
Annual BEA Regional Price Parity releases; a higher index means a higher price level relative to the national average of 100. Selected years shown from the full shared series.
Salary Equivalents
What a salary in Dallas-Fort Worth-Arlington would need to be in Modesto for the same purchasing power:
| In Dallas-Fort Worth-Arlington | In Modesto | Difference |
|---|---|---|
| $50,000 | $50,494 | +$494 |
| $75,000 | $75,741 | +$741 |
| $100,000 | $100,987 | +$987 |
| $150,000 | $151,481 | +$1,481 |
$ in Dallas-Fort Worth-Arlington = in Modesto
Same BEA Regional Price Parity ratio as the table above (103.1 → 104.1), computed live from your number, nothing is sent anywhere.
Frequently Asked Questions
Is Modesto more expensive than Dallas-Fort Worth-Arlington?
Modesto is 1% more expensive than Dallas-Fort Worth-Arlington. The overall cost index is 104.1 vs 103.1 (national average = 100).
What salary in Modesto equals $100K in Dallas-Fort Worth-Arlington?
A $100,000 salary in Dallas-Fort Worth-Arlington has the same purchasing power as $100,987 in Modesto. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Dallas-Fort Worth-Arlington and Modesto?
Rents in Dallas-Fort Worth-Arlington are indexed at 117.9 while Modesto is at 108.5 (national average = 100). Dallas-Fort Worth-Arlington has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.