Overall
- Memphis
- 92.2
Diff -6.7 RPP
Atlantic City-Hammonton vs Memphis
Cost of living comparison based on BEA Regional Price Parities. Memphis is 6.8% less expensive than Atlantic City-Hammonton.
6.8% less expensive
Memphis, TN-MS-AR is 6.8% less expensive than Atlantic City-Hammonton, NJ on BEA Regional Price Parities (overall RPP 92.2 vs 98.9). A $100,000 salary in Atlantic City-Hammonton buys about the same as $93,245 in Memphis; the largest component gap is services.
- Overall RPP 98.9 (Atlantic City-Hammonton) vs 92.2 (Memphis)
- $100k in Atlantic City-Hammonton ≈ $93,245 purchasing power in Memphis
- Services drives the gap (-35.1 RPP points)
RPP parity plate
Pair NJ:TN 98.9→92.2
TIER-NEAR · CROSS-STATE · SERVICES-LED · BOTH-BELOW · PP-SHIFT
- TIER-NEAR Near tier
- CROSS-STATE NJ × TN
- SERVICES-LED Services-led gap
- BOTH-BELOW Both below 100
- PP-SHIFT PP shift
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
What This Comparison Actually Tells You
Both metros remain below the U.S. benchmark of 100. This comparison chooses between two below-average price levels; “more expensive” here does not mean nationally expensive.
Memphis, TN-MS-AR is 6.8% less expensive than Atlantic City-Hammonton, NJ, a meaningful but not extreme shift. The move decision turns on which budget category creates the 6.7-point overall gap.
Services leads the difference, with Memphis 35.1 points lower than Atlantic City-Hammonton. Goods, services, and rents all point in the same broad direction, making the headline comparison more transferable across household types.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in Atlantic City-Hammonton to $93,245 in Memphis, but it is not a personal spending weight.
Category Breakdown
Goods
- Memphis
- 96.2
Diff -3.6 RPP
Services
- Atlantic City-Hammonton
- 109.2
- Memphis
- 74.1
Diff -35.1 RPP
Rents
- Memphis
- 79.8
Diff -18.9 RPP
| Category | Atlantic City-Hammonton | Memphis | Difference |
|---|---|---|---|
| Overall | 98.9 | 92.2 | -6.7 |
| Goods | 99.8 | 96.2 | -3.6 |
| Services | 109.2 | 74.1 | -35.1 |
| Rents | 98.7 | 79.8 | -18.9 |
Visual Comparison
Overall
Atlantic City-Hammonton 98.9
Memphis 92.2
Goods
Atlantic City-Hammonton 99.8
Memphis 96.2
Services
Atlantic City-Hammonton 109.2
Memphis 74.1
Rents
Atlantic City-Hammonton 98.7
Memphis 79.8
Vertical line = national average (100)
Salary Equivalents
What a salary in Atlantic City-Hammonton would need to be in Memphis for the same purchasing power:
| In Atlantic City-Hammonton | In Memphis | Difference |
|---|---|---|
| $50,000 | $46,622 | $-3,378 |
| $75,000 | $69,934 | $-5,066 |
| $100,000 | $93,245 | $-6,755 |
| $150,000 | $139,867 | $-10,133 |
$ in Atlantic City-Hammonton = in Memphis
Same BEA Regional Price Parity ratio as the table above (98.9 → 92.2), computed live from your number, nothing is sent anywhere.
Atlantic City-Hammonton
98.9
Cost Index
Memphis
92.2
Cost Index
Frequently Asked Questions
Is Memphis more expensive than Atlantic City-Hammonton?
Memphis is 6.8% less expensive than Atlantic City-Hammonton. The overall cost index is 92.2 vs 98.9 (national average = 100).
What salary in Memphis equals $100K in Atlantic City-Hammonton?
A $100,000 salary in Atlantic City-Hammonton has the same purchasing power as $93,245 in Memphis. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Atlantic City-Hammonton and Memphis?
Rents in Atlantic City-Hammonton are indexed at 98.7 while Memphis is at 79.8 (national average = 100). Atlantic City-Hammonton has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.