Overall
- Coeur d'Alene
- 98.3
- Champaign-Urbana
- 92.7
Diff -5.6 RPP
Coeur d'Alene vs Champaign-Urbana
Cost of living comparison based on BEA Regional Price Parities. Champaign-Urbana is 5.7% less expensive than Coeur d'Alene.
5.7% less expensive
Champaign-Urbana, IL is 5.7% less expensive than Coeur d'Alene, ID on BEA Regional Price Parities (overall RPP 92.7 vs 98.3). A $100,000 salary in Coeur d'Alene buys about the same as $94,314 in Champaign-Urbana; the largest component gap is rents.
- Overall RPP 98.3 (Coeur d'Alene) vs 92.7 (Champaign-Urbana)
- $100k in Coeur d'Alene ≈ $94,314 purchasing power in Champaign-Urbana
- Rents drives the gap (-34.0 RPP points)
RPP parity plate
Pair ID:IL 98.3→92.7
TIER-NEAR · CROSS-STATE · SPLIT-BUDGET · BOTH-BELOW · PP-SHIFT
- TIER-NEAR Near tier
- CROSS-STATE ID × IL
- SPLIT-BUDGET Split budget
- BOTH-BELOW Both below 100
- PP-SHIFT PP shift
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Category Breakdown
Goods
- Coeur d'Alene
- 96.2
- Champaign-Urbana
- 93.6
Diff -2.5 RPP
Services
- Coeur d'Alene
- 70.8
- Champaign-Urbana
- 90.5
Diff +19.7 RPP
Rents
- Coeur d'Alene
- 105.6
- Champaign-Urbana
- 71.6
Diff -34.0 RPP
| Category | Coeur d'Alene | Champaign-Urbana | Difference |
|---|---|---|---|
| Overall | 98.3 | 92.7 | -5.6 |
| Goods | 96.2 | 93.6 | -2.5 |
| Services | 70.8 | 90.5 | +19.7 |
| Rents | 105.6 | 71.6 | -34.0 |
Visual Comparison
Overall
Coeur d'Alene 98.3
Champaign-Urbana 92.7
Goods
Coeur d'Alene 96.2
Champaign-Urbana 93.6
Services
Coeur d'Alene 70.8
Champaign-Urbana 90.5
Rents
Coeur d'Alene 105.6
Champaign-Urbana 71.6
Vertical line = national average (100)
What This Comparison Actually Tells You
Rents creates the largest separation: Champaign-Urbana is 34.0 points lower. But services move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Champaign-Urbana, IL is 5.7% less expensive than Coeur d'Alene, ID, a meaningful but not extreme shift. The move decision turns on which budget category creates the 5.6-point overall gap.
Both metros remain below the U.S. benchmark of 100. This comparison chooses between two below-average price levels; “more expensive” here does not mean nationally expensive.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
For a housing-sensitive move, validate the rent gap first: HUD Fair Market Rent and the actual unit size can overturn what the blended index implies. On the BEA ratio alone, $100,000 in Coeur d'Alene corresponds to $94,314 in Champaign-Urbana.
Coeur d'Alene
98.3
Cost Index
Champaign-Urbana
92.7
Cost Index
Salary Equivalents
What a salary in Coeur d'Alene would need to be in Champaign-Urbana for the same purchasing power:
| In Coeur d'Alene | In Champaign-Urbana | Difference |
|---|---|---|
| $50,000 | $47,157 | $-2,843 |
| $75,000 | $70,735 | $-4,265 |
| $100,000 | $94,314 | $-5,686 |
| $150,000 | $141,471 | $-8,529 |
$ in Coeur d'Alene = in Champaign-Urbana
Same BEA Regional Price Parity ratio as the table above (98.3 → 92.7), computed live from your number, nothing is sent anywhere.
How the Price Gap Changed
Coeur d'Alene and Champaign-Urbana share 17 published annual releases from 2008 through 2024. Their overall gap widened, moving from 2.0 to 5.6 RPP points. Coeur d'Alene remained the higher-index metro in the latest release.
Rents changed the most within this pair: its gap moved 34.3 points between the first and latest shared releases (0.3 to 34.0 points). This describes a relative price-index history, not a forecast or a household budget.
| Release Year | Coeur d'Alene RPP | Champaign-Urbana RPP | Relative Gap |
|---|---|---|---|
| 2008 | 98.1 | 96.2 | 2.0 points Coeur d'Alene higher |
| 2012 | 94.9 | 94.2 | 0.7 points Coeur d'Alene higher |
| 2016 | 97.5 | 93.7 | 3.8 points Coeur d'Alene higher |
| 2020 | 93.0 | 91.9 | 1.2 points Coeur d'Alene higher |
| 2024 | 98.3 | 92.7 | 5.6 points Coeur d'Alene higher |
Annual BEA Regional Price Parity releases; a higher index means a higher price level relative to the national average of 100. Selected years shown from the full shared series.
Frequently Asked Questions
Is Champaign-Urbana more expensive than Coeur d'Alene?
Champaign-Urbana is 5.7% less expensive than Coeur d'Alene. The overall cost index is 92.7 vs 98.3 (national average = 100).
What salary in Champaign-Urbana equals $100K in Coeur d'Alene?
A $100,000 salary in Coeur d'Alene has the same purchasing power as $94,314 in Champaign-Urbana. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Coeur d'Alene and Champaign-Urbana?
Rents in Coeur d'Alene are indexed at 105.6 while Champaign-Urbana is at 71.6 (national average = 100). Coeur d'Alene has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.