Overall
Diff -0.2 RPP
Yuma vs Waco
Cost of living comparison based on BEA Regional Price Parities. Waco is 0.2% less expensive than Yuma.
0.2% less expensive
Waco, TX is 0.2% less expensive than Yuma, AZ on BEA Regional Price Parities (overall RPP 92.5 vs 92.7). A $100,000 salary in Yuma buys about the same as $99,832 in Waco; the largest component gap is rents.
- Overall RPP 92.7 (Yuma) vs 92.5 (Waco)
- $100k in Yuma ≈ $99,832 purchasing power in Waco
- Rents drives the gap (+9.8 RPP points)
RPP parity plate
Pair AZ:TX 92.7→92.5
PHOTO-FINISH · CROSS-STATE · SPLIT-BUDGET · BOTH-BELOW · PP-PAR
- PHOTO-FINISH Photo finish
- CROSS-STATE AZ × TX
- SPLIT-BUDGET Split budget
- BOTH-BELOW Both below 100
- PP-PAR PP near-par
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Yuma
92.7
Cost Index
Waco
92.5
Cost Index
What This Comparison Actually Tells You
Yuma, AZ and Waco, TX are a photo finish on overall price level, only 0.2 RPP points apart. A salary conversion is therefore a fine adjustment, not evidence of a fundamentally different cost regime.
Rents creates the largest separation: Waco is 9.8 points higher. But rents move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
Both metros remain below the U.S. benchmark of 100. This comparison chooses between two below-average price levels; “more expensive” here does not mean nationally expensive.
For a housing-sensitive move, validate the rent gap first: HUD Fair Market Rent and the actual unit size can overturn what the blended index implies. On the BEA ratio alone, $100,000 in Yuma corresponds to $99,832 in Waco.
Category Breakdown
Goods
Diff -2.5 RPP
Services
Diff -6.9 RPP
Rents
Diff +9.8 RPP
| Category | Yuma | Waco | Difference |
|---|---|---|---|
| Overall | 92.7 | 92.5 | -0.2 |
| Goods | 96.2 | 93.8 | -2.5 |
| Services | 87.8 | 81.0 | -6.9 |
| Rents | 73.8 | 83.5 | +9.8 |
Visual Comparison
Overall
Yuma 92.7
Waco 92.5
Goods
Yuma 96.2
Waco 93.8
Services
Yuma 87.8
Waco 81.0
Rents
Yuma 73.8
Waco 83.5
Vertical line = national average (100)
Salary Equivalents
What a salary in Yuma would need to be in Waco for the same purchasing power:
| In Yuma | In Waco | Difference |
|---|---|---|
| $50,000 | $49,916 | $-84 |
| $75,000 | $74,874 | $-126 |
| $100,000 | $99,832 | $-168 |
| $150,000 | $149,748 | $-252 |
$ in Yuma = in Waco
Same BEA Regional Price Parity ratio as the table above (92.7 → 92.5), computed live from your number, nothing is sent anywhere.
Frequently Asked Questions
Is Waco more expensive than Yuma?
Waco is 0.2% less expensive than Yuma. The overall cost index is 92.5 vs 92.7 (national average = 100).
What salary in Waco equals $100K in Yuma?
A $100,000 salary in Yuma has the same purchasing power as $99,832 in Waco. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Yuma and Waco?
Rents in Yuma are indexed at 73.8 while Waco is at 83.5 (national average = 100). Waco has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.