Overall
- Buffalo-Cheektowaga
- 95.8
- Naples-Marco Island
- 103.2
Diff +7.4 RPP
Buffalo-Cheektowaga vs Naples-Marco Island
Cost of living comparison based on BEA Regional Price Parities. Naples-Marco Island is 7.7% more expensive than Buffalo-Cheektowaga.
7.7% more expensive
Naples-Marco Island, FL is 7.7% more expensive than Buffalo-Cheektowaga, NY on BEA Regional Price Parities (overall RPP 103.2 vs 95.8). A $100,000 salary in Buffalo-Cheektowaga buys about the same as $107,675 in Naples-Marco Island; the largest component gap is rents.
- Overall RPP 95.8 (Buffalo-Cheektowaga) vs 103.2 (Naples-Marco Island)
- $100k in Buffalo-Cheektowaga ≈ $107,675 purchasing power in Naples-Marco Island
- Rents drives the gap (+48.5 RPP points)
RPP parity plate
Pair NY:FL 95.8→103.2
TIER-NEAR · CROSS-STATE · SPLIT-BUDGET · BENCH-CROSS · PP-SHIFT
- TIER-NEAR Near tier
- CROSS-STATE NY × FL
- SPLIT-BUDGET Split budget
- BENCH-CROSS Benchmark cross
- PP-SHIFT PP shift
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Category Breakdown
Goods
- Buffalo-Cheektowaga
- 99.7
- Naples-Marco Island
- 96.2
Diff -3.5 RPP
Services
- Buffalo-Cheektowaga
- 129.5
- Naples-Marco Island
- 87.8
Diff -41.7 RPP
Rents
- Buffalo-Cheektowaga
- 81.0
- Naples-Marco Island
- 129.4
Diff +48.5 RPP
| Category | Buffalo-Cheektowaga | Naples-Marco Island | Difference |
|---|---|---|---|
| Overall | 95.8 | 103.2 | +7.4 |
| Goods | 99.7 | 96.2 | -3.5 |
| Services | 129.5 | 87.8 | -41.7 |
| Rents | 81.0 | 129.4 | +48.5 |
Visual Comparison
Overall
Buffalo-Cheektowaga 95.8
Naples-Marco Island 103.2
Goods
Buffalo-Cheektowaga 99.7
Naples-Marco Island 96.2
Services
Buffalo-Cheektowaga 129.5
Naples-Marco Island 87.8
Rents
Buffalo-Cheektowaga 81.0
Naples-Marco Island 129.4
Vertical line = national average (100)
What This Comparison Actually Tells You
Rents creates the largest separation: Naples-Marco Island is 48.5 points higher. But services and goods move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Naples-Marco Island, FL is 7.7% more expensive than Buffalo-Cheektowaga, NY, a meaningful but not extreme shift. The move decision turns on which budget category creates the 7.4-point overall gap.
This route crosses the national benchmark: Naples-Marco Island is above 100 while Buffalo-Cheektowaga is below it. That makes the move a change of price regime, not merely a rank swap.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
For a housing-sensitive move, validate the rent gap first: HUD Fair Market Rent and the actual unit size can overturn what the blended index implies. On the BEA ratio alone, $100,000 in Buffalo-Cheektowaga corresponds to $107,675 in Naples-Marco Island.
Buffalo-Cheektowaga
95.8
Cost Index
Naples-Marco Island
103.2
Cost Index
Salary Equivalents
What a salary in Buffalo-Cheektowaga would need to be in Naples-Marco Island for the same purchasing power:
| In Buffalo-Cheektowaga | In Naples-Marco Island | Difference |
|---|---|---|
| $50,000 | $53,837 | +$3,837 |
| $75,000 | $80,756 | +$5,756 |
| $100,000 | $107,675 | +$7,675 |
| $150,000 | $161,512 | +$11,512 |
$ in Buffalo-Cheektowaga = in Naples-Marco Island
Same BEA Regional Price Parity ratio as the table above (95.8 → 103.2), computed live from your number, nothing is sent anywhere.
How the Price Gap Changed
Buffalo-Cheektowaga and Naples-Marco Island share 17 published annual releases from 2008 through 2024. Their overall gap held broadly steady, moving from 7.3 to 7.4 RPP points. Naples-Marco Island remained the higher-index metro in the latest release.
Rents changed the most within this pair: its gap moved 11.5 points between the first and latest shared releases (60.0 to 48.5 points). This describes a relative price-index history, not a forecast or a household budget.
| Release Year | Buffalo-Cheektowaga RPP | Naples-Marco Island RPP | Relative Gap |
|---|---|---|---|
| 2008 | 97.0 | 104.3 | 7.3 points Naples-Marco Island higher |
| 2012 | 96.2 | 101.6 | 5.4 points Naples-Marco Island higher |
| 2016 | 97.5 | 103.8 | 6.3 points Naples-Marco Island higher |
| 2020 | 94.2 | 99.1 | 4.9 points Naples-Marco Island higher |
| 2024 | 95.8 | 103.2 | 7.4 points Naples-Marco Island higher |
Annual BEA Regional Price Parity releases; a higher index means a higher price level relative to the national average of 100. Selected years shown from the full shared series.
Frequently Asked Questions
Is Naples-Marco Island more expensive than Buffalo-Cheektowaga?
Naples-Marco Island is 7.7% more expensive than Buffalo-Cheektowaga. The overall cost index is 103.2 vs 95.8 (national average = 100).
What salary in Naples-Marco Island equals $100K in Buffalo-Cheektowaga?
A $100,000 salary in Buffalo-Cheektowaga has the same purchasing power as $107,675 in Naples-Marco Island. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Buffalo-Cheektowaga and Naples-Marco Island?
Rents in Buffalo-Cheektowaga are indexed at 81.0 while Naples-Marco Island is at 129.4 (national average = 100). Naples-Marco Island has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.