Overall
- Monroe
- 93.5
Diff -5.4 RPP
Atlantic City-Hammonton vs Monroe
Cost of living comparison based on BEA Regional Price Parities. Monroe is 5.4% less expensive than Atlantic City-Hammonton.
5.4% less expensive
Monroe, MI is 5.4% less expensive than Atlantic City-Hammonton, NJ on BEA Regional Price Parities (overall RPP 93.5 vs 98.9). A $100,000 salary in Atlantic City-Hammonton buys about the same as $94,573 in Monroe; the largest component gap is rents.
- Overall RPP 98.9 (Atlantic City-Hammonton) vs 93.5 (Monroe)
- $100k in Atlantic City-Hammonton ≈ $94,573 purchasing power in Monroe
- Rents drives the gap (-24.0 RPP points)
RPP parity plate
Pair NJ:MI 98.9→93.5
TIER-NEAR · CROSS-STATE · RENT-LED · BOTH-BELOW · PP-SHIFT
- TIER-NEAR Near tier
- CROSS-STATE NJ × MI
- RENT-LED Rent-led gap
- BOTH-BELOW Both below 100
- PP-SHIFT PP shift
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Salary Equivalents
What a salary in Atlantic City-Hammonton would need to be in Monroe for the same purchasing power:
| In Atlantic City-Hammonton | In Monroe | Difference |
|---|---|---|
| $50,000 | $47,286 | $-2,714 |
| $75,000 | $70,930 | $-4,070 |
| $100,000 | $94,573 | $-5,427 |
| $150,000 | $141,859 | $-8,141 |
$ in Atlantic City-Hammonton = in Monroe
Same BEA Regional Price Parity ratio as the table above (98.9 → 93.5), computed live from your number, nothing is sent anywhere.
What This Comparison Actually Tells You
Both metros remain below the U.S. benchmark of 100. This comparison chooses between two below-average price levels; “more expensive” here does not mean nationally expensive.
Monroe, MI is 5.4% less expensive than Atlantic City-Hammonton, NJ, a meaningful but not extreme shift. The move decision turns on which budget category creates the 5.4-point overall gap.
Rents leads the difference, with Monroe 24.0 points lower than Atlantic City-Hammonton. Goods, services, and rents all point in the same broad direction, making the headline comparison more transferable across household types.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
For a housing-sensitive move, validate the rent gap first: HUD Fair Market Rent and the actual unit size can overturn what the blended index implies. On the BEA ratio alone, $100,000 in Atlantic City-Hammonton corresponds to $94,573 in Monroe.
Category Breakdown
Goods
- Monroe
- 93.7
Diff -6.1 RPP
Services
- Atlantic City-Hammonton
- 109.2
- Monroe
- 93.7
Diff -15.5 RPP
Rents
- Monroe
- 74.6
Diff -24.0 RPP
| Category | Atlantic City-Hammonton | Monroe | Difference |
|---|---|---|---|
| Overall | 98.9 | 93.5 | -5.4 |
| Goods | 99.8 | 93.7 | -6.1 |
| Services | 109.2 | 93.7 | -15.5 |
| Rents | 98.7 | 74.6 | -24.0 |
Visual Comparison
Overall
Atlantic City-Hammonton 98.9
Monroe 93.5
Goods
Atlantic City-Hammonton 99.8
Monroe 93.7
Services
Atlantic City-Hammonton 109.2
Monroe 93.7
Rents
Atlantic City-Hammonton 98.7
Monroe 74.6
Vertical line = national average (100)
Atlantic City-Hammonton
98.9
Cost Index
Monroe
93.5
Cost Index
How the Price Gap Changed
Atlantic City-Hammonton and Monroe share 17 published annual releases from 2008 through 2024. Their overall gap narrowed, moving from 14.5 to 5.4 RPP points. Atlantic City-Hammonton remained the higher-index metro in the latest release.
Rents changed the most within this pair: its gap moved 31.4 points between the first and latest shared releases (55.5 to 24.0 points). This describes a relative price-index history, not a forecast or a household budget.
| Release Year | Atlantic City-Hammonton RPP | Monroe RPP | Relative Gap |
|---|---|---|---|
| 2008 | 110.7 | 96.2 | 14.5 points Atlantic City-Hammonton higher |
| 2012 | 104.6 | 94.1 | 10.5 points Atlantic City-Hammonton higher |
| 2016 | 102.6 | 93.0 | 9.6 points Atlantic City-Hammonton higher |
| 2020 | 101.2 | 93.5 | 7.7 points Atlantic City-Hammonton higher |
| 2024 | 98.9 | 93.5 | 5.4 points Atlantic City-Hammonton higher |
Annual BEA Regional Price Parity releases; a higher index means a higher price level relative to the national average of 100. Selected years shown from the full shared series.
Frequently Asked Questions
Is Monroe more expensive than Atlantic City-Hammonton?
Monroe is 5.4% less expensive than Atlantic City-Hammonton. The overall cost index is 93.5 vs 98.9 (national average = 100).
What salary in Monroe equals $100K in Atlantic City-Hammonton?
A $100,000 salary in Atlantic City-Hammonton has the same purchasing power as $94,573 in Monroe. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Atlantic City-Hammonton and Monroe?
Rents in Atlantic City-Hammonton are indexed at 98.7 while Monroe is at 74.6 (national average = 100). Atlantic City-Hammonton has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.