Overall
- Yuma
- 92.7
Diff +0.4 RPP
Yuma vs Louisville/Jefferson County
Cost of living comparison based on BEA Regional Price Parities. Louisville/Jefferson County is 0.4% more expensive than Yuma.
0.4% more expensive
Louisville/Jefferson County, KY-IN is 0.4% more expensive than Yuma, AZ on BEA Regional Price Parities (overall RPP 93.1 vs 92.7). A $100,000 salary in Yuma buys about the same as $100,397 in Louisville/Jefferson County; the largest component gap is services.
- Overall RPP 92.7 (Yuma) vs 93.1 (Louisville/Jefferson County)
- $100k in Yuma ≈ $100,397 purchasing power in Louisville/Jefferson County
- Services drives the gap (-12.9 RPP points)
RPP parity plate
Pair AZ:KY 92.7→93.1
PHOTO-FINISH · CROSS-STATE · SPLIT-BUDGET · BOTH-BELOW · PP-PAR
- PHOTO-FINISH Photo finish
- CROSS-STATE AZ × KY
- SPLIT-BUDGET Split budget
- BOTH-BELOW Both below 100
- PP-PAR PP near-par
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Yuma
92.7
Cost Index
Louisville/Jefferson County
93.1
Cost Index
What This Comparison Actually Tells You
Yuma, AZ and Louisville/Jefferson County, KY-IN are a photo finish on overall price level, only 0.4 RPP points apart. A salary conversion is therefore a fine adjustment, not evidence of a fundamentally different cost regime.
Services creates the largest separation: Louisville/Jefferson County is 12.9 points lower. But services and goods move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
Both metros remain below the U.S. benchmark of 100. This comparison chooses between two below-average price levels; “more expensive” here does not mean nationally expensive.
For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in Yuma to $100,397 in Louisville/Jefferson County, but it is not a personal spending weight.
Category Breakdown
Goods
- Yuma
- 96.2
Diff -0.0 RPP
Services
- Yuma
- 87.8
Diff -12.9 RPP
Rents
- Yuma
- 73.8
Diff +4.8 RPP
| Category | Yuma | Louisville/Jefferson County | Difference |
|---|---|---|---|
| Overall | 92.7 | 93.1 | +0.4 |
| Goods | 96.2 | 96.2 | -0.0 |
| Services | 87.8 | 75.0 | -12.9 |
| Rents | 73.8 | 78.6 | +4.8 |
Visual Comparison
Overall
Yuma 92.7
Louisville/Jefferson County 93.1
Goods
Yuma 96.2
Louisville/Jefferson County 96.2
Services
Yuma 87.8
Louisville/Jefferson County 75.0
Rents
Yuma 73.8
Louisville/Jefferson County 78.6
Vertical line = national average (100)
Salary Equivalents
What a salary in Yuma would need to be in Louisville/Jefferson County for the same purchasing power:
| In Yuma | In Louisville/Jefferson County | Difference |
|---|---|---|
| $50,000 | $50,198 | +$198 |
| $75,000 | $75,298 | +$298 |
| $100,000 | $100,397 | +$397 |
| $150,000 | $150,595 | +$595 |
$ in Yuma = in Louisville/Jefferson County
Same BEA Regional Price Parity ratio as the table above (92.7 → 93.1), computed live from your number, nothing is sent anywhere.
Frequently Asked Questions
Is Louisville/Jefferson County more expensive than Yuma?
Louisville/Jefferson County is 0.4% more expensive than Yuma. The overall cost index is 93.1 vs 92.7 (national average = 100).
What salary in Louisville/Jefferson County equals $100K in Yuma?
A $100,000 salary in Yuma has the same purchasing power as $100,397 in Louisville/Jefferson County. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Yuma and Louisville/Jefferson County?
Rents in Yuma are indexed at 73.8 while Louisville/Jefferson County is at 78.6 (national average = 100). Louisville/Jefferson County has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.