Overall
- Cincinnati
- 95.4
- St. Louis
- 95.1
Diff -0.3 RPP
Cincinnati vs St. Louis
Cost of living comparison based on BEA Regional Price Parities. St. Louis is 0.3% less expensive than Cincinnati.
0.3% less expensive
St. Louis, MO-IL is 0.3% less expensive than Cincinnati, OH-KY-IN on BEA Regional Price Parities (overall RPP 95.1 vs 95.4). A $100,000 salary in Cincinnati buys about the same as $99,704 in St. Louis; the largest component gap is services.
- Overall RPP 95.4 (Cincinnati) vs 95.1 (St. Louis)
- $100k in Cincinnati ≈ $99,704 purchasing power in St. Louis
- Services drives the gap (-21.0 RPP points)
RPP parity plate
Pair OH:MO 95.4→95.1
PHOTO-FINISH · CROSS-STATE · SPLIT-BUDGET · BOTH-BELOW · PP-PAR
- PHOTO-FINISH Photo finish
- CROSS-STATE OH × MO
- SPLIT-BUDGET Split budget
- BOTH-BELOW Both below 100
- PP-PAR PP near-par
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Cincinnati
95.4
Cost Index
St. Louis
95.1
Cost Index
What This Comparison Actually Tells You
Cincinnati, OH-KY-IN and St. Louis, MO-IL are a photo finish on overall price level, only 0.3 RPP points apart. A salary conversion is therefore a fine adjustment, not evidence of a fundamentally different cost regime.
Services creates the largest separation: St. Louis is 21.0 points lower. But goods move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
Both metros remain below the U.S. benchmark of 100. This comparison chooses between two below-average price levels; “more expensive” here does not mean nationally expensive.
For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in Cincinnati to $99,704 in St. Louis, but it is not a personal spending weight.
Category Breakdown
Goods
- Cincinnati
- 93.8
- St. Louis
- 100.0
Diff +6.2 RPP
Services
- Cincinnati
- 91.0
- St. Louis
- 69.9
Diff -21.0 RPP
Rents
- Cincinnati
- 87.6
- St. Louis
- 79.0
Diff -8.6 RPP
| Category | Cincinnati | St. Louis | Difference |
|---|---|---|---|
| Overall | 95.4 | 95.1 | -0.3 |
| Goods | 93.8 | 100.0 | +6.2 |
| Services | 91.0 | 69.9 | -21.0 |
| Rents | 87.6 | 79.0 | -8.6 |
Visual Comparison
Overall
Cincinnati 95.4
St. Louis 95.1
Goods
Cincinnati 93.8
St. Louis 100.0
Services
Cincinnati 91.0
St. Louis 69.9
Rents
Cincinnati 87.6
St. Louis 79.0
Vertical line = national average (100)
Salary Equivalents
What a salary in Cincinnati would need to be in St. Louis for the same purchasing power:
| In Cincinnati | In St. Louis | Difference |
|---|---|---|
| $50,000 | $49,852 | $-148 |
| $75,000 | $74,778 | $-222 |
| $100,000 | $99,704 | $-296 |
| $150,000 | $149,556 | $-444 |
$ in Cincinnati = in St. Louis
Same BEA Regional Price Parity ratio as the table above (95.4 → 95.1), computed live from your number, nothing is sent anywhere.
Frequently Asked Questions
Is St. Louis more expensive than Cincinnati?
St. Louis is 0.3% less expensive than Cincinnati. The overall cost index is 95.1 vs 95.4 (national average = 100).
What salary in St. Louis equals $100K in Cincinnati?
A $100,000 salary in Cincinnati has the same purchasing power as $99,704 in St. Louis. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Cincinnati and St. Louis?
Rents in Cincinnati are indexed at 87.6 while St. Louis is at 79.0 (national average = 100). Cincinnati has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.