Overall
Diff -5.8 RPP
Atlantic City-Hammonton vs Louisville/Jefferson County
Cost of living comparison based on BEA Regional Price Parities. Louisville/Jefferson County is 5.8% less expensive than Atlantic City-Hammonton.
5.8% less expensive
Louisville/Jefferson County, KY-IN is 5.8% less expensive than Atlantic City-Hammonton, NJ on BEA Regional Price Parities (overall RPP 93.1 vs 98.9). A $100,000 salary in Atlantic City-Hammonton buys about the same as $94,150 in Louisville/Jefferson County; the largest component gap is services.
- Overall RPP 98.9 (Atlantic City-Hammonton) vs 93.1 (Louisville/Jefferson County)
- $100k in Atlantic City-Hammonton ≈ $94,150 purchasing power in Louisville/Jefferson County
- Services drives the gap (-34.2 RPP points)
RPP parity plate
Pair NJ:KY 98.9→93.1
TIER-NEAR · CROSS-STATE · SERVICES-LED · BOTH-BELOW · PP-SHIFT
- TIER-NEAR Near tier
- CROSS-STATE NJ × KY
- SERVICES-LED Services-led gap
- BOTH-BELOW Both below 100
- PP-SHIFT PP shift
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
What This Comparison Actually Tells You
Both metros remain below the U.S. benchmark of 100. This comparison chooses between two below-average price levels; “more expensive” here does not mean nationally expensive.
Louisville/Jefferson County, KY-IN is 5.8% less expensive than Atlantic City-Hammonton, NJ, a meaningful but not extreme shift. The move decision turns on which budget category creates the 5.8-point overall gap.
Services leads the difference, with Louisville/Jefferson County 34.2 points lower than Atlantic City-Hammonton. Goods, services, and rents all point in the same broad direction, making the headline comparison more transferable across household types.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in Atlantic City-Hammonton to $94,150 in Louisville/Jefferson County, but it is not a personal spending weight.
How the Price Gap Changed
Atlantic City-Hammonton and Louisville/Jefferson County share 17 published annual releases from 2008 through 2024. Their overall gap narrowed, moving from 17.5 to 5.8 RPP points. Atlantic City-Hammonton remained the higher-index metro in the latest release.
Rents changed the most within this pair: its gap moved 36.3 points between the first and latest shared releases (56.5 to 20.1 points). This describes a relative price-index history, not a forecast or a household budget.
| Release Year | Atlantic City-Hammonton RPP | Louisville/Jefferson County RPP | Relative Gap |
|---|---|---|---|
| 2008 | 110.7 | 93.2 | 17.5 points Atlantic City-Hammonton higher |
| 2012 | 104.6 | 94.9 | 9.7 points Atlantic City-Hammonton higher |
| 2016 | 102.6 | 95.1 | 7.6 points Atlantic City-Hammonton higher |
| 2020 | 101.2 | 91.6 | 9.6 points Atlantic City-Hammonton higher |
| 2024 | 98.9 | 93.1 | 5.8 points Atlantic City-Hammonton higher |
Annual BEA Regional Price Parity releases; a higher index means a higher price level relative to the national average of 100. Selected years shown from the full shared series.
Category Breakdown
| Category | Atlantic City-Hammonton | Louisville/Jefferson County | Difference |
|---|---|---|---|
| Overall | 98.9 | 93.1 | -5.8 |
| Goods | 99.8 | 96.2 | -3.6 |
| Services | 109.2 | 75.0 | -34.2 |
| Rents | 98.7 | 78.6 | -20.1 |
Visual Comparison
Overall
Atlantic City-Hammonton 98.9
Louisville/Jefferson County 93.1
Goods
Atlantic City-Hammonton 99.8
Louisville/Jefferson County 96.2
Services
Atlantic City-Hammonton 109.2
Louisville/Jefferson County 75.0
Rents
Atlantic City-Hammonton 98.7
Louisville/Jefferson County 78.6
Vertical line = national average (100)
Salary Equivalents
What a salary in Atlantic City-Hammonton would need to be in Louisville/Jefferson County for the same purchasing power:
| In Atlantic City-Hammonton | In Louisville/Jefferson County | Difference |
|---|---|---|
| $50,000 | $47,075 | $-2,925 |
| $75,000 | $70,613 | $-4,387 |
| $100,000 | $94,150 | $-5,850 |
| $150,000 | $141,225 | $-8,775 |
$ in Atlantic City-Hammonton = in Louisville/Jefferson County
Same BEA Regional Price Parity ratio as the table above (98.9 → 93.1), computed live from your number, nothing is sent anywhere.
Atlantic City-Hammonton
98.9
Cost Index
Louisville/Jefferson County
93.1
Cost Index
Frequently Asked Questions
Is Louisville/Jefferson County more expensive than Atlantic City-Hammonton?
Louisville/Jefferson County is 5.8% less expensive than Atlantic City-Hammonton. The overall cost index is 93.1 vs 98.9 (national average = 100).
What salary in Louisville/Jefferson County equals $100K in Atlantic City-Hammonton?
A $100,000 salary in Atlantic City-Hammonton has the same purchasing power as $94,150 in Louisville/Jefferson County. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Atlantic City-Hammonton and Louisville/Jefferson County?
Rents in Atlantic City-Hammonton are indexed at 98.7 while Louisville/Jefferson County is at 78.6 (national average = 100). Atlantic City-Hammonton has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.