Overall
- Bellingham
- 103.3
- Phoenix-Mesa-Chandler
- 103.3
Diff -0.0 RPP
Bellingham vs Phoenix-Mesa-Chandler
Cost of living comparison based on BEA Regional Price Parities. Phoenix-Mesa-Chandler is 0% less expensive than Bellingham.
0% less expensive
Phoenix-Mesa-Chandler, AZ is 0% less expensive than Bellingham, WA on BEA Regional Price Parities (overall RPP 103.3 vs 103.3). A $100,000 salary in Bellingham buys about the same as $99,983 in Phoenix-Mesa-Chandler; the largest component gap is goods.
- Overall RPP 103.3 (Bellingham) vs 103.3 (Phoenix-Mesa-Chandler)
- $100k in Bellingham ≈ $99,983 purchasing power in Phoenix-Mesa-Chandler
- Goods drives the gap (-10.0 RPP points)
RPP parity plate
Pair WA:AZ 103.3→103.3
PHOTO-FINISH · CROSS-STATE · SPLIT-BUDGET · BOTH-ABOVE · PP-PAR
- PHOTO-FINISH Photo finish
- CROSS-STATE WA × AZ
- SPLIT-BUDGET Split budget
- BOTH-ABOVE Both above 100
- PP-PAR PP near-par
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Bellingham
103.3
Cost Index
Phoenix-Mesa-Chandler
103.3
Cost Index
What This Comparison Actually Tells You
Bellingham, WA and Phoenix-Mesa-Chandler, AZ are a photo finish on overall price level, only 0.0 RPP points apart. A salary conversion is therefore a fine adjustment, not evidence of a fundamentally different cost regime.
Goods creates the largest separation: Phoenix-Mesa-Chandler is 10.0 points lower. But rents move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
Both metros exceed the U.S. benchmark of 100. The choice is between two national premiums, so local wages need to clear the higher baseline in either market.
For a goods-led difference, remember that many tradable prices vary less by address than housing or labor-priced services. Use $99,983 in Phoenix-Mesa-Chandler as the BEA equivalent of $100,000 in Bellingham, then replace the national basket with your own.
Category Breakdown
Goods
- Bellingham
- 105.0
Diff -10.0 RPP
Services
- Bellingham
- 99.9
Diff -6.5 RPP
Rents
- Bellingham
- 112.9
- Phoenix-Mesa-Chandler
- 121.2
Diff +8.3 RPP
| Category | Bellingham | Phoenix-Mesa-Chandler | Difference |
|---|---|---|---|
| Overall | 103.3 | 103.3 | -0.0 |
| Goods | 105.0 | 95.0 | -10.0 |
| Services | 99.9 | 93.3 | -6.5 |
| Rents | 112.9 | 121.2 | +8.3 |
Visual Comparison
Overall
Bellingham 103.3
Phoenix-Mesa-Chandler 103.3
Goods
Bellingham 105.0
Phoenix-Mesa-Chandler 95.0
Services
Bellingham 99.9
Phoenix-Mesa-Chandler 93.3
Rents
Bellingham 112.9
Phoenix-Mesa-Chandler 121.2
Vertical line = national average (100)
Salary Equivalents
What a salary in Bellingham would need to be in Phoenix-Mesa-Chandler for the same purchasing power:
| In Bellingham | In Phoenix-Mesa-Chandler | Difference |
|---|---|---|
| $50,000 | $49,991 | $-9 |
| $75,000 | $74,987 | $-13 |
| $100,000 | $99,983 | $-17 |
| $150,000 | $149,974 | $-26 |
$ in Bellingham = in Phoenix-Mesa-Chandler
Same BEA Regional Price Parity ratio as the table above (103.3 → 103.3), computed live from your number, nothing is sent anywhere.
Frequently Asked Questions
Is Phoenix-Mesa-Chandler more expensive than Bellingham?
Phoenix-Mesa-Chandler is 0% less expensive than Bellingham. The overall cost index is 103.3 vs 103.3 (national average = 100).
What salary in Phoenix-Mesa-Chandler equals $100K in Bellingham?
A $100,000 salary in Bellingham has the same purchasing power as $99,983 in Phoenix-Mesa-Chandler. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Bellingham and Phoenix-Mesa-Chandler?
Rents in Bellingham are indexed at 112.9 while Phoenix-Mesa-Chandler is at 121.2 (national average = 100). Phoenix-Mesa-Chandler has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.