Overall
Diff +2.0 RPP
Atlantic City-Hammonton vs Tampa-St. Petersburg-Clearwater
Cost of living comparison based on BEA Regional Price Parities. Tampa-St. Petersburg-Clearwater is 2.1% more expensive than Atlantic City-Hammonton.
2.1% more expensive
Tampa-St. Petersburg-Clearwater, FL is 2.1% more expensive than Atlantic City-Hammonton, NJ on BEA Regional Price Parities (overall RPP 100.9 vs 98.9). A $100,000 salary in Atlantic City-Hammonton buys about the same as $102,057 in Tampa-St. Petersburg-Clearwater; the largest component gap is rents.
- Overall RPP 98.9 (Atlantic City-Hammonton) vs 100.9 (Tampa-St. Petersburg-Clearwater)
- $100k in Atlantic City-Hammonton ≈ $102,057 purchasing power in Tampa-St. Petersburg-Clearwater
- Rents drives the gap (+27.2 RPP points)
RPP parity plate
Pair NJ:FL 98.9→100.9
TIER-NEAR · CROSS-STATE · SPLIT-BUDGET · BENCH-CROSS · PP-PAR
- TIER-NEAR Near tier
- CROSS-STATE NJ × FL
- SPLIT-BUDGET Split budget
- BENCH-CROSS Benchmark cross
- PP-PAR PP near-par
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Category Breakdown
| Category | Atlantic City-Hammonton | Tampa-St. Petersburg-Clearwater | Difference |
|---|---|---|---|
| Overall | 98.9 | 100.9 | +2.0 |
| Goods | 99.8 | 95.5 | -4.3 |
| Services | 109.2 | 88.5 | -20.7 |
| Rents | 98.7 | 125.8 | +27.2 |
Visual Comparison
Overall
Atlantic City-Hammonton 98.9
Tampa-St. Petersburg-Clearwater 100.9
Goods
Atlantic City-Hammonton 99.8
Tampa-St. Petersburg-Clearwater 95.5
Services
Atlantic City-Hammonton 109.2
Tampa-St. Petersburg-Clearwater 88.5
Rents
Atlantic City-Hammonton 98.7
Tampa-St. Petersburg-Clearwater 125.8
Vertical line = national average (100)
What This Comparison Actually Tells You
Rents creates the largest separation: Tampa-St. Petersburg-Clearwater is 27.2 points higher. But services and goods move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Tampa-St. Petersburg-Clearwater, FL is 2.1% more expensive than Atlantic City-Hammonton, NJ, a meaningful but not extreme shift. The move decision turns on which budget category creates the 2.0-point overall gap.
This route crosses the national benchmark: Tampa-St. Petersburg-Clearwater is above 100 while Atlantic City-Hammonton is below it. That makes the move a change of price regime, not merely a rank swap.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
For a housing-sensitive move, validate the rent gap first: HUD Fair Market Rent and the actual unit size can overturn what the blended index implies. On the BEA ratio alone, $100,000 in Atlantic City-Hammonton corresponds to $102,057 in Tampa-St. Petersburg-Clearwater.
Atlantic City-Hammonton
98.9
Cost Index
Tampa-St. Petersburg-Clearwater
100.9
Cost Index
Salary Equivalents
What a salary in Atlantic City-Hammonton would need to be in Tampa-St. Petersburg-Clearwater for the same purchasing power:
| In Atlantic City-Hammonton | In Tampa-St. Petersburg-Clearwater | Difference |
|---|---|---|
| $50,000 | $51,028 | +$1,028 |
| $75,000 | $76,542 | +$1,542 |
| $100,000 | $102,057 | +$2,057 |
| $150,000 | $153,085 | +$3,085 |
$ in Atlantic City-Hammonton = in Tampa-St. Petersburg-Clearwater
Same BEA Regional Price Parity ratio as the table above (98.9 → 100.9), computed live from your number, nothing is sent anywhere.
How the Price Gap Changed
Atlantic City-Hammonton and Tampa-St. Petersburg-Clearwater share 17 published annual releases from 2008 through 2024. Their overall gap narrowed, moving from 7.5 to 2.0 RPP points. Tampa-St. Petersburg-Clearwater remained the higher-index metro in the latest release.
Rents changed the most within this pair: its gap moved 48.9 points between the first and latest shared releases (21.7 to 27.2 points). This describes a relative price-index history, not a forecast or a household budget.
| Release Year | Atlantic City-Hammonton RPP | Tampa-St. Petersburg-Clearwater RPP | Relative Gap |
|---|---|---|---|
| 2008 | 110.7 | 103.3 | 7.5 points Atlantic City-Hammonton higher |
| 2012 | 104.6 | 100.3 | 4.3 points Atlantic City-Hammonton higher |
| 2016 | 102.6 | 97.1 | 5.5 points Atlantic City-Hammonton higher |
| 2020 | 101.2 | 101.3 | 0.2 points Tampa-St. Petersburg-Clearwater higher |
| 2024 | 98.9 | 100.9 | 2.0 points Tampa-St. Petersburg-Clearwater higher |
Annual BEA Regional Price Parity releases; a higher index means a higher price level relative to the national average of 100. Selected years shown from the full shared series.
Frequently Asked Questions
Is Tampa-St. Petersburg-Clearwater more expensive than Atlantic City-Hammonton?
Tampa-St. Petersburg-Clearwater is 2.1% more expensive than Atlantic City-Hammonton. The overall cost index is 100.9 vs 98.9 (national average = 100).
What salary in Tampa-St. Petersburg-Clearwater equals $100K in Atlantic City-Hammonton?
A $100,000 salary in Atlantic City-Hammonton has the same purchasing power as $102,057 in Tampa-St. Petersburg-Clearwater. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Atlantic City-Hammonton and Tampa-St. Petersburg-Clearwater?
Rents in Atlantic City-Hammonton are indexed at 98.7 while Tampa-St. Petersburg-Clearwater is at 125.8 (national average = 100). Tampa-St. Petersburg-Clearwater has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.