Amarillo vs Philadelphia-Camden-Wilmington

Cost of living comparison based on BEA Regional Price Parities. Philadelphia-Camden-Wilmington is 11.7% more expensive than Amarillo.

What This Comparison Actually Tells You

The Bureau of Economic Analysis indexes Amarillo, TX at an overall Regional Price Parity of 91.8 and Philadelphia-Camden-Wilmington, PA-NJ-DE-MD at 102.6, using the U.S. national average of 100 as the reference point. That puts Philadelphia-Camden-Wilmington 11.7% more expensive than Amarillo on a blended basket of goods, services, and rents. The raw index gap of 10.7 points matters more than the headline comparison because it flows directly into salary-equivalent math that families use for relocation, job offers, and remote-work arbitrage decisions.

Inside the breakdown, Amarillo indexes goods at 93.8, services at 83.5, and rents at 78.4, while Philadelphia-Camden-Wilmington comes in at 96.8, 114.4, and 113.1 on the same three categories. The rent line carries the largest weight in the BEA methodology, so a metro with a higher rent index almost always ends up more expensive overall - Philadelphia-Camden-Wilmington carries the heavier rent load here, and that tends to dominate household budget experience on the ground.

In salary terms, a $100,000 income in Amarillo has the same purchasing power as $111,690 in Philadelphia-Camden-Wilmington based on these indexes. The two metros serve populations of roughly 270,207 (Amarillo) and 6,241,882 (Philadelphia-Camden-Wilmington), and median household incomes are $66,571 versus $89,273 respectively - so the right way to read this comparison is never the index alone, but the ratio of your expected local salary to the rent and services mix. For any serious relocation or remote-work decision, pair this BEA comparison with BLS occupation-specific wage data, HUD Fair Market Rent tables, and state tax treatment before committing.

Amarillo
91.8
Cost Index
Philadelphia-Camden-Wilmington
102.6
Cost Index

Category Breakdown

Category Amarillo Philadelphia-Camden-Wilmington Difference
Overall 91.8 102.6 +10.7
Goods 93.8 96.8 +3.1
Services 83.5 114.4 +30.9
Rents 78.4 113.1 +34.8

Visual Comparison

Overall
Amarillo
91.8
Philadelphia-Camden-Wilmington
102.6
Goods
Amarillo
93.8
Philadelphia-Camden-Wilmington
96.8
Services
Amarillo
83.5
Philadelphia-Camden-Wilmington
114.4
Rents
Amarillo
78.4
Philadelphia-Camden-Wilmington
113.1

Vertical line = national average (100)

Salary Equivalents

What a salary in Amarillo would need to be in Philadelphia-Camden-Wilmington for the same purchasing power:

In Amarillo In Philadelphia-Camden-Wilmington Difference
$50,000 $55,845 +$5,845
$75,000 $83,768 +$8,768
$100,000 $111,690 +$11,690
$150,000 $167,535 +$17,535

Use the salary calculator for custom amounts.

Metro Context

Metric Amarillo Philadelphia-Camden-Wilmington
Population 270,207 6,241,882
Median Income $66,571 $89,273
Data Year 2024 2024

Frequently Asked Questions

Is Philadelphia-Camden-Wilmington more expensive than Amarillo?
Philadelphia-Camden-Wilmington is 11.7% more expensive than Amarillo. The overall cost index is 102.6 vs 91.8 (national average = 100).
What salary in Philadelphia-Camden-Wilmington equals $100K in Amarillo?
A $100,000 salary in Amarillo has the same purchasing power as $111,690 in Philadelphia-Camden-Wilmington. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Amarillo and Philadelphia-Camden-Wilmington?
Rents in Amarillo are indexed at 78.4 while Philadelphia-Camden-Wilmington is at 113.1 (national average = 100). Philadelphia-Camden-Wilmington has higher rents.

Source: Bureau of Economic Analysis, Regional Price Parities (2024). Index where national average = 100.

Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainCost Editorial