Overall
- Bend
- 103.6
Diff +4.0 RPP
Albany-Schenectady-Troy vs Bend
Cost of living comparison based on BEA Regional Price Parities. Bend is 4.1% more expensive than Albany-Schenectady-Troy.
4.1% more expensive
Bend, OR is 4.1% more expensive than Albany-Schenectady-Troy, NY on BEA Regional Price Parities (overall RPP 103.6 vs 99.6). A $100,000 salary in Albany-Schenectady-Troy buys about the same as $104,059 in Bend; the largest component gap is services.
- Overall RPP 99.6 (Albany-Schenectady-Troy) vs 103.6 (Bend)
- $100k in Albany-Schenectady-Troy ≈ $104,059 purchasing power in Bend
- Services drives the gap (-29.1 RPP points)
RPP parity plate
Pair NY:OR 99.6→103.6
TIER-NEAR · CROSS-STATE · SPLIT-BUDGET · BENCH-CROSS · PP-SHIFT
- TIER-NEAR Near tier
- CROSS-STATE NY × OR
- SPLIT-BUDGET Split budget
- BENCH-CROSS Benchmark cross
- PP-SHIFT PP shift
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Category Breakdown
Goods
- Bend
- 105.3
Diff +5.6 RPP
Services
- Albany-Schenectady-Troy
- 134.0
- Bend
- 105.0
Diff -29.1 RPP
Rents
- Albany-Schenectady-Troy
- 102.6
- Bend
- 110.0
Diff +7.4 RPP
| Category | Albany-Schenectady-Troy | Bend | Difference |
|---|---|---|---|
| Overall | 99.6 | 103.6 | +4.0 |
| Goods | 99.7 | 105.3 | +5.6 |
| Services | 134.0 | 105.0 | -29.1 |
| Rents | 102.6 | 110.0 | +7.4 |
Visual Comparison
Overall
Albany-Schenectady-Troy 99.6
Bend 103.6
Goods
Albany-Schenectady-Troy 99.7
Bend 105.3
Services
Albany-Schenectady-Troy 134.0
Bend 105.0
Rents
Albany-Schenectady-Troy 102.6
Bend 110.0
Vertical line = national average (100)
What This Comparison Actually Tells You
Services creates the largest separation: Bend is 29.1 points lower. But services move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Bend, OR is 4.1% more expensive than Albany-Schenectady-Troy, NY, a meaningful but not extreme shift. The move decision turns on which budget category creates the 4.0-point overall gap.
This route crosses the national benchmark: Bend is above 100 while Albany-Schenectady-Troy is below it. That makes the move a change of price regime, not merely a rank swap.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in Albany-Schenectady-Troy to $104,059 in Bend, but it is not a personal spending weight.
Albany-Schenectady-Troy
99.6
Cost Index
Bend
103.6
Cost Index
Salary Equivalents
What a salary in Albany-Schenectady-Troy would need to be in Bend for the same purchasing power:
| In Albany-Schenectady-Troy | In Bend | Difference |
|---|---|---|
| $50,000 | $52,029 | +$2,029 |
| $75,000 | $78,044 | +$3,044 |
| $100,000 | $104,059 | +$4,059 |
| $150,000 | $156,088 | +$6,088 |
$ in Albany-Schenectady-Troy = in Bend
Same BEA Regional Price Parity ratio as the table above (99.6 → 103.6), computed live from your number, nothing is sent anywhere.
Frequently Asked Questions
Is Bend more expensive than Albany-Schenectady-Troy?
Bend is 4.1% more expensive than Albany-Schenectady-Troy. The overall cost index is 103.6 vs 99.6 (national average = 100).
What salary in Bend equals $100K in Albany-Schenectady-Troy?
A $100,000 salary in Albany-Schenectady-Troy has the same purchasing power as $104,059 in Bend. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Albany-Schenectady-Troy and Bend?
Rents in Albany-Schenectady-Troy are indexed at 102.6 while Bend is at 110.0 (national average = 100). Bend has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.