Overall
- Charlottesville
- 99.1
- Jacksonville
- 99.5
Diff +0.3 RPP
Charlottesville vs Jacksonville
Cost of living comparison based on BEA Regional Price Parities. Jacksonville is 0.3% more expensive than Charlottesville.
0.3% more expensive
Jacksonville, FL is 0.3% more expensive than Charlottesville, VA on BEA Regional Price Parities (overall RPP 99.5 vs 99.1). A $100,000 salary in Charlottesville buys about the same as $100,341 in Jacksonville; the largest component gap is rents.
- Overall RPP 99.1 (Charlottesville) vs 99.5 (Jacksonville)
- $100k in Charlottesville ≈ $100,341 purchasing power in Jacksonville
- Rents drives the gap (+2.7 RPP points)
RPP parity plate
Pair VA:FL 99.1→99.5
PHOTO-FINISH · CROSS-STATE · SPLIT-BUDGET · BOTH-BELOW · PP-PAR
- PHOTO-FINISH Photo finish
- CROSS-STATE VA × FL
- SPLIT-BUDGET Split budget
- BOTH-BELOW Both below 100
- PP-PAR PP near-par
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Charlottesville
99.1
Cost Index
Jacksonville
99.5
Cost Index
What This Comparison Actually Tells You
Charlottesville, VA and Jacksonville, FL are a photo finish on overall price level, only 0.3 RPP points apart. A salary conversion is therefore a fine adjustment, not evidence of a fundamentally different cost regime.
Rents creates the largest separation: Jacksonville is 2.7 points higher. But services and goods move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
Both metros remain below the U.S. benchmark of 100. This comparison chooses between two below-average price levels; “more expensive” here does not mean nationally expensive.
For a housing-sensitive move, validate the rent gap first: HUD Fair Market Rent and the actual unit size can overturn what the blended index implies. On the BEA ratio alone, $100,000 in Charlottesville corresponds to $100,341 in Jacksonville.
Category Breakdown
Goods
- Charlottesville
- 96.8
- Jacksonville
- 96.2
Diff -0.5 RPP
Services
- Charlottesville
- 89.0
- Jacksonville
- 87.5
Diff -1.5 RPP
Rents
- Charlottesville
- 107.0
- Jacksonville
- 109.8
Diff +2.7 RPP
| Category | Charlottesville | Jacksonville | Difference |
|---|---|---|---|
| Overall | 99.1 | 99.5 | +0.3 |
| Goods | 96.8 | 96.2 | -0.5 |
| Services | 89.0 | 87.5 | -1.5 |
| Rents | 107.0 | 109.8 | +2.7 |
Visual Comparison
Overall
Charlottesville 99.1
Jacksonville 99.5
Goods
Charlottesville 96.8
Jacksonville 96.2
Services
Charlottesville 89.0
Jacksonville 87.5
Rents
Charlottesville 107.0
Jacksonville 109.8
Vertical line = national average (100)
Salary Equivalents
What a salary in Charlottesville would need to be in Jacksonville for the same purchasing power:
| In Charlottesville | In Jacksonville | Difference |
|---|---|---|
| $50,000 | $50,170 | +$170 |
| $75,000 | $75,256 | +$256 |
| $100,000 | $100,341 | +$341 |
| $150,000 | $150,511 | +$511 |
$ in Charlottesville = in Jacksonville
Same BEA Regional Price Parity ratio as the table above (99.1 → 99.5), computed live from your number, nothing is sent anywhere.
Frequently Asked Questions
Is Jacksonville more expensive than Charlottesville?
Jacksonville is 0.3% more expensive than Charlottesville. The overall cost index is 99.5 vs 99.1 (national average = 100).
What salary in Jacksonville equals $100K in Charlottesville?
A $100,000 salary in Charlottesville has the same purchasing power as $100,341 in Jacksonville. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Charlottesville and Jacksonville?
Rents in Charlottesville are indexed at 107.0 while Jacksonville is at 109.8 (national average = 100). Jacksonville has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.